Qld Loan Market

Qld Loan Market At Qld Loan Market with over 37 years global banking experience we offer "total financial solutions".We offer you"advice" which is in your best interests.

The final outcome is quality advice and a loan product which meets with your goal and objectives. Always passionate about finance when I was a young kid in school. When I was in grade 8 I had dreamed that I would work for HSBC Bank Ltd. Getting in to a foreign owned bank was extremely hard as unions would have their candidates fixed to get jobs. In my particular batch there were just 10 positions

of which 8 positions were occupied with union official kids and 2 were outsiders who had to prove their worth.There were 10,000 applicants for ten jobs, I was one of the two who managed to get in. From very young I was very passionate about working in Banking. I succeeded in getting to Senior Management. Having worked in HSBC Australia I decided to make my final posting in the Middle East. My final post was Regional Operations Manager for the entire Middle East. reporting directly to the COO and CEO. As an individual I was always interested in helping others get ahead. Having in depth knowledge and expertise I felt it would be more beneficial to starting my own company which I did in 1999. I have never looked back since. We have made thousand of customers dream come true through ownership of homes and businesses we funded over time. As an ex-financial planner we had managed to get many insurance claims paid. We look forward to assisting those who would like us to achieve strong and secure outcomes for their financial future. Clients who fail to get finance from their Bank always end up finding us. Guess what - we make it happen each and every time. Call us to improve your financial situation.

01/03/2022

Emergency support for eligible St.George customers

Supporting your business and clients is a key priority for us. The flooding taking place in South-East Queensland and New South Wales may be devastating for you. Our thoughts are with everyone impacted.

The following information is provided to keep you up to date with our latest emergency financial assistance for eligible customers and businesses impacted by ongoing floods across Australia.

Emergency support for eligible St.George customers:
• Affected customers with home loans may apply to defer repayments for up to three months.
• Affected credit card customers may apply to defer repayments to their card for up to 90 days.
• Affected customers wishing to purchase replacement goods may apply for a personal loan at a discounted interest rate with no establishment fee.
• Affected customers wishing to withdraw term deposits may be eligible for waived interest rate adjustments.
• Affected customers experiencing hardship may also be offered a halt on all interest accrual on unsecured credit products for a period of up to three months.
• Affected customers with business loans may apply to defer repayments for up to three months.
• Affected businesses with existing loans can request loan restructuring without incurring the usual bank establishment fees.
• Affected business customers with merchant facilities are eligible to receive assistance, including monthly terminal access fee waivers for up to three months.
To access financial assistance:
• St.George consumer customers can review and apply online or call St.George Assist on 1800 629 795.
• Business customers who need support can contact their Relationship Manager or call St.George Assist on 1800 629 795.

Support Package for South-East Queensland Floods for ANZ customersANZ has announced it will provide a financial support ...
01/03/2022

Support Package for South-East Queensland Floods for ANZ customers

ANZ has announced it will provide a financial support package to customers and businesses affected by the significant flooding across South-East Queensland and parts of Northern New South Wales.
The relief measures come after severe weather has lashed the eastern states this summer with further severe weather systems expected.
A range of financial support measures are available for ANZ customers affected by the floods, which may include:

• Short-term payment relief on home loans, credit cards, personal loans and some business loans (we may still charge you interest during that period).
• Waiving fees for restructuring business loans.
• Waiving fees for accessing term deposits early.

What you need to do:

ANZ customers who are affected by the QLD floods, and require further information should follow below steps
:
• ANZ’s statement on the ANZ Media Centre.
• Visit their local branch if they are able, or to contact their relationship manager to discuss the impact on their business or personal circumstances.
• Contact ANZ’s dedicated financial hardship team on 1800 149 549 or at anz.com.au/support/natural-disaster-support/.
• Customers with ANZ Home and Contents Insurance may be eligible for emergency funds and temporary accommodation.
• To lodge an insurance claim, customers can call 13 16 14 or visit anz.com/insuranceclaims.

It’s been fantastic working with you in 2021 and we hope we can continue doing business together in the forthcoming year...
17/12/2021

It’s been fantastic working with you in 2021 and we hope we can continue doing business together in the forthcoming year. Christmas is a time of giving, and we’d like to give you a huge thanks for being our cherished customer. Have a happy holiday season and we look forward to working with you in the New Year 2022.

We are very excited to share the news regarding the recent evolution of our company. We are happy to let you know that o...
17/12/2021

We are very excited to share the news regarding the recent evolution of our company. We are happy to let you know that our trading name will change from Australian Finance & Wealth Management to Qld Loan Market with immediate effect.
This change of our trading name will allow us to present ourselves as the most innovative and trusted financial services company offering you a broad range of financial solutions and advice. Our focus is on the right advice. Our commitment to you will remain our highest priority for our customers and partners.
Qld Loan Market is independently owned and aligned with one of the largest mortgage broking aggregation groups in Australia known as Loan Market Group with more than thousands of loan products and over 65 lenders to choose from. Loan Market Group have a combined market share of over $250 billion in loans with a total of over 5,000 brokers in Australia and about 1,500 brokers in New Zealand. As a professional broker we are not tied to any particular lender, we have no interest in recommending one product over another.
We offer a full finance package – Residential, Commercial & Asset Finance.
Our reputation, integrity and ethics is paramount. Whatever your circumstances, a Qld Loan Market mortgage consultant will find the deal that’s right for you. Please contact Al Fernandes seven days a week on 0407182021.

“Thinking warmly of each of you and wishing your family an extra measure of comfort, joy and hope this Holiday season.”
21/12/2020

“Thinking warmly of each of you and wishing your family an extra measure of comfort, joy and hope this Holiday season.”

Same Day business loan approvals without a credit check using really cool technology based in Australia. One applicatio...
28/10/2020

Same Day business loan approvals without a credit check using really cool technology based in Australia.

One application multiple purposes.

Working Capital - Inventory - Equipment - Renovation - ATO debts - New Business start up, - Hiring Staff - Expansion - Other purposes.

Working in finance globally for the past 36 years has helped us gain deep insight into every type of business structure. We have been working with small and large business owners for over thirty years and truly understand cash flow challenges faced by small and medium businesses on a day to day basis. Cash flow problems are the leading cause of business failure.

If you are seeking an urgent resolution we have the quickest and safest solution for you. You will be surprised to know that there are very few brokers in the country with our level of technical expertise.

At Australian Finance & Wealth Management we’ve built strong relationships with 25 multiple niche lenders – all who have various approaches to the market, use different criteria, products and offer different solutions based on your unique business challenges. This puts us in the best position to tailor a solution which will meet your goals and objectives. These solutions are different to the major banks which we also offer.
Managing your business is your first priority .Knowing there is someone who genuinely wants to help you can alleviate your financial stress. This is where we can help. Small and medium business lending is one of our expert areas; we’ve done the hard work for you.

Partnering with an incredible AI platform we can comprehensively assess a range of lenders. You just need to complete one application for whatever the purpose of the loan is namely equipment finance, trade finance, working capital, unsecured loan, payout ATO debts etc. The system will help choose the best and cheapest option for you.

This all happens without a credit check being recorded on your file.

Once you decide to proceed after going through the letter of offer and have checked out the fees, terms, conditions and interest rate and ready to proceed, a credit check will be performed. None of our lenders will charge you upfront fees.

While we can’t make any promises, what we know is we have the expertise and the best technology to help your businesses with your cash flow solution to find an alternative lender that suits your every need.

Please click on the link below and apply
https://application.lend.com.au/quote?af=00QFNcA&broker_assigned=QEyWAox

Or alternatively you can apply through our website
http://afwm.com.au/afwm-business-loans.

If we can assist you with any further information please do not hesitate to call Al Fernandes on 0407 182021. We are open for business seven days a week.

Buy Now Pay Later - the hidden danger potentially stopping you from owning your own homeThe Buy Now Pay Later sector is ...
09/09/2020

Buy Now Pay Later - the hidden danger potentially stopping you from owning your own home
The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but with every sugar-high comes the risk of a corresponding low.
‘Buy Now Pay Later’ providers such as AfterPay and Zip Pay have experienced massive growth in popularity, with the number of users jumping from 400,000 to approximately 2 million between 2015 and 2018.
Driven by a simple proposition whereby the Buy Now Pay Later provider pays the merchant on behalf of the customer, allowing the customer to obtain the goods or receive a service immediately while subsequently paying off the debt generally through instalments, Buy Now Pay Later presents a tempting offering.
But as the sector’s breakneck growth continues, as a highly motivated mortgage professional we are warning all users, particularly in the younger demographic,to be cautious of overdoing it as this could risk effecting their chances of securing a home loan further down the track.
“It’s the layby of our day but in reverse. It’s your forward credit for an item, which I don’t agree with,” as a mortgage broker.
“In theory, it makes sense. You get the item or service and pay it off over instalments, so you’re actually putting forward your liability.
“This might be okay for someone that manages their money well, if they pay off the item on time and for those who use their mortgage offset account correctly. This way they’re delaying expenses and offsetting more of their savings against their home loan.
“But there’s probably one per cent of people doing that and the rest of them are spending beyond their means,” is the more likely scenario.
As a result, there may also be a stigma associated with using Buy Now Pay Later schemes rather than paying up-front and in-full.
“Utilising this payment method may potentially send the wrong message to a bank.
“If a lender sees a ‘buy now pay later’ provider frequently on a client’s bank statements, that can trigger more questions about their spending behaviours and ultimately may result in your loan application being declined due to spending habits and other risk factors.
“I would much prefer to see clients save for the item and demonstrate good savings habits.”
It’s important to appropriately manage your expenses well in advance of applying for a home loan, that way you can show the bank that you can save and afford to service a mortgage when the time comes.
If you are concerned about your level of expenditure or your ability to secure a home loan, a conversation with Al Fernandes from Australia & Wealth Management on 0407 182 021 could set you on the right path. We also have a large choice of products to assist you with getting back on the right path. We offer a "total solution".

Address

8 Druid Court, Eight Mile Plains
Brisbane, QLD
4113

Telephone

+61407182021

Website

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