Mortgage Nest

Mortgage Nest Mortgage Brokers to help you find the right home / investment loan for you.

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣⁣That's the latest survey data from Compare the Market.⁣⁣But bewa...
09/09/2026

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣
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That's the latest survey data from Compare the Market.⁣
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But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️⁣
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Otherwise it may reduce your borrowing capacity. 📉⁣
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And banks still want to be sure you can comfortably manage loan repayments. 🏡⁣
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Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. 👇⁣
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To find out more, contact Mortgage Nest on:
☎ – 0417 555 002
💻 – [email protected]
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💳 The BNPL trap: how it could impact your home loan application 💳⁣⁣Buy Now Pay Later (BNPL) may be quick and convenient,...
07/09/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
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That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. 👇⁣
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To find out more, contact Mortgage Nest on:
☎ – 0417 555 002
💻 – [email protected]
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02/09/2026

🏡 How Guarantor Loans Work — aka the Bank of Mum & Dad 😉
Don’t qualify for a government guarantee scheme or an LMI waiver?

You may still have another option to help you avoid LMI and get into the property market sooner: a parental guarantor loan. 🚀
Here’s how it can work:
✨ Your parents — or another eligible close family member — use some of the equity in their property to support your loan.
✨ This can mean you don’t need the full 20% deposit.
✨ And potentially, you can avoid the additional cost of LMI. 💸

Example 👉
Sarah’s parents came on as limited guarantors, using equity in their home to give Sarah the support she needed to buy her first property without a large deposit or LMI.
🙌 Pretty clever, right?
If you’re wondering whether a guarantor loan could help you get into your new home sooner, let’s chat and see whether it could work for you. Or call me on 0417 555 002

🏡 Property listings climb higher, FOMO dials down 🏡⁣⁣Things are looking up for homebuyers, reports Domain. 📈⁣⁣Not so lon...
02/09/2026

🏡 Property listings climb higher, FOMO dials down 🏡⁣
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Things are looking up for homebuyers, reports Domain. 📈⁣
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Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬⁣
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Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).⁣
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That means buyers could have more negotiating power, and seller discounts are on the rise. ⁣
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It’s a trifecta that could see the stars align for your homebuying plans. ⭐⁣
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Contact us to see how you could benefit. 👇⁣
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To find out more, contact Mortgage Nest on:
☎ – 0417 555 002
💻 – [email protected]
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01/09/2026

🏡 Mortgage Jargon You Actually Need to Know

Buying a property is confusing enough without an alphabet soup of lending acronyms.

Here are three you’ll hear all the time 👇
🔹 LVR = Loan to Value Ratio
This is how much you’re borrowing compared with the value of the property.
👉 Calculation:
Loan Amount ÷ Property Value × 100
Example:
$480,000 loan ÷ $600,000 property value = 80% LVR
🔹 DTI = Debt to Income Ratio
This compares your total debt with your annual income.
👉 Example:
Income = $100,000
Total debt = $600,000
DTI = 6

Most banks will have their own limits and assessment rules around higher DTIs.
🔹 LMI = Lenders Mortgage Insurance
LMI may apply when you’re borrowing more than 80% of the property value.
And an important point: it protects the lender — not the borrower.
👉 Example: On a $600,000 purchase with a 10% deposit, LMI could potentially cost around $12,000–$15,000.
✨ Still confused?
That’s what I’m here for. I’ll skip the bank jargon and explain what the numbers actually mean for you.

💬 DM me and let’s talk through your borrowing options.

📉 Lenders cut rates as competition heats up 📉⁣⁣There’s a “rate war brewing”, according to Canstar. ⁣⁣A rising tide of le...
31/08/2026

📉 Lenders cut rates as competition heats up 📉⁣
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There’s a “rate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. 💡⁣
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The solution? 🤝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. 👇⁣
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To find out more, contact Mortgage Nest on:
☎ – 0417 555 002
💻 – [email protected]
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31/08/2026

😂 So why use a mortgage broker?
✨ We have access to 30+ lenders — not just one.
✨ Our job is to understand you — your goals, your needs and even your quirks — then match your situation with the right lender and lending policy.

✨ Because it’s about way more than just the interest rate. It’s about finding the lender that actually says YES to your scenario.
Think of me as your mortgage matchmaker 💘
Except instead of awkward dates, you get a home loan that actually fits. 🏡

💬 DM me and let’s find the right lender match for you or call me on 0417 555 002

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣⁣The average tax-agent prepared tax refund is $3,550, acco...
26/08/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, contact Mortgage Nest on:
☎ – 0417 555 002
💻 – [email protected]
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💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣⁣A survey by Agile Market Intelligence shows 65% of home...
24/08/2026

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣
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A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. 🙌⁣
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Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣
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Talk to us for strategies that could potentially help you clear the home loan slate sooner. 👇⁣
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To find out more, contact Mortgage Nest on:
☎ – 0417 555 002
💻 – [email protected]
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24/08/2026

INTRODUCING A VALUED COMMERCIAL REAL ESTATE CONTACT

I’m excited to introduce one of my valued contacts, Sam Bruzzese from NEXA Commercial, who specialises in commercial real estate.

If you’re looking to buy, sell, lease or invest in commercial property, Sam is someone I’m pleased to recommend and connect you with.

Building strong relationships with trusted professionals allows me to provide my clients with a complete service and connect them with the right people when they need them.

🤝 Great connections create great opportunities!

Please feel free to reach out to Sam for all your commercial real estate needs.

📞 0418 225 705
📧 [email protected]

Address

12 Macedon Street
Bossley Park, NSW
2176

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 1pm

Telephone

+61417555002

Website

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