Hampton Wealth Management

05/05/2026

It’s been a little quiet on here lately — we’ve been flat out behind the scenes looking after our clients (which is always a good problem to have!).

Today, the Reserve Bank of Australia increased interest rates again, lifting the cash rate by 0.25% to 4.35% — the third rate rise this year. (Reserve Bank of Australia)

What this means in real terms:
• Mortgage repayments are likely to increase again (depending on your lender)
• Borrowing capacity continues to tighten
• Cost of living pressure isn’t going away anytime soon

This isn’t happening in isolation either — inflation is still running higher than expected, which is why the RBA is continuing to take a firm stance.

If you’re unsure how this impacts your situation, now is the time to get clear on your numbers and your strategy — not just ride it out and hope for the best.

We’ll be making a bigger effort to share regular updates, insights, and practical tips moving forward — so keep an eye out.

As always, if you need help navigating things, reach out.

24/09/2024

For another meeting, the Reserve Bank of Australia (RBA) held the cash rate steady at 4.35%. The last time the RBA changed the cash rate was an increase in November 2023.

The move was widely expected as the RBA has made it clear it is working to get inflation back to within the target range of 2-3%. While inflation has fallen since its peak, the most recent quarterly results for June 2024 showed it is still some way off at 3.8%.

In a keynote address earlier this month, RBA governor Michele Bullock said, “The Board remains vigilant to upside risks to inflation and has noted that monetary policy will need to remain sufficiently restrictive until it is confident that inflation is moving sustainably towards the target range.”

She added that if the economy moves generally as predicted, it is unlikely there will be a rate cut in the near term.

19/03/2024

The cash rate will remain at 4.35% following the Reserve Bank of Australia’s (RBA) March monetary policy meeting.

The decision was largely expected, as the latest Australian Bureau of Statistics data showed annual trimmed mean inflation fell to 3.8% in January, down from 4.0% in December.

While higher interest rates appear to be having the desired effect on the economy, RBA governor Michele Bullock reiterated the RBA’s commitment to return the cash rate to within its target range of 2-3%.

03/10/2023

The Reserve Bank of Australia (RBA) has left the cash rate at 4.10% for the fourth consecutive month, as many commentators had expected.

The RBA has said in the past few months that it may increase the cash rate in the future, many commentators believe that rates have now peaked.

05/09/2023

Good news for home owners with the RBA’s decision to leave interest rates on hold!!

At its meeting today, the Board decided to leave the cash rate target unchanged at 4.10 per cent and the interest rate paid on Exchange Settlement balances unchanged at 4.00 per cent.

28/07/2023

Protecting your loved ones starts with an updated will. 🏦💼 Life changes, and so do your assets and wishes. Regularly reviewing your will ensures it reflects your current situation accurately. At Hampton Wealth Management, we understand the importance of safeguarding your legacy. We will guide you through the process, ensuring your estate plan remains relevant and effective.

Don't leave your family's future to chance. Schedule a will review with us! 📞(0400550451)

13/07/2023

I have officially rebranded my business to Hampton Wealth Management. 🌟 As part of this exciting change, my new email address is now [email protected]. 📧

Please update your contacts with my new email address, and feel free to reach out with any questions or concerns.

Thank you for your continued support 🎉✨

02/05/2023

The Reserve Bank of Australia (RBA) has increased the cash rate at May’s monetary policy meeting, taking it from 3.60% to 3.85%.

The move comes despite the Australian Bureau of Statistics' quarterly consumer price index showing annual inflation slowed to 7.0% in the first three months of 2023 from 7.8% in the December quarter.

However, this is still well above the RBA’s 2-3% target, so the central bank believes more cash rate rises are necessary to slow the economy further.

27/04/2023

Hey everyone! If you're interested in financial planning, then you'll love these five fascinating facts about money. Check them out:

1. The word "salary" comes from the Latin word "salarium," which was a payment made to Roman soldiers to buy salt. Salt was considered a valuable commodity in ancient times!

2. The largest bill ever printed by the U.S. government was the $100,000 bill, which featured a portrait of Woodrow Wilson. These bills were used only for transactions between Federal Reserve Banks and were never circulated among the general public.

3. The concept of credit cards dates back to the early 1900s, when department stores started issuing charge plates to their customers. These plates allowed customers to buy items on credit and pay back the balance over time.

4. The term "millionaire" was first used in the 18th century to describe someone who had a net worth of at least one million pounds. Today, there are over 18 million millionaires in the world!

5. The average lifespan of a $1 bill is only 5.8 years, while the lifespan of a $100 bill is around 15 years. This is because $1 bills are used more frequently and are subject to more wear and tear.

04/04/2023

Finally some good news for mortgage holders with the RBA leaving rates at 3.6%

At its meeting today, the Board decided to leave the cash rate target unchanged at 3.60 per cent and the interest rate on Exchange Settlement balances unchanged at 3.50 per cent.