Jyoti Varghese - Mobile lending Executive

14/12/2025

Low deposit? Exciting news for first home buyers! 🏡

From 5 December 2025, the Australian Government’s Help to Buy Scheme launches, with Commonwealth Bank currently the only major bank participating.

This Government initiative may allow eligible buyers to:
• Purchase a home with as little as a 2% deposit
• Receive a Government contribution of up to 30% for existing homes or 40% for new builds
• Avoid Lenders Mortgage Insurance (LMI)
It’s a great opportunity to enter the property market sooner and reduce your mortgage load.
As a Home Lending Executive at CBA, I’m here to help you understand eligibility and guide you through the process.

📩 Message me to see if this scheme could work for you.
⚠️ Government scheme eligibility and bank lending criteria apply. Limited places available.
Let’s have a chat today 0455 176 964

02/09/2025

Home Buying Update – Great News for First Home Buyers

From 1 October 2025, the Government is making it easier to buy your first home:
• Just a 5% deposit needed
• No Lenders Mortgage Insurance (LMI)
• More homes included with higher property price caps (income caps removed)
• Unlimited places available

This could save first home buyers years of saving and thousands of dollars.

At Commonwealth Bank, I’m here to help you understand what this means and how you can take advantage of it.

Subject to eligibility criteria and Commonwealth Bank lending terms and conditions.

Watch this space for more updates.
Contact me to get started.

13/08/2025

📢 Big News for Homeowners & Buyers!

The Reserve Bank of Australia has just cut the official cash rate by 0.25% to 3.60% — giving the property market a fresh boost. 🏡✨

✅ Mortgage holders – This could mean more money back in your pocket if lenders pass on the savings.
✅ Buyers – Lower rates can mean better borrowing power and more opportunities in the market.

💬 Our Invitation:
Now’s the perfect time to review your home loan or take the next step in buying your dream property in Australia. Whether you’re upgrading, investing, or stepping into the market for the first time – we’re here to guide you.

📞 Let’s talk today and make the most of this opportunity before the market moves.

05/07/2025

Still buzzing with joy from the Brisbane Bhangra Cup 2025! 💃🕺🇮🇳🇦🇺

What an absolutely vibrant and energetic event filled with colourful cultural performances, heartwarming kids’ acts, and a community spirit that truly brought everyone together.

As a sponsor representative of Commonwealth Bank, I was proud to partner with my colleague Dipin Kalra to support this incredible celebration of culture, community, and connection. The energy, music, and spirit took me right back home to Punjab – it was a nostalgic and joyful experience!

Grateful to be part of a community that embraces diversity and celebrates tradition with such pride. A big thank you to the organisers, performers, families, and volunteers who made the day so memorable. 🙏

A big thank you to Virasat Multicultural Society and Aman Monga for giving us the opportunity to be part of such a wonderful event.

17/06/2025

Honoured to support such a vibrant community event — thank you for the opportunity to be part of the Brisbane Cup 2025 journey! 💛💎

💎 Proudly Announcing Our Diamond Sponsor! 💎
We are thrilled to welcome Commonwealth Bank as the Diamond Sponsor for the Brisbane Cup! 🏆
A heartfelt thank you to Jyoti Varghese, Senior Home Lending Specialist at Commonwealth Bank, for your incredible support and belief in our journey.

For home lending support or to connect directly, reach out to:
📞 0455 176 964
📧 [email protected]

Your partnership means the world to us — here’s to making the Brisbane Cup 2025 truly unforgettable! 🙌


Jyoti Varghese - Senior Mobile lending specialist for CBA

20/05/2025

20/05/2025

📉 RBA Cuts the Cash Rate to 3.85% – As Expected

In today’s atest meeting, the Reserve Bank of Australia reduced the official cash rate by 25 basis points, bringing it down from 4.10% to 3.85%. This marks the second rate cut this year, reflecting easing inflation and a cooling economy.

📢 Following the RBA’s decision, Commonwealth Bank will decrease home loan variable interest rates by 0.25% p.a., effective Friday 30 May 2025.

This change may create opportunities for customers to review their lending arrangements. Whether you’re:
🏡 Purchasing your first home
🔁 Considering refinancing
📈 Exploring investment options
💬 Or simply looking to understand how this impacts you

Now is a great time to have a conversation.

Feel free to reach out – I’m here to support you with insights and solutions tailored to your needs.

02/05/2025

Thinking of building your first home 🏠?Now’s the perfect time!

As advised by the government from 1st May, you can take advantage of no stamp duty when you build your first owner-occupied home – a potential saving of thousands of dollars$$$$$.

This is a fantastic opportunity to make home ownership more affordable and put those savings toward your build, interior upgrades, or reducing your mortgage.

If you’re planning to build and want to understand how this could benefit you, I’d be happy to chat!

Eligibility criteria apply

https://lnkd.in/gQG2pTDF

02/03/2025

🚨 Alert: Tropical Cyclone Alfred Approaching Brisbane 🚨

The Australian Bureau of Meteorology has issued a warning about Tropical Cyclone Alfred, which is expected to bring heavy rainfall, strong winds, and potential flooding to Brisbane and surrounding areas.

🔹 Safety Tips:
✅ Secure loose objects around your home.
✅ Clear gutters and drains to prevent water buildup.
✅ Have an emergency kit ready (water, food, medications, important documents).
✅ Stay updated with official alerts from the Bureau of Meteorology and local authorities.

🔹 Sandbag Collection Points:
🏡 Darra – 38 Shamrock Rd
🏡 Morningside – 9 Redfern St
🏡 Newmarket – 66 Wilston Rd
🏡 Zillmere – 33 Jennings St
🏡 Lota – Herbert St

For real-time updates, visit the Brisbane City Council emergency dashboard or follow for weather alerts.

⚠️ Stay prepared and stay safe, Brisbane! ⚠️

20/02/2025

Exciting News for First Home Buyers in Queensland! 🥳

You can now save thousands of dollars on stamp duty when you build your first home. It’s a fantastic opportunity to make homeownership more affordable—don’t miss out!

18/02/2025

Great news! With a 0.25% official cash rate cut, there’s never been a better time to review your home loan options.

Whether you’re looking to buy your dream home, refinance for a better deal, or invest in property, this rate cut could mean lower repayments and potential savings.

I’d love to help you explore how this change could work in your favor. Let’s schedule a time to review your current rates and discuss your goals.