I Lend Finance Solutions - Ashneel Chandra

16/06/2026

After three consecutive rate hikes, the Reserve Bank of Australia has hit pause. 📈⏸️

The RBA has decided to keep the official cash rate unchanged at 4.35% — the first rate hold of 2026 — as it takes time to assess the impact of previous increases and their effect on inflation.

For borrowers and homeowners, this latest decision offers a welcome opportunity to review their finances and stay informed about what lies ahead.

Wondering what this means for your mortgage or borrowing plans? Get in touch with us for a home loan health check and find out whether your current loan is still working for you. 🏡👇

15/06/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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Long gone are the days when you needed to save up a full 20% deposit (plus extra for other expenses!).⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Better yet, you may also be eligible for stamp duty exemptions/concessions or first home buyer grants.⁣
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Don’t forget to factor in other upfront expenses though. ⚠️⁣
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Legal fees, home insurance, stamp duty, and furniture removalists can all add up. 📦⁣
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Need help crunching the numbers and figuring out how much you could borrow? That's our specialty.

13/06/2026

From daily commutes to family trips, a reliable vehicle makes life easier.

Owning a reliable car can make everyday life easier, more convenient, and less stressful—and we’re here to help you make that possible. 🚗

Whether you need a vehicle for work, family responsibilities, school runs, business, or simply getting around day to day, having dependable transportation can make all the difference. We understand that buying a car is a big step, which is why we’re committed to helping you find a financing option that fits your budget and lifestyle.

Let me help you find the right financing option and get you on the road faster.

09/06/2026

EOFY is the ideal time to take a closer look at your mortgage and make sure your loan is still working for you.

With interest rates, property values, and lending policies constantly changing, a mortgage health check with a broker can help you identify opportunities to save money, improve your loan structure, and plan confidently for the year ahead.

Whether you’re wanting to refinance, access equity, grow your investment portfolio, or better understand your borrowing capacity, now is the perfect time to review your options.

Get in touch!

05/06/2026

Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs.

But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases.

Is it really greener on the other side?

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01/06/2026

How to boost your borrowing power
The good news is that there are steps you can take to potentially boost your borrowing power – no matter what interest rates are doing.

Here are a few ideas to get started.

Review household expenses – even a small change in non-essential spending can make a difference.

Lower the limit on your credit card – lenders often base your borrowing power on the assumption your credit card is maxed out. Think about asking your card issuer to trim your credit limit. Or close it altogether.

Clear other debts – a lingering car loan, the remains of student debt, and even an ongoing buy now, pay later balance can impact your borrowing power. Knuckling down to clear the slate could see you rewarded with increased borrowing capacity.

Know that rate matters – the rate you pay isn’t the sole decider of whether a loan is a good match for your needs. But the lower the rate, the more you may be able to borrow.

28/05/2026

30 June is fast approaching. For property investors, it’s a natural time to review your position and get records in order before the financial year closes.

30 June is fast approaching. For property investors, it’s a natural time to review your position and get records in order before the financial year closes.   This year there’s an added reason to take stock. The Federal Budget introduced changes to negative gearing and capital gains tax that wil...

19/05/2026

How much could your 2026 reno cost? 🏚️⁣
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Thinking of buying a fixer-upper? ⁣
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Or just keen to show your current home some love? ❤️⁣
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Knowing how much the renos will cost is essential to any home improvement project. 🛠️⁣
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Archicentre has just released its 2026 Cost Guide. 📘⁣
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Keen for a new kitchen? Allow upwards of $23,000. 🍳⁣
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New bathroom? Your budget should likely start at around $17,500. 🛁⁣
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Planning an extension? It can cost from $2,700 per square metre. ⁣
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But most importantly: how to pay for it all? 🤔⁣
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Lets talk. 💬⁣
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I can run you through some finance options that can potentially turn your renovation plans into reality. 👇

10/05/2026

🏡 The top features home buyers are currently looking for 🏡⁣
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The top searches on http://realestate.com.au reveal the home features buyers love most, and the ones that can potentially add lasting value. 🔍⁣
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Interestingly, topping the list is a swimming pool. 🏊‍♂️⁣
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That’s followed by a garage, and air con. 🚗⁣
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Outdoor areas, ensuites and balconies are also high on the wish list. 🌿⁣
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And the fastest-rising search term in 2025, up 72%, was single storey. 📈⁣
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What’s on top of your property wish list? 📝⁣
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Once you've worked it out, get in touch and we'll help you calculate your borrowing power. 👇⁣

06/05/2026

Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit.

Check out our blog to know how you could break into the property market with just a 5% deposit.

    Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit.   The Australian government’s 5% Deposit Scheme has been around since 2020, and in that time it’...