14/09/2021
According to the Australian Government Department of Home Affairs (DHA), identity crime continues to be one of the most common crimes in Australia. 👩🏻💻⠀⠀⠀⠀⠀⠀⠀⠀⠀
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1 in 4 Australians have been a victim of identity crime at some point in their lives (Australian Institute of Criminology, 2017). ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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The DHA notes that “when a person has their identity stolen, they may experience repeated victimisation. In this way, organised crime groups can use fraudulent identities to cause considerable financial loss.” 😟⠀⠀⠀⠀⠀⠀⠀⠀⠀
(For more information - https://www.homeaffairs.gov.au/about-us/our-portfolios/criminal-justice/cybercrime-identity-security/identity-crime) ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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It’s not hard to have your details scammed, and there isn’t a lot of help out there if you do, so get ahead of the curve and get yourself some protection with Equifax. 🤳⠀⠀⠀⠀⠀⠀⠀⠀⠀
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An Equifax ID can greatly assist in protecting against cybercrime and improving identity security:⠀⠀⠀⠀⠀⠀⠀⠀⠀
- Get credit alerts when your file is accessed for lending (this will tell you when it’s something YOU didn’t activate)⠀⠀⠀⠀⠀⠀⠀⠀⠀
- Review your credit report yearly and review your score⠀⠀⠀⠀⠀⠀⠀⠀⠀
- Identity Guard Insurance – will cover some costs associated with fraudulent activity⠀⠀⠀⠀⠀⠀⠀⠀⠀
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So who are Equifax? 🧐⠀⠀⠀⠀⠀⠀⠀⠀⠀
Equifax was a consumer credit company that are now a leading provider of insights and knowledge. They organise, assimilate, and analyse data on more than 820 million consumers and more than 91 million businesses worldwide, and its database includes employee data contributed from more than 6,600 employers.⠀⠀⠀⠀⠀⠀⠀⠀⠀
In short: Equifax manage all Australian credit files and they are who most of our lenders use to source data from! 🤗⠀⠀⠀⠀⠀⠀⠀⠀⠀
Find the link for Equifax in the comments below!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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