Omnifin 360 Pty Ltd "Omnifin 360" is a boutique Private Lender, recognised as a market leader through its successes in deal structuring and the sourcing of debt and equity solutions. We are Private Lenders (not brokers or introducers) however as part of our offerings we also have over 160 active debt and equity providers (through an aggregation platform). This includes both major and minor banks,
and mortgage trusts providing us with the ability to create appropriate levels of competitive appetite for them to invest in your project. Omnifin 360 Pty Ltd "Omnifin 360" provides a full-service financial package including senior debt, mezzanine debt and equity solutions, all of which are tailored to our clients’ needs based on a detailed evaluation of their financial position and risk appetite. Our Product Offerings:
>First Mortgage Finance:
(Loan term up to 5 years)
Leverage your existing residential or commercial property to access the funding you require for your next project. This allows us to give you fast access to a flexible borrowing option that will help you meet your goals. We provide the best construction loan rates up to $25,000,000.00. Rates starting from 5.95% per annum up to 80% Loan to Value Ratio.
>Second Mortgage Finance and Mezzanine Debt:
(Loan term up to 5 years)
We also help our clients to access second mortgage finance solutions. Our team is widely experienced structuring our own private loan and originating these types of loans and will work with you to rapidly find and secure a suitable short-term loan. We provide second mortgage and mezzanine loans starting from $100,000.00 to $5,000,000.00 per project. Our rates start from 13.95% per annum up to 80% Loan to Value Ratio.
>Preferred Equity and Joint Venture Funding:
(Loan Term on application)
We provide preferred equity and joint venture funding from $50,000.00 to $5,000,000.00. Our rates start from 13.95% per annum up to 80% Loan to Value Ratio.
>Bridging Loans:
(Loan term from 1 to 24 months)
Bridging finance makes sense when you are transitioning between properties or assets. It's a perfect solution if you need money fast to sustain cash flow. Our rates will be determined on application once we have a better understanding of the risk profile and security offered. Our rates start from 13.95% per annum up to 80% Loan to Value Ratio.
>Stretch Senior Debt:
(Loan term up to 5 years)
Need a borrowing solution outside of what is offered by Australia’s major banks and lenders? Omnifin 360 is a Private Lender operated by finance experts. If your transaction does meet our criteria we will connect you with other motivated private lenders and help to arrange terms that deliver a win/win outcome for all stakeholders. Our rates will be determined on application once we have a better understanding of the risk profile and security offered.
>Caveat Loan:
(Loan term from 1 to 24 months)
We lend to businesses who need short term funding secured against their property. We take a common sense approach to lending and can often assist when the banks wont. We provide caveat loans from $50,000.00 to $2,000,000.00 up to 80% Loan to Value Ratio at 2% per month (24% per annum). Loans can be settled within 3 to 5 business days.
>Investment Opportunities:
(Terms on application)
Delivering construction finance opportunities to sophisticated investors. Terms and conditions on application. Typical Loan Purpose:
>Property Development and Construction Loans.
>Land Subdivision Finance.
>Renovation and Flip Finance.
>Construction Completion Finance.
>Mezzanine and Bridging Finance.
>Residual Stock Loan.
>Bridging or Working Capital Loans.
>Business Purchase or Establishment Finance.
>Equity Release.
>Refinance and Debt Consolidation.
>ATO Tax Debt Loans. We bring possibilities to life!
