Mortgage Choice - Jim Moustakis

19/02/2025

“Alexa – add ‘schedule a home loan review’ to my to-do list.”

The RBA has just cut the cash rate to 4.10%, making it the perfect time to meet with your local Mortgage Choice broker.

I can compare thousands of loan products from over 35 lenders to see how much you could save and ensure your current home loan still suits your needs.

📞 Call me today: 0410 262 522

📅 Book an appointment: https://calendly.com/jim-moustakis-mortgagechoice/30min

🔗 Learn more about the rate drop: Mortgage Choice Rate Drop
https://www.mortgagechoice.com.au/campaign/rate-drop/?fid=NSW2509&utm_source=facebook&utm_medium=local_social&utm_campaign=win30k_fy25&utm_content=NSW2509&mccmid=2639&mcmkid=2114

15/05/2024

With interest rates currently on hold and no signs there’ll be a rate cut anytime soon, now could be the right time to explore your home loan options.

15/05/2024

Have you been holding your breath for an interest rate drop? Don’t wait to make your next move.

With interest rates currently on hold and no signs there’ll be a rate cut anytime soon, now could be the right time to explore your home loan options.

Book an appointment with me today to find out more

02/05/2024

Saving for a deposit is one of the hardest parts of buying a home – especially when property prices and the cost of living keep rising.

The Australian Government introduced the Home Guarantee Scheme to help low-to-middle income earners get into their own home sooner.

People who are eligible to participate in the Scheme can use a lower-than-usual deposit without paying Lenders Mortgage Insurance (LMI). Borrowers generally pay LMI if they’re borrowing more than 80% of the property purchase price.

Curious to know if you’re eligible? Reach out to Jim Moustakis today on 0410262522

17/02/2024

Are you wanting to buy your first home, your next home or refinance? You could win one of two $25,000 prizes when you apply for a home loan with Mortgage Choice. Find out more and view full terms & conditions here -

Apply for a home loan with a Mortgage Choice broker between February 12 2024 and April 5 2024 and you will automatically go into the draw for a chance to win one of two $25,000 prizes. The winner will be announced on April 11 2024.

22/09/2022

City or country? Here’s a few things to consider when buying an investment property:

1. Affordability - regional locations can offer greater buying power
2. Capital growth – city properties are typically in high demand as they are close to jobs, but some regional areas offer exceptional employment opportunities and are experiencing huge population growth – so do your research!
3. Travel – are you willing to travel for inspections and maintenance, the costs add up, keep this in mind.

Also weighing up investment loans? Contact us today and we will find a solution that’s right for you.

20/09/2022

Want to understand how much you could borrow?

You can get an estimate of what lenders may be willing to loan to you with our borrowing power calculator: https://www.smartline.com.au/home-loans/calculators/how-much-can-i-borrow/

15/09/2022

A redraw facility is a home loan feature that is attached to your mortgage and gives you the opportunity to make extra repayments on your home loan – which helps to reduce the interest costs.

You then have the option to ‘redraw’ the extra funds you have paid into your mortgage if the need arises.

Contact us today and we’ll find the solution that’s right for you.

12/09/2022

If you’re ready to take the next step towards home ownership this spring, ensure you have a mortgage broker on your side.

A broker can guide you through the buying process, help you get pre-approval, negotiate with lenders on your behalf and take care of a lot of the paperwork.

When buying a home, remember – we’re here to help you.

Contact us today.

06/09/2022

Buyers and sellers have been gearing up for what’s traditionally the busiest time of the year for property, the spring selling season.

Now with spring upon us, here are the latest property price predicitions.

Buyers and sellers are gearing up for what’s traditionally the busiest time of the year for property, the spring selling season. But as rising interest

03/09/2022

Wishing all the Dads out there a very Happy Father's Day – from our family to yours!