Kreme Salvilla - Mortgage Broker

Kreme Salvilla - Mortgage Broker I'm an Investor-led Coach & Mentor helping individuals, families, and business owners build wealth through strategic property investments.

I empower you to make informed financial decisions through education and integrity. ACL 389328 | ACR 532625 We can provide assistance to clients all over Australia across various loan types no matter what your goal is. First home buyers
Owner occupied
Investment loans
Refinancing
Debt consolidation
Development and construction lending
Renovation finance
SMSF
Commercial/business loans
Asset finance

06/09/2026

Think you can spend ALL of your home equity? Think again! ๐Ÿก๐Ÿ’ฐ

๐ŸŽฅ WATCH the reel to see how banks calculate your TRUE usable equity!

There is a huge difference between total equity and usable equity.

Stop letting your homeโ€™s value sit idle. Letโ€™s calculate your actual numbers and put your equity to work.

Comment "VALUE" below, and Iโ€™ll send you the link to book a strategy call with us!

05/09/2026

Are you guessing with your property investments? ๐Ÿ›‘๐Ÿ“Š

๐ŸŽฅ WATCH the reel for the 3 exact metrics you MUST check before buying!

Before you drop hundreds of thousands of dollars on an investment, you need to look closely at the market data:

1๏ธโƒฃ Days on Market: Faster sales equal heating buyer demand.
2๏ธโƒฃ Inventory Levels: Less than one month of supply means property prices are about to push up.
3๏ธโƒฃ Vacancy Rates: Anything below 3% means tenants are actively competing for homes, keeping your cash flow secure.

Don't leave your financial future to chance. Make sure your next property move actually aligns with your long-term goals.

Book a strategy call with me today! Click the link: https://calendly.com/kreme-mayadfinance/strategy-call

04/09/2026

Do we need to live in the same state for us to work together? ๐ŸŒ๐Ÿก

๐ŸŽฅ WATCH the reel to see how we help clients all over Australia!

You don't need a mortgage broker who lives in your neighbourhood to get premium, personalised service. Whether you are based in Sydeny, Melbourne, Perth, Brisbane, Adelaide, or anywhere else across the country, we have you covered.

At Mayad Finance, our entire application process is 100% online and completely paperless.

Ready to start your property journey no matter where you live?

Send us a message today!
๐Ÿ“ฒ FB Pages: https://www.facebook.com/Kremesalvillamortgagebroker || https://www.facebook.com/Mayadfinance

02/09/2026

Is your student loan secretly destroying your borrowing capacity? ๐ŸŽ“๐Ÿ“‰

๐ŸŽฅ WATCH the reel to find out exactly why!

While clearing the debt can give your borrowing power a massive boost, keeping your cash for a deposit is sometimes the smarter move.

Don't guess with your financial future.

Comment "BOOK" below, and Iโ€™ll send you the link to schedule your strategy call!

๐Ÿšจ SUPER SEXY. SUPERANNUATION. ๐Ÿ’ฐJoin me and Jack Oineza on September 3rd at 7:30 PM AEST as we unpack what you need to kn...
01/09/2026

๐Ÿšจ SUPER SEXY. SUPERANNUATION. ๐Ÿ’ฐ

Join me and Jack Oineza on September 3rd at 7:30 PM AEST as we unpack what you need to know about your super and how it fits into your financial strategy.

๐Ÿ“ LIVE in the Pinoy Property Mastery AU Facebook Group
๐Ÿ‘‰ Join here: https://www.facebook.com/groups/pinoypropertymasteryau

๐Ÿšจ SUPER SEXY. SUPERANNUATION. ๐Ÿ’ฐ

Your superannuation could be one of the most important accounts youโ€™re building for your futureโ€”but are you actually paying attention to it?

Join Kreme Salvilla and Jack Oineza as they unpack the things you need to know about your super, including why it matters, what you could be overlooking, and how it can fit into your bigger financial strategy.

๐Ÿ“… 3 September 2026
๐Ÿ•ข 7:30 PM AEST
๐Ÿ“ LIVE inside the Pinoy Property Mastery AU Facebook Group
๐Ÿ‘‰ Join the group here: https://www.facebook.com/groups/pinoypropertymasteryau

Come curious. Leave with a better understanding of your super.

01/09/2026

Are three little letters secretly costing you thousands? ๐Ÿ’ธ๐Ÿฆ

๐ŸŽฅ WATCH the reel to find out what LVR and LMI actually mean for your wallet!

Stop handing over your hard-earned savings for completely unnecessary fees.

Let's protect your buying budget. Comment "LINK" below and Iโ€™ll send you the link to book a strategy call!

29/08/2026

๐Ÿ’ก Fixed or variable? What if you could have both?

A split loan can give borrowers a middle ground โ€” some of your loan can be fixed for greater repayment certainty, while the remaining portion stays variable for more flexibility.

But the real question isnโ€™t โ€œCan I split my loan?โ€ โ€” itโ€™s โ€œDoes splitting my loan make sense for my financial goals?โ€

Thatโ€™s where getting the right structure matters. ๐Ÿก

29/08/2026

Worth a watch! ๐Ÿ‘€๐Ÿก

A few small things can make a big difference when it comes to getting your finances ready for your next property move.

Have a look at this one and see if thereโ€™s anything you might be overlooking. โœจ

29/08/2026

Are you falling into the ultimate investor trap? ๐Ÿชค๐Ÿ’ธ

The secret to scaling past just one property is a balanced portfolio. You need assets that grow in value without sacrificing your daily peace of mind or your ability to borrow.

WATCH the video for my full explanation.

Stop guessing with your financial future. Send me a message to talk strategy!

๐Ÿ“ฒ FB Pages: https://www.facebook.com/Kremesalvillamortgagebroker || https://www.facebook.com/Mayadfinance

28/08/2026

Is it still safe to expand your property portfolio right now? ๐Ÿ“‰๐Ÿ˜๏ธ

With global uncertainty, rising interest rates, and headlines dominating the news, it is completely normal to feel hesitant. Many investors are asking if they should just hit pause and protect what they already have.

But here is the truth: Property investment was never about perfect timing. It is about positioning yourself correctly, even during uncertain times.

WATCH the video on how you should navigate investing during difficult times.

As your Investor-Led Mentor at Mayad Finance, I am here to provide that guidance.

Book a strategy call with me today! Click the link: https://calendly.com/kreme-mayadfinance/strategy-call

Address

1 Maitland Place
Box Hill, NSW
2153

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

Telephone

+61434998400

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