Mitchell Capital

07/01/2025

Mortgage Offsets Simplified ✔️

An offset account is like a savings account that’s linked to your home loan—and it can help you save big on interest.

Here’s how it works:

• Say you have a $500,000 home loan.

• You also have $20,000 in your offset account.

• The bank only charges you interest on $480,000 ($500,000 - $20,000).

Why it’s awesome:

• Every dollar in your offset account reduces the amount of interest you pay.

• The more you save, the faster you could pay off your loan!

Want to know if an offset account is right for you? Let’s chat and run the numbers!

05/01/2025

Thinking Renovations? Let’s Tap into Your Home’s Potential!

A home renovation can transform your living space, and you might already have the funds to make it happen—without needing to save up for years! Here’s how it works:

Understand Your Equity:
• Equity is the difference between your home’s current value and what you still owe on your loan.
• If your home has gone up in value or you’ve been paying down your loan, you may be sitting on untapped equity.

Access Your Equity:
Through refinancing, you can access the equity in your home to fund your renovation project—whether it’s a dream kitchen, a new bathroom, or a backyard overhaul.

Explore Loan Options:
I’ll help you compare refinancing options to find the best fit for your financial goals.

Plan Your Project:
Once your funds are secured, it’s time to turn those Pinterest boards into reality!

Let’s chat about how you can unlock your home’s potential and bring your renovation dreams to life. Message me to get started!

03/01/2025

Dream Car Goals 🚙

Nothing beats the smell of a new car! Let me help you compare lenders and find the best loan to get you behind the wheel faster 💨

24/01/2024

Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and rising property values dampen their goal of buying a home. Here are five tips to help you buy your first home in 2024. 👇⁣

Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and rising property values dampen

17/01/2024

It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another way your deposit size could reduce your repayments: by potentially reducing your interest rate. 🏡

It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another

10/01/2024

What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make your home loan journey a whole lot easier, letting you focus on the fun part: planning for your new home! 🏡

What exactly can a mortgage broker do for you? Well, we don’t mean to toot our own horn, but we can make your home loan journey a whole lot easier, letting

04/01/2024

Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? 😅⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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Either way, check out our list of possible mortgage goals for 2024 – try one, or have a go at them all – to save a bundle in the year ahead. 🏡

Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – try one, or