Otway & Otway Consultancy - Finance

Otway & Otway Consultancy - Finance CRN: 433695

Local experience. Honest guidance. Real results. Helping families make confident home finance decisions. WA-based | Family-owned | Built on trust

Who are we? We're mortgage brokers. We'll help navigate you through the competitive and ever-changing mortgage landscape to find the right loan for you. We'll go into bat and negotiate on your behalf, and we'll make the process as simple as possible for you, geared up to deliver fast results. We'll help you avoid the pitfalls, and we'll find loan features to suit your personal circumstances. Why u

se us as a mortgage broker when looking for finance? A mortgage broker is someone who shops around for the home loan that's right for you. Whether you're in the market for your first home or building a portfolio of investment properties, we have access to hundreds of loans from a host of Australia's leading lenders. We do the hard work for you. We make sure you get the right home loan for your circumstances and will manage the process from start to finish. When should you see us and what can you expect? You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you're still getting the right deal with your existing lender. You can make an obligation-free appointment with us at a time and place that suits you. We will ask about your financial circumstances and objectives to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender.

Progressing the application to formal approval for this Duplex in QLD. First home purchase getting into the market. We d...
14/05/2026

Progressing the application to formal approval for this Duplex in QLD. First home purchase getting into the market. We decided on a split loan with a portion on fixed and variable given the current economy.

This finance application has involved a guarantor - so seperate meeting with the parents without the applicants to ensure they understand their obligations as a guarantor.

Legal advice will also need to be taken once the loan documents are issued. Look forward to getting this one approved 🏠

Finance approved for this beauty in Beeliar. A client downsizing in the current market. A low maintenance property which...
13/05/2026

Finance approved for this beauty in Beeliar. A client downsizing in the current market. A low maintenance property which no doubt will be filled with new memories.

Loans are at record highs - but it’s good to see loans also going down based on changes in life style and debt reduction.

Settled 11/05/26Stunning home in White Gum Valley thanks to  My clients are going to enjoy their next chapter in this re...
12/05/2026

Settled 11/05/26

Stunning home in White Gum Valley thanks to

My clients are going to enjoy their next chapter in this residence. Thanks to as always for assisting.

SMSF settled! Another popular step into getting into the property market is setting up a self managed super fund. This b...
28/04/2026

SMSF settled!

Another popular step into getting into the property market is setting up a self managed super fund. This beauty settled today

Settled this afternoon. How is that for a downgrade? .wa Bridging finance is becoming more and more popular in the curre...
28/04/2026

Settled this afternoon. How is that for a downgrade? .wa

Bridging finance is becoming more and more popular in the current property market. It allows to purchase a property without the stress and hassle of selling your existing home in a hurry - and not having to worry about a purchase clause subject to sale. Please reach out if ever needed πŸ“± πŸ“§

Happy Easter πŸͺΊ to all my clients & friends. Have a safe and relaxing weekend.
05/04/2026

Happy Easter πŸͺΊ to all my clients & friends. Have a safe and relaxing weekend.

Lights, camera, action. What a game! Hopefully it continues in years to come.
15/02/2026

Lights, camera, action. What a game! Hopefully it continues in years to come.

This time last week! What a show by  🎸
07/02/2026

This time last week! What a show by 🎸

🏑 New Investment Property SecuredAfter more than 12 months actively searching in the competitive WA market, my clients h...
14/01/2026

🏑 New Investment Property Secured

After more than 12 months actively searching in the competitive WA market, my clients have finally secured their new investment property.

The loan was lodged, assessed, and approved unconditionally within 48 hours β€” proof that a well-prepared application makes all the difference. Taking the extra time to present clear, detailed information allows the credit team to assess efficiently and keeps the process smooth for everyone involved.

Settlement is scheduled for late January 2026, and I’m looking forward to supporting my clients through the final steps and beyond.

βœ”οΈ Preparation matters
βœ”οΈ Detail matters

11/12/2025

Friday Finance Win πŸ πŸ’‘

This week’s standout client came in wanting a cheaper rate, to remove guarantors, and to prepare for a future construction loan.

We refinanced them to a new lender, unlocked a lower rate, set up full offset capability, and streamlined their loan structure for long-term plans.

A simple restructure can make a massive difference.

Enjoy the weekend, everyone! πŸ‘

Address

Bibra Lake, WA
6166

Telephone

+61423431029

Website

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