John McAuliffe of WecoachWealth P/L

24/11/2025

18/11/2025

Sad day:’ CSIRO to cut hundreds of science jobs as rising costs outpace funding

Australia’s leading science and research agency will cut hundreds of jobs across the nation as rising costs outpace funding.

The CSIRO has announced up to 350 science jobs will be lost as the organisation faces long-term financial sustainability challenges fuelled by the rising cost of running a modern science agency.

It's only a matter when your 'thanx for coming' notice arrives.

Super is almost inaccessible & what equity in your house if any means more debt.

After 37 years in advising then IMHO you need to be weller for longer AND the optimal solution is a 2nd Business,as an 2nd income stream, yes business & thats more than self employed.

PM today for a summary of The Cashflow Quadrant for your tomorrows.

Australia’s leading science and research agency will cut hundreds of jobs across the nation as rising costs outpace funding.

17/11/2025

Nike launches ‘anti-gravity’ shoe tech to reclaim market edge

The sportswear giant's dramatic return to performance technology has sparked a sellout of its latest shoe in Australia ahead of the Melbourne Marathon, while elite athletes are reporting breakthrough results.

(Australian 17/11/25)

Air as many Takeaways & one of theme is what drove Airjordan and Nike to where they are today is in the film Air.

It is the royalty income & maybe the catalyst that rose both brands.

https://youtu.be/l28HHQI7cx0

🤸‍♀️

Air as many Takeaways & one of theme is what drove Airjordan and Nike to where they are today is in the film Air. It is the royalty income & maybe the cataly...

06/11/2025

Insurance for cancer, heart attacks and strokes hits the sick list

The rising cost of living means many people are cutting back on critical illness cover, yet it is a financial lifeline they might need.
(Australian 6/11/25)

Sadly trauma or critical illness is dear & sadly becomes dear each year as you age & generally is too expensive from age 55 on before it terminates usually at 65.
If we recall correctly, there are stats around that show that trauma claims could be made about 2 years after the cover is dropped

Hence it is optimal to today take proactive action & what has helped us for 27 years is what we call .

proactive vs reactive

Self Care is self respect & self discipline & actioning yesterday.

Hence time to action with what we label which has our metabolic age 15 years younger than our calendar age.

PM to day for the full PDF

.

04/11/2025

After 37 years in advising then IMHO you need to be weller for longer AND the optimal solution is a 2nd Business,as an 2nd income stream, yes business & thats more than self employed.

PM today for a summary of The Cashflow Quadrant for your tomorrows.

After 37 years in advising then IMHO you need to be weller for longer AND the optimal solution is a 2nd Business,as an 2nd income stream, yes business & that...

21/10/2025

Rich-poor divide grows over super death tax
Many people risk losing nearly one-fifth of their superannuation through a death benefits tax if they 'don’t action' a strategy.
(Australian 21 /10/2025)

“This is tax by stealth on the next generation.”

You have been warned & future promised benefits are Doubtful & a global West Problem as Big G as always over promises & under delivers.

After 37 years in advising then IMHO you need to be weller for longer AND the optimal solution is a 2nd Business,as an 2nd income stream, yes business & thats more than self employed.

Why?

Your super has variables & Big G changes the rules.
Super is taxx concessional & hence concessions can be & are fiddled with
& NOT for Your benefit.

PM today for a summary of The Cashflow Quadrant for your tomorrows.
🥇

17/10/2025

Super tax tweak spells capital gains doubts for investors
Super is a lobster pot where politicians hunt for new revenue and the latest raid raises the real question –
should investors even bother holding property in super anymore?
(Australian 17/10/25)

“This is tax by stealth on the next generation.”

You have been warned & its a global West Problem as Big G as always over promises & under delivers.

After 37 years in advising then IMHO you need to be weller for longer AND the optimal solution is a 2nd Business,as an 2nd income stream, yes business & thats more than self employed.

Why?

Your super has variables & Big G changes the rules.
Super is taxx concessional & hence concessions can be & are fiddled with
& NOT for Your benefit.

PM today for a summary of The Cashflow Quadrant for your tomorrows.
🥇

16/10/2025

Unemployment rate jumps to its highest level in four years

Australia’s dollar tanked and the sharemarket soared as investors predict a November interest rate cut.

Fresh Australian Bureau of Statistics figures show 34,000 Australians lost their job in September, while the number of people who gained work was 15,000.

Sadly its only a matter of when you read your thanx for coming email or message.

After 37 years in advising then IMHO you need to be weller for longer AND the optimal solution is a 2nd Business, as an 2nd income stream, yes business as it has advantages & thats more than self employed.

Why?

isnt the above enuff of a reason to be proactive & not reactive

PM today for a summary of The Cashflow Quadrant for your tomorrows.

Australia’s dollar tanked and the sharemarket soared as investors predict a November interest rate cut.

10/10/2025

Thought you’d retire at 65?
Think again
Australians are working longer than ever, with one in four men now employed at age 70 compared to one in 10 two decades ago.
(Australian 8/10/2025)

After 37 years in advising then IMHO you need to be weller for longer AND the optimal solution is a 2nd Business, as an 2nd income stream, yes business as it has advantages & thats more than self employed.

Why?
as an emergency nurse said to us on Sunday ' I'm only working 2 days of the week to let my super compound' &
see above for some of the many reasons so.

PM today for a summary of The Cashflow Quadrant for your tomorrows.

06/10/2025

The red flags that signal a stock-market bubble

From tulips to tech stocks, every major market bubble in history shared key warning signs – and they're all flashing right now.
(Australian 6/10/25)

Yep, markets ebb & flow as do relationships & tides.

Its only a matter of when this moment arrives for you.

After 37 years in advising then IMHO you need to be weller for longer AND the optimal solution is a 2nd Business,as an 2nd income stream, yes business & thats more than self employed.

Why?
as an emergency nurse said to us on Sunday ' I'm only working 2 days of the week to let my super compound' &
see above for some of the many reasons so.

PM today for a summary of The Cashflow Quadrant for your tomorrows.

03/10/2025

Qld’s largest coal-fired power station set to close within years

Rio Tinto has flagged Queensland's largest coal-fired power plant could close within years, putting hundreds of local jobs at risk.
(Australian 1/10/25)

Its only a matter of when this moment arrives for you.
After 37 years in advising then IMHO you need to be weller for longer AND the optimal solution is a 2nd Business,as an 2nd income stream, yes business & thats more than self employed.

Why?
as a nurse said to us on Sunday ' I'm working to let my super compound' &
see above for some of the many reasons so.

PM today for a summary of The Cashflow Quadrant for your tomorrows.