Mitch Harwood - Finance Broker

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Mitch Harwood - Finance Broker Finance Broker with experience in residential mortgages, investment property, asset finance and SMSF

⚽ We’re heading to the 2026 Queensland Football Convention!As a proud sponsor and partner of Football Queensland, SW Bro...
06/10/2026

⚽ We’re heading to the 2026 Queensland Football Convention!

As a proud sponsor and partner of Football Queensland, SW Brokerage will be there chatting with clubs about financial wellbeing, budgeting and cash flow, funding opportunities, grant applications and Process AI — helping clubs work smarter, save valuable volunteer time and strengthen their financial position.

And there’s another reason to come and see us on the day! 👀

Visit the SW Brokerage team at the convention to go into the draw to WIN:

⚽ A bag of Size 5 soccer balls
🏆 A Carromco football table

If you’re attending, make sure you stop by, say hello and enter the draw!
We look forward to seeing you there and supporting stronger clubs, on and off the field.

The RBA has increased the cash rate again, bringing it to 4.60%.For mortgage holders, another rate rise can mean additio...
29/09/2026

The RBA has increased the cash rate again, bringing it to 4.60%.
For mortgage holders, another rate rise can mean additional pressure on repayments and household cash flow — but it doesn’t mean you’re out of options.

Now could be the time to review your home loan, check whether your rate is still competitive and understand whether renegotiating or refinancing could put you in a stronger position.

Our latest blog breaks down what today’s decision means, what could happen next and practical ways to help weather the higher-rate environment.

You can’t control the cash rate, but you can make sure your lending is working as hard as possible.

Read the latest blog or get in touch with the SW Brokerage team to review your options.

https://swbrokerage.com.au/blog/interest-rates-have-risen-again-so-what-now-for-mortgage-holders

15/09/2026

Our latest blog is now live! 💻

We’re talking all things refinancing your SMSF loan and asking an important question: is your current loan structure working hard enough for you?

As the lending landscape changes, it could be worth reviewing your current setup and exploring whether refinancing may better support your fund’s long-term strategy.

Head to our website to read the full blog.

What does it really cost when a great employee leaves?Replacing an employee can cost Australian businesses an estimated ...
09/09/2026

What does it really cost when a great employee leaves?

Replacing an employee can cost Australian businesses an estimated $28,500 on average — before considering the time, disruption and knowledge that can leave with them.

While financial wellbeing is only one part of the employee experience, giving your people practical tools to better understand and manage their money can help build greater financial confidence, clarity and control.

The Foundations & Horizons 6-Week Financial Wellbeing Program helps employees make better use of the income they already earn, with practical education around cash flow, debt, financial goals, mortgages, super and investing.

Because investing in your people shouldn’t stop at their professional development.

Want to strengthen financial wellbeing within your workplace?

Get in touch with the SW Brokerage team to learn more about bringing the 6-week program to your organisation.

01/09/2026

Interest rates, rising repayments, borrowing strategy, property investing, cash flow, there’s a lot changing in today’s financial landscape.

In our podcast episodes, Barry Wilkinson and the SW Brokerage team break down the real conversations happening with clients right now, sharing practical insights, lending strategies and the key things borrowers should be considering in the current market.

Whether you’re navigating debt, reviewing your loans, investing, or simply trying to make smarter financial decisions, these are the conversations that matter.

🎙 Watch the full episode via the link in bio & on our Youtube Channel!

Thinking of making the switch to electric? ⚡🚗A 1% p.a. rate discount on eligible electric vehicle finance has been exten...
25/08/2026

Thinking of making the switch to electric? ⚡🚗

A 1% p.a. rate discount on eligible electric vehicle finance has been extended until 30 September 2026.

That could mean thousands in savings over the life of your loan.

Available on eligible battery electric vehicles and plug-in hybrids through Equipment Finance.

Want to know if you’re eligible? Get in touch with the SW Brokerage team to discuss your options.

📲 www.swbrokerage.com.au

Lending criteria, fees, charges and eligibility conditions apply.

SMSF PROPERTY LENDING: WHAT THE NEW RULES MEAN FOR YOU 🏢From 10 August 2026, new requirements apply to SMSF borrowing un...
20/08/2026

SMSF PROPERTY LENDING: WHAT THE NEW RULES MEAN FOR YOU 🏢
From 10 August 2026, new requirements apply to SMSF borrowing under Limited Recourse Borrowing Arrangements (LRBAs).

So, what does this mean for you?

🏢 New SMSF property purchases are generally restricted to Business Real Property under an LRBA.
🔄 Existing LRBAs aren't banned, eligible existing arrangements can generally continue to be maintained or refinanced, even where the property isn't Business Real Property.
🏗️ Commercial property remains an option where the relevant requirements are met.

If you're considering an SMSF property purchase, refinancing an existing SMSF loan or commercial property finance, understanding the new rules and structuring your lending correctly is more important than ever.

Have questions about your SMSF lending options?

👉 Get in touch with the SW Brokerage team today

Could Your Profession Help You Avoid LMI? Did you know that your profession could potentially give you access to special...
18/08/2026

Could Your Profession Help You Avoid LMI?

Did you know that your profession could potentially give you access to specialist lending options and help you avoid Lenders Mortgage Insurance (LMI)?

For eligible medical, allied health and other professionals, some lenders may offer higher-LVR lending without the usual LMI cost — potentially meaning a smaller deposit could be enough to get you into the property market sooner.
In our latest blog, we break down:

✔️ Who may be eligible
✔️ How professional lending policies can differ
✔️ What higher-LVR lending could mean for you
✔️ Why the right loan structure matters

Think your profession could unlock better lending options?

Read the full blog or get in touch with the SW Brokerage team to explore your options: https://lnkd.in/gWDp9seS (https://www.linkedin.com/safety/go/?url=https%3A%2F%2Flnkd%2Ein%2FgWDp9seS&urlhash=Zh2U&mt=R4RlLc4AIiiNzSAgYVoPupIqkPu8-rj2fYwi8ai-6DIyg28MTj3Dp-dm-XOBiZjPLeseiyEqBnEvFI8bRURD0aV4RJhLgghYLX_hhOUS8coUG45XjaZj0EEx&isSdui=true)

We're good with numbers, but better with people.

⚽️ STRONG FINANCIAL FOUNDATIONS | FREE WEBINARSW Brokerage & Football Queensland are coming together to help you take co...
18/08/2026

⚽️ STRONG FINANCIAL FOUNDATIONS | FREE WEBINAR

SW Brokerage & Football Queensland are coming together to help you take control of your finances and build stronger financial foundations.

If you’ve ever thought, “I know I could be doing better with my money, I just don’t know where to start,” this session is for you.

📅 25 August 2026
⏰ 7:00pm
💻 Online Webinar

Walk away with practical strategies and greater confidence around managing your money and planning for the future.

🎟️ Secure your spot now — registrations are open!

LINK https://www.eventbrite.com/e/1997422058145?aff=oddtdtcreator

RBA holds the cash rate at 4.35% — but that doesn’t mean you should wait to make a move.With rates remaining on hold, ma...
11/08/2026

RBA holds the cash rate at 4.35% — but that doesn’t mean you should wait to make a move.

With rates remaining on hold, many borrowers are asking the same question: When will rates come down?

But waiting for the next rate cut isn’t always the best strategy. There may already be opportunities to improve your loan structure, reduce repayments, access better rates or review how your current lending is working for you.

The right strategy can make a difference before rates start moving.

👉 Read our latest blog where we break down what the RBA’s decision means for borrowers and why you don’t need to wait for a rate cut to review your mortgage.

Read the full blog: https://swbrokerage.com.au/blog/rba-rates-on-hold-don-t-wait-for-a-rate-cut-to-improve-your-mortgage

📲 Want to understand your options? Get in touch with the SW Brokerage team for a quick review.

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Brisbane, QLD

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