Loan Market Adrian Cross

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Loan Market Adrian Cross

I have made a career of turning the challenges of property into a truly rewarding experience.

If you are a first home buyer, investor or purchasing for the second time, I will help you to compare loans based on all their features

16/06/2026

RBA Cash Rate on Hold – A Little Relief for Borrowers

The Reserve Bank of Australia has today left the cash rate unchanged at 4.35%, providing some welcome relief for households and mortgage holders after a series of rate increases earlier this year.

While repayments aren't reducing just yet, a rate hold gives many Australians a chance to catch their breath, review their finances, and focus on getting ahead rather than simply keeping up.

💡 What does this mean?
✔ No immediate increase to variable home loan repayments
✔ More certainty for household budgets
✔ An opportunity to review your current loan and ensure you're still getting a competitive rate

Remember, even when the RBA is on hold, lenders don't always offer their best rates automatically. It may be worth reviewing your home loan to see if there are savings available.

A little relief today, but staying proactive can make a big difference to your financial future. 🏡

17/03/2026

RBA Rate Rise – What Does It Mean for You? 📈

The Reserve Bank of Australia (RBA) has increased interest rates again — but what does that actually mean for your day-to-day finances?

🏡 If you have a home loan:
Your repayments may increase, especially if you’re on a variable rate. Even a small rise can add up over time.

💳 If you have debt (credit cards, personal loans):
Interest costs may go up, meaning it could take longer (and cost more) to pay off.

💰 If you’re saving:
There’s a positive — savings accounts and term deposit rates may increase too.

📊 Why is this happening?
The RBA raises rates to help control inflation and slow spending in the economy.

🤔 What should you do now?

Review your current rate

Check if your loan is still competitive

Consider fixing, splitting, or refinancing

Make sure your budget still works for you

💬 Not sure how this impacts you personally?
I’m always here to help you understand your options and make a plan.

09/01/2026

The housing affordability gap is widening sharply in major cities, especially for houses near city centres like Sydney and Melbourne. Buyers' desired prices are increasingly disconnected from what sellers are listing.

Domain’s Matching Demand report shows townhouses are bridging the gap between budget and aspiration.

07/01/2026

Need finance that’s out of the box?

If your situation looks a little different, maybe you’re self-employed, planning to use a guarantor or needing a bridging loan, we’re here to help.

We don’t just look for easy wins; we look for the right loan from our panel of 90+ lenders, who understand your unique situation.

We often help clients who are:

💼 Self-employed
👨‍👩‍👧 Using a guarantor
🔄 Switching jobs recently

05/01/2026

Ready to get ahead in the New Year? Saving for a deposit, want to boost your borrowing power or just paying down debt? It all starts with the little things.

We make the big decisions easy, but your day-to-day choices are just as important. Small changes today can lead to big finance wins tomorrow.

How many can you tick off this month?

01/01/2026

Farewell, 2025! 👋 You certainly kept us on our toes.

Whatever your ambition is for 2026, whether it’s finally getting the keys to your home, starting that new business venture, or securing that perfect family car, we’re here to help you get it done.

Here’s to a year of clarity, confidence, and achieving every single thing you set out to do.

Happy New Year. 🥂

15/12/2025

That's right. New PropTrack analysis shows there are markets all over Australia where you can get onto the property ladder with under $40K upfront, thanks to the First Home Guarantee (5% deposit, no LMI).

The best part? These aren't just cheap suburbs. Every single one of the suburbs identified has grown by at least 20% over the last year.

So stop doom-scrolling and start planning. Find the full list on our blog. https://tinyurl.com/vynyc6av

12/12/2025

Teamwork makes the dream work. 🤝 Buying your first home with a sibling or friend is becoming a popular way to enter the market faster.

Pooling your resources helps you share the deposit and potentially access better loans. Plus, you can often secure a bigger or better-located property than you could afford alone.

The best part? You can use the First Home Guarantee (HGS) with a friend or sibling! This scheme allows two applicants to buy a home with just a 5% deposit and skip paying lenders mortgage insurance (LMI).

Before you jump in, make sure you get a formal agreement about responsibilities and exit plans.

Ready to stop saving alone and start buying together? https://tinyurl.com/52cfx6bd

04/12/2025

Don't panic and make a half-baked decision this National Cookie Day
🍪.

We can help you get your finances chip-shape before you even start hunting.

Don't wait until the new year. Get your pre-approval sorted now so you can make those smart moves when the time is right. https://tinyurl.com/5h5uancu

02/12/2025

Every Who down in Who-ville liked Christmas a lot... But finance? No, thank you. That they just forgot.

They planned all their feasting and wrapped all the gifts, while their poor interest rate just caused major riffs.

They sighed at their budget, they cancelled the sleigh, “We can’t buy roast beast. Not even today.”

Sick of their wailing, friends gave them a shove, so they called up a broker, who listened with love.

They compared their old rate to a new competitive deal, and found a suitable loan. Oh, the savings were real.

Address

Cnr Adelaide And Macrossan Street
Brisbane, QLD
4000

Telephone

+61418669302

Website

https://www.loanmarket.com.au/brokers/adrian-cross

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