Conquest Lending Centre

Conquest Lending Centre Experienced Finance Specialist in Bowral, Southern Highlands NSW
📲 Book a phone appointment today

Last day of Autumn in the Southern Highlands and the colours are spectacular. If you haven't visited in a while this wee...
30/05/2026

Last day of Autumn in the Southern Highlands and the colours are spectacular. If you haven't visited in a while this weekend is the perfect time to give your eyes some joy!

📷

Question of the week - Is using a broker more expensive than going to my bank? Answer - In most cases, brokers do not ch...
28/05/2026

Question of the week - Is using a broker more expensive than going to my bank?

Answer - In most cases, brokers do not charge a fee for their services to you. The lender, once the loan settles, pays them a commission.

Note, their commission is NOT added within your lenders fees. The interest rate and bank fees are the same with either a broker or bank however a broker can often negotiate a lower rate with the lender.

The main differences between a broker and a bank:
A bank can only offer its own products.

A broker can compare multiple lenders and negotiate across them.

Brokers are legally required to act in your “best interests” under Australian law.

If you're starting to look seriously at properties, or you're heading to an auction this weekend, pre-approval should al...
26/05/2026

If you're starting to look seriously at properties, or you're heading to an auction this weekend, pre-approval should already be in your back pocket.

DM 'PRE-APPROVAL' to get organised.

Pre-approval is a conditional indication only. It is not unconditional approval.

A question I've had at least ten times this month. 'When should I get pre-approval? Answer - Get pre-approval now if:You...
24/05/2026

A question I've had at least ten times this month. 'When should I get pre-approval?

Answer - Get pre-approval now if:
You’re attending open homes regularly
You may make an offer soon
You want confidence on your borrowing capacity
You’re buying at auction (important in NSW because auctions are unconditional)

Wait a little if:
You may change jobs soon
You’re about to take on new debt (car loan, credit cards, BNPL)
Your savings are still growing rapidly
You expect your income/tax returns to improve shortly
You’re more than 6 months from buying

A quick refresher on what we do, for anyone new here 👋Conquest Lending Centre is a mortgage and finance broking business...
23/05/2026

A quick refresher on what we do, for anyone new here 👋

Conquest Lending Centre is a mortgage and finance broking business based in Bowral, helping clients across the Southern Highlands and Australia-wide with finance that fits their actual life.

Here's what we help with:

🏡 Home loans (first home buyers, upgraders, downsizers)
🏘️ Reverse Mortgages
💵 Bridging Loans
📋 Prepare Home Owner Grants
✍️ Scheme Applications
🔄 Refinancing
🏗️ Construction loans
📈 Investment lending
🚗 Car and asset finance
🛠️ Renovation finance
✅ Deposit bonds
💼 Self-employed and complex income lending

Whether you've been told 'no' somewhere else, you're not sure what's possible, or you just want a second opinion on your current loan, we're a good first conversation.

30 minute chats are free, online or in person at our Bowral office. DM 'CHAT' or click the link in bio.

Across Australia today, communities are hosting Australia's Biggest Morning Tea for Cancer Council. If you didn't make o...
20/05/2026

Across Australia today, communities are hosting Australia's Biggest Morning Tea for Cancer Council. If you didn't make one, donating direct still counts. Link via Cancer Council Australia

Three patterns we're noticing in the Highlands market this week 👇🏠 Downsizers are seeking smaller properties with less m...
20/05/2026

Three patterns we're noticing in the Highlands market this week 👇

🏠 Downsizers are seeking smaller properties with less maintenance.

💵 Over 900 properties are listed, but days on market are lengthening as buyers weigh up interest rate rises and cost-of-living pressures.

🚘 Properties with easy access to Sydney remain preferred over those in smaller villages.

What that means for you depends entirely on where you're at. But these are the patterns. What are you seeing? Comment below.

Refinancing isn't right for everyone, and it isn't always worth doing. But it's worth checking, especially if your loan ...
18/05/2026

Refinancing isn't right for everyone, and it isn't always worth doing. But it's worth checking, especially if your loan is older than a few years.

DM 'REVIEW' for a 15-min review.

I spent the day learning about Reverse Mortgages.The most useful thing I took away was how parents can use a Reverse Mor...
16/05/2026

I spent the day learning about Reverse Mortgages.

The most useful thing I took away was how parents can use a Reverse Mortgage to help their children purchase property, without putting their retirement in jeopardy.

Sharing because this is a great alternative to a gift deposit or being a guarantor for your offspring.

Aware Super research reveals that 98% of parents and 96% of grandparents are open to providing financial support to the next generation.

15/05/2026

Today is International Day of Families 🏡

Here's something we've noticed after years of doing this work.

'The right home' is rarely about square metres.

It's about whose laughter fills the kitchen on a Sunday. Whose dog gets the spot under the table. Where the grandparents stay when they visit. Whether the back step catches the afternoon sun.

Whether you're house-hunting for two or for seven, the maths matters, but the maths isn't the whole story.

We just help with the maths. The rest is yours.

Address

PO Box 1378
Bowral, NSW
2576

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 3pm

Telephone

+61408490523

Website

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