Conquest Lending Centre

Conquest Lending Centre Experienced Finance Specialist in Bowral, Southern Highlands NSW
📲 Book a phone appointment today

Tonight. 7pm. Robertson Bowling Club , 1 Yarranga St, Robertson.Free property and finance session with Lee Conquest and ...
02/09/2026

Tonight. 7pm. Robertson Bowling Club , 1 Yarranga St, Robertson.

Free property and finance session with Lee Conquest and Jessie Robertson.

First home grants and schemes. The real costs of buying, selling and renovating. Finance options including bridging and reverse mortgages. Adding value to your place, and helping the kids into theirs. Plus the credit report changes catching people out.

Spring listings are starting. This is the hour to spend before you are in a hurry.

Bring a friend. Bring the question you have been Googling.

Book now or book for the next session
https://linktr.ee/ConquestLending

General information only, not personal advice. Credit Rep 477265, ACL 390261.

01/09/2026

First day of spring, and a new look for Conquest Lending Centre.

Here it is.

The green moves through five shades, lightest to deepest, and that is the whole idea. Begin. Build. Grow. Thrive. Legacy.

Nobody walks in at stage one and stays there. The first home is not the finish line. Neither is the second, or the investment, or the downsize. It is one long journey with a lot of turns in it, and we would like to be the ones you call at each of them.

What has not changed: same Lee, same phone number, same access to more than forty lenders.

What has changed: the way we look when we turn up.

Thank you for being part of the journey. Here is to the next stage of yours.

Three sleeps.Thursday 3 September, 7.00pm. Robertson Bowling Club, 1 Yarranga St, Robertson. Free.An hour with two local...
31/08/2026

Three sleeps.

Thursday 3 September, 7.00pm. Robertson Bowling Club, 1 Yarranga St, Robertson. Free.

An hour with two locals who will tell you the unglamorous truth about buying, selling and financing in the Southern Highlands.

First home grants and schemes. The real costs of buying, selling and renovating. Finance options including bridging and reverse mortgages. Adding value, and helping the kids in. Plus the credit report changes that are catching people out right now.

Spring listings are about to start. This is the session to come to before you are in a hurry.

Booking is essential, so book now if you would like to join.
https://www.trybooking.com/events/landing/1622256

Lee 0408 490 523. Jessie 0448 713 028.

Prefer daytime? There is also a session on Tuesday 15 September, 2.00pm at CTC Robertson.



General information only, not personal advice. Credit Rep 477265, ACL 390261.

Budget Friday.This is the one that matters most if you are thinking about buying in spring.Lenders do not take your word...
28/08/2026

Budget Friday.

This is the one that matters most if you are thinking about buying in spring.

Lenders do not take your word for your living expenses. They look at your actual bank statements, usually the last three months.

So if you are planning to apply in October, your September and October spending is the version of you they are going to meet.

This is not about pretending to be someone else. It is about not accidentally presenting your worst quarter. Cancel the subscriptions you forgot about. Close the buy now pay later account you have not used since March. Keep everything steady and consistent.

Three months of boring statements is worth more than any letter explaining why last month was unusual.

Start here:
https://www.conquestlending.com.au/budget-planner/

General information only and not personal advice. Subject to lender criteria and credit assessment. Lee Conquest, Credit Representative 477265 of Yellow Brick Road Aggregation Pty Ltd, ACL 390261.

27/08/2026

Something is changing here.

Not the phone number. Not the person who answers it.

Just the way it all looks.

We have been working on this quietly for a while, and it comes from a fairly simple idea. Nobody arrives at a broker at the same stage of life. Some of you are saving a first deposit. Some are three properties in. Some are working out how to help the kids without wrecking your own retirement.

We wanted something that looked like all of that, not just the first bit.

More next week...

The house is $950,000. So why do you need closer to $1,010,000?Spring listings start hitting in a few weeks, so this is ...
25/08/2026

The house is $950,000. So why do you need closer to $1,010,000?

Spring listings start hitting in a few weeks, so this is the number to sort out now rather than in October.

What sits on top of the purchase price:

🏠 Stamp duty
🏠 Conveyancing and legal fees
🏠 Building and pest inspection
🏠 Lender and application fees
🏠 Council and water adjustments
🏠 Lenders mortgage insurance, if it applies
🏠 Removalists, and the first round of things the house turns out to need

Selling instead? Different list. Agent commission, marketing, styling, repairs, and the gap if your settlements do not line up neatly.

None of it is a reason not to buy or sell. All of it is a reason to know your real number before you fall in love with a place.

Buying:
https://www.conquestlending.com.au/property-buying-cost-calculator/

Selling:
https://www.conquestlending.com.au/property-selling-cost-calculator/

Figures are illustrative only and costs vary by property, lender and circumstances. General information only and not personal advice. Subject to lender criteria and credit assessment. Lee Conquest, Credit Representative 477265 of Yellow Brick Road Aggregation Pty Ltd, ACL 390261.

Mortgage Myth Monday.This week: I will find the house first and sort the finance out later.It is the most common order o...
24/08/2026

Mortgage Myth Monday.
This week: I will find the house first and sort the finance out later.

It is the most common order of operations, and it is backwards.

Here is what happens when you do it that way. You find a place you love. You then have somewhere between a few days and a few weeks to work out what is actually possible, while someone who did their homework six weeks ago puts in a clean offer with none of the panic.

Doing it the other way round costs you nothing and changes everything. You know your number. You know your costs. You know what a repayment looks like at that price rather than the price you are hoping for.

It also makes you easier to deal with, and agents notice that.

Spring listings start next week. Sort the boring part now, so that when the right place turns up you are ready to move rather than ready to panic.

Come and ask us in person. Thursday 3 September, 7.00pm, Robertson Bowling Club, 1 Yarranga St, Robertson.

General information only, not personal advice. Credit Rep 477265, ACL 390261.

Budget Friday.This week: the one week experiment.Before you build a budget, spend one week writing down every single thi...
21/08/2026

Budget Friday.
This week: the one week experiment.

Before you build a budget, spend one week writing down every single thing you buy. Not judging it. Not changing it. Just writing it down.

Almost everyone finds the same thing. It is not the big stuff. It is four or five small habits that quietly add up to a few hundred dollars a month, and they are never the ones you expected.

I have been doing this with clients for years and I still do it myself twice a year, because spending drifts. It always drifts.

You cannot fix a number you have never actually looked at.

When you are ready to build the real thing:
https://www.conquestlending.com.au/budget-planner/

General information only, not personal advice. Credit Rep 477265, ACL 390261.

Today is Daffodil Day. Forty years of it now. When it started in 1986, five year cancer survival in Australia sat at ar...
20/08/2026

Today is Daffodil Day.

Forty years of it now. When it started in 1986, five year cancer survival in Australia sat at around 46%. Today it is closer to 72%. That shift is what research funding buys. Nearly one in two Australians will be diagnosed by the age of 85, which means there is nobody reading this who is not connected to it somehow.

If you walk past a daffodil today, donate something to Cancer Council Australia. Even if it's only $5.

Two households. Same income. Very different borrowing capacity.This one surprises people every time, so here is what act...
19/08/2026

Two households. Same income. Very different borrowing capacity.

This one surprises people every time, so here is what actually moves the number.

💵 Your credit card limits, not your balances. A card with a $15,000 limit and nothing owing on it is still assessed as though you could owe the lot.

💵 Buy now pay later. Small, regular, and very visible on a statement.

💵 Dependants. Each one changes the living expense assumption.

💵 HECS or HELP. It reduces your net income, so it reduces capacity.

💵 Employment type and how long you have been there.

💵 The assessment buffer. Lenders test you at a rate meaningfully higher than the one you would actually pay.

The good news is that a fair bit of this is fixable, and some of it is fixable inside a fortnight. Closing an unused credit card is the fastest win I know of.

Want to know where you stand? Send us a message.

General information only and not personal advice. Subject to lender criteria and credit assessment. Lee Conquest, Credit Representative 477265 of Yellow Brick Road Aggregation Pty Ltd, ACL 390261.

Address

PO Box 1378
Bowral, NSW
2576

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 3pm

Telephone

+61408490523

Website

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