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Pillar Stone Consulting

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Australia
Box Hill, VIC
Pillar Stone Consulting

One-stop service to help you meet your financing needs in most efficient and cost effective manner. That's why I am here.

I am mortgage broker with over 10 years experience in financial service industry. It is always hard part to select an appropriate loan product and built up a structure right for you. I will help find solution to meet your funding requirement and structure it in the way that is most suitable for you. I will look after you myself from start to finish. Once loan product and structure selected, I'll help take care of the paperwork or manage the application process right through to approval. My service cover both residential and commercial area. Please pick up phone or email me at anytime during your financial journey, free appointment available at a time and place suits you.

29/09/2026

🗞📰 𝗥𝗕𝗔 𝗵𝗶𝗸𝗲𝘀 𝗰𝗮𝘀𝗵 𝗿𝗮𝘁𝗲 𝗳𝗼𝗿 𝗳𝗼𝘂𝗿𝘁𝗵 𝘁𝗶𝗺𝗲 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿, 𝘂𝗽 𝘁𝗼 𝟰.𝟲𝟬% 📰🗞⁣⁣⁣⁣⁣
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Here we go again … The RBA has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders. 🤔⁣
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https://pillarstoneconsulting.com.au/rba-hikes-cash-rate-for-fourth-time-this-year-up-to-4-60/

24/09/2026

🗞📰 𝗛𝗼𝘄 𝘆𝗼𝘂 𝗰𝗼𝘂𝗹𝗱 𝘀𝘁𝗶𝗹𝗹 𝗻𝗲𝗴𝗮𝘁𝗶𝘃𝗲𝗹𝘆 𝗴𝗲𝗮𝗿 𝗮 𝗿𝗲𝗻𝘁𝗮𝗹 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 📰🗞⁣⁣⁣⁣⁣
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The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done. 🏘️⁣
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https://pillarstoneconsulting.com.au/how-you-could-still-negatively-gear-a-rental-property/

17/09/2026

🗞📰 𝗪𝗵𝘆 𝗵𝗼𝗹𝗱𝗶𝗻𝗴 𝗼𝘂𝘁 𝗳𝗼𝗿 𝗹𝗼𝘄𝗲𝗿 𝗽𝗿𝗶𝗰𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗵𝘂𝗿𝘁 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲 𝗯𝘂𝘆𝗲𝗿𝘀 📰🗞⁣⁣⁣⁣⁣
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In today’s easing market, it may be tempting to wait for property prices to fall further. But it’s a strategy that could see first home buyers left disappointed. 🙃⁣
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https://pillarstoneconsulting.com.au/why-holding-out-for-lower-prices-could-hurt-first-home-buyers/

10/09/2026

🗞📰 𝗦𝗽𝗿𝗶𝗻𝗴 𝘀𝗲𝗹𝗹𝗶𝗻𝗴 𝘀𝗲𝗮𝘀𝗼𝗻 𝗶𝘀 𝗵𝗲𝗿𝗲. 𝗪𝗵𝗮𝘁’𝘀 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝗶𝗻 𝟮𝟬𝟮𝟲? 📰🗞⁣⁣⁣⁣⁣
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Australia’s peak property season is underway, and spring 2026 is shaping up as a buyers’ market. Here’s what the experts say we can expect in the weeks ahead. 🌸 🏡⁣
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https://pillarstoneconsulting.com.au/spring-selling-season-is-here-whats-different-in-2026/

03/09/2026

🗞📰 𝗖𝗼𝘂𝗹𝗱 𝗿𝗮𝘁𝗲𝘀 𝗹𝗶𝗳𝘁 𝗼𝗳𝗳 𝗮𝗴𝗮𝗶𝗻 𝗯𝗲𝗳𝗼𝗿𝗲 𝗫𝗺𝗮𝘀? 𝗛𝗲𝗿𝗲’𝘀 𝗵𝗼𝘄 𝘁𝗼 𝗽𝗿𝗲𝗽𝗮𝗿𝗲 📰🗞⁣⁣⁣⁣⁣
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Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. 😎⁣
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https://pillarstoneconsulting.com.au/could-rates-lift-off-again-before-xmas-heres-how-to-prepare/

27/08/2026

🗞📰 𝗖𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝘀𝗽𝗼𝘁 𝗮 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝘀𝗰𝗮𝗺? 𝗦𝗽𝗼𝗶𝗹𝗲𝗿 𝗮𝗹𝗲𝗿𝘁: 𝗼𝘃𝗲𝗿 𝟮 𝗶𝗻 𝟱 𝗰𝗮𝗻’𝘁 📰🗞⁣⁣⁣⁣⁣
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Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. 🔎 🏡⁣
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https://pillarstoneconsulting.com.au/could-you-spot-a-property-scam-spoiler-alert-over-2-in-5-cant/

20/08/2026

🗞📰 𝗧𝗵𝗲 𝘀𝗶𝗹𝘃𝗲𝗿 𝗹𝗶𝗻𝗶𝗻𝗴 𝗼𝗳 𝗮 𝗰𝗼𝗼𝗹𝗶𝗻𝗴 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝗿𝗸𝗲𝘁 𝗳𝗼𝗿 𝗵𝗼𝗺𝗲 𝗼𝘄𝗻𝗲𝗿𝘀 📰🗞⁣⁣⁣⁣⁣
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While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all bad news for home owners. 🙌⁣
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https://pillarstoneconsulting.com.au/the-silver-lining-of-a-cooling-property-market-for-home-owners/

13/08/2026

🗞📰 𝗪𝗵𝗮𝘁’𝘀 𝗮 𝗰𝗼𝗺𝗽𝗲𝘁𝗶𝘁𝗶𝘃𝗲 𝗿𝗮𝘁𝗲 𝗿𝗶𝗴𝗵𝘁 𝗻𝗼𝘄? 𝗡𝗲𝗮𝗿𝗹𝘆 𝟱𝟬 𝗹𝗲𝗻𝗱𝗲𝗿𝘀 𝗼𝗳𝗳𝗲𝗿 𝘃𝗮𝗿𝗶𝗮𝗯𝗹𝗲 𝗿𝗮𝘁𝗲𝘀 𝗯𝗲𝗹𝗼𝘄 𝟲% 📰🗞⁣⁣⁣⁣⁣
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Great news! Homeowners can breathe a sigh of relief, with the RBA keeping the cash rate on hold in August. But just because the cash rate is sitting tight, doesn’t mean you have to. 😉⁣
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https://pillarstoneconsulting.com.au/whats-a-competitive-rate-right-now-nearly-50-lenders-offer-variable-rates-below-6/

06/08/2026

🗞📰 𝗪𝗮𝘀 𝘆𝗼𝘂𝗿 𝗼𝗳𝗳𝘀𝗲𝘁 𝗮𝗰𝗰𝗼𝘂𝗻𝘁 𝗳𝗹𝗮𝗴𝗴𝗲𝗱 𝗶𝗻 𝘁𝗵𝗲 𝗔𝗦𝗜𝗖 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗴𝗮𝘁𝗶𝗼𝗻? 📰🗞⁣⁣⁣⁣⁣
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So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how to check if your home loan offset account has actually been helping you save. 🔎 🏡⁣
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https://pillarstoneconsulting.com.au/was-your-offset-account-flagged-in-the-asic-investigation/

30/07/2026

🗞📰 𝗛𝗼𝘄 𝘁𝗼 𝗮𝘃𝗼𝗶𝗱 𝘁𝗵𝗶𝘀 𝗰𝗼𝗺𝗺𝗼𝗻 𝗵𝗼𝗺𝗲 𝗯𝘂𝘆𝗲𝗿 𝘁𝗿𝗮𝗽 📰🗞⁣⁣⁣⁣⁣
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Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping for lower prices. ⚖️⁣
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https://pillarstoneconsulting.com.au/how-to-avoid-this-common-home-buyer-trap/

Address

991 Whitehorse Road
Box Hill, VIC
3128

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	10am - 2pm

Website

https://pillarstoneconsulting.com.au/

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