I Lend Finance Solutions - Ashneel Chandra

09/09/2026

For many first homebuyers, getting into the property market can mean a little help from Mum and Dad. In fact, an estimated 60% of first homebuyers have received financial assistance from their parents, with one study finding the average contribution is more than $30,000.

For many first homebuyers, getting into the property market can mean a little help from Mum and Dad. In fact, an estimated 60% of first homebuyers have received financial assistance from their parents, with one study finding the average contribution is more than $30,000.

While family support can make a big difference, it’s important to consider how the arrangement is structured and clearly document the terms to help avoid misunderstandings down the track.

👉 Read our blog to learn why putting a written agreement in place can make sense:

31/08/2026

The Reserve Bank may have kept rates on hold in June, but a growing number of lenders have cut their home loan interest rates. This could be your sign to review your current loan.

Here’s a quick info on what’s going on.

Contact me if you want to know how your loan rate shapes up

27/08/2026

Why are auction clearance rates falling?

After years of fierce competition, fast-rising prices and crowded auction weekends, the market is beginning to show signs of a shift. More properties are being listed for sale, homes are taking longer to sell, and buyers are becoming increasingly selective about what they’re willing to pay.   One...

18/08/2026

💰 What is the average first home buyer deposit? 💰⁣
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Buying a home to live in? ⁣
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The average home deposit is $173,000 according to www.money.com.au . 🏡⁣
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That’s a big chunk of cash. ⁣
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Not surprisingly, it takes first home buyers 10 years on average to save a 20% deposit, based on analysis by ANZ and CoreLogic. ⏱️⁣
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But why wait that long? 🤔⁣
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The 5% Deposit Scheme could help you fast track your home buying plans. ⁣
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It lets you buy with 5% deposit and avoid the cost of lenders mortgage insurance. 🏠⁣
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Interested? Get in touch and we'll help you find out if you're eligible.

03/08/2026

🏡 The big advantage of owning rather than renting 🏡⁣
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They say rent money is dead money (unless you're the one collecting it!) 😅⁣
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And while not everyone is in a position to own their own home just yet, a recent Cotality report shows there are still locations where it can be cheaper to buy an apartment than rent. 📊⁣
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In inner Melbourne, and some suburbs in Darwin and the ACT, it can be cheaper to buy, rather than rent, a unit. 🏢⁣
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There can also be minimal differences between rent and loan repayments in parts of Sydney, Adelaide and Perth. ⁣
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But home ownership isn’t just about rent versus mortgage payments. ⁣
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Home owners can also potentially benefit from property price growth, the freedom to add value through renovations, and the personal rewards of saying “I own this”. 🏠⁣
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Talk to us about jumping off the rental merry-go-round and becoming a home owner.

29/07/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣
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(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣
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It’s all about how responsibly you manage money and debts. 💳⁣
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Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣
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Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣
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Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣
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What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣
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Talk to us for tips on getting your home loan application across the line.

21/07/2026

With three rate hikes already this year, and a big variation in rates between lenders, it’s worth checking you’re not paying too much interest on your mortgage this new financial year.

As the calendar flips over to July, now’s a good time to give your home loan a once-over. Let’s us take a look at strategies that could help you save on interest and pay off your mortgage sooner.