RMA Insurance Brokers

30/08/2026

For small businesses, scams can now look remarkably convincing. Fake invoices, emails that appear to come from someone you know, cloned voices and realistic websites are all becoming easier to create using AI.

Business Victoria has put together a useful guide explaining some of the newer risks and the checks businesses can put in place to help reduce the chance of being caught out.

A few extra minutes spent checking a payment request, confirming changed bank details or verifying an unusual message through another trusted contact method can make a real difference.

Read the Victorian Government guide here:
https://business.vic.gov.au/learning-and-advice/hub/How-to-protect-your-small-business-from-AI-scams

Cyber risk is increasingly part of everyday business risk management, particularly for Australian small and regional businesses that may not have dedicated IT or security teams.

Cyber insurance can form one part of a broader approach to managing cyber risk. If you’d like to review your business’s current cover or understand the options available, get in touch with the RMA Insurance Brokers team.

1300 650 254
[email protected]
rmainsurance.com.au



Important information:
Any financial product advice in this content is provided by Insura Broking Group T/as RMA Insurance Brokers AR No. 1267581. This material is general in nature and has been provided without taking into account your objectives, financial situation and needs. Accordingly, before acting on it, you should consider its appropriateness to your circumstances. RMA Insurance Brokers is an AR of McCormick Harris Insurance AFSL No. 238979.

30/08/2026

For small businesses, scams can now look remarkably convincing. Fake invoices, emails that appear to come from someone you know, cloned voices and realistic websites are all becoming easier to create using AI.

Business Victoria has put together a useful guide explaining some of the newer risks and the checks businesses can put in place to help reduce the chance of being caught out.

A few extra minutes spent checking a payment request, confirming changed bank details or verifying an unusual message through another trusted contact method can make a real difference.

Read the Victorian Government guide here:
https://business.vic.gov.au/learning-and-advice/hub/How-to-protect-your-small-business-from-AI-scams

Cyber risk is increasingly part of everyday business risk management, particularly for Australian small and regional businesses that may not have dedicated IT or security teams.

Cyber insurance can form one part of a broader approach to managing cyber risk. If you’d like to review your business’s current cover or understand the options available, get in touch with the RMA Insurance Brokers team.

1300 650 254
[email protected]
rmainsurance.com.au



Important information:
Any financial product advice in this content is provided by Insura Broking Group T/as RMA Insurance Brokers AR No. 1267581. This material is general in nature and has been provided without taking into account your objectives, financial situation and needs. Accordingly, before acting on it, you should consider its appropriateness to your circumstances. RMA Insurance Brokers is an AR of McCormick Harris Insurance AFSL No. 238979.

30/07/2026

Thinking about using AI in your small business?

AI can save time and improve productivity, but it’s important to use it securely. The Australian Cyber Security Centre has released a practical guide for small businesses covering risks, safe use and key questions to consider before adopting AI tools.

Well worth a read if your business is starting to use AI.

👇👇👇

23/07/2026

Farming operations rarely stay the same from one season to the next.

Changes to crop mix, input costs, expected crop value, storage, leased country or farm arrangements can all affect whether last year’s crop insurance settings still reflect this year’s risk.

A renewal is a good time to review the details, not just roll the policy over.

👇👇👇

RMA Insurance Brokers
1300 650 254 |[email protected]



Any financial product advice in this content is provided by Insura Broking Group AR No. 1267581. This material is general in nature and has been provided without taking into account your objects, financial situation and needs. Accordingly before acting on it, you should consider its appropriateness to your circumstances. Insura Broking Group is an AR of McCormick Harris Insurance AFSL No. 238979.

20/07/2026

Farming operations rarely stay the same from one season to the next.

Changes to crop mix, input costs, expected crop value, storage, leased country or farm arrangements can all affect whether last year’s crop insurance settings still reflect this year’s risk.

A renewal is a good time to review the details, not just roll the policy over.

👇👇👇

RMA Insurance Brokers
1300 650 254 | [email protected]



Any financial product advice in this content is provided by Insura Broking Group AR No. 1267581. This material is general in nature and has been provided without taking into account your objects, financial situation and needs. Accordingly before acting on it, you should consider its appropriateness to your circumstances. Insura Broking Group is an AR of McCormick Harris Insurance AFSL No. 238979.

16/07/2026

Good food, great conversations and plenty of catching up with Members from across the country.

RMA Insurance Brokers was proud to host delegates at the 2026 RMA Network Annual Conference dinner at Brisbane’s Norman Hotel as part of another fantastic conference.

Thank you to everyone who joined us for the evening and contributed to the conversations, connections and ideas shared throughout the event.

We appreciate the opportunity to support the rma network and the Members who continue to play such an important role in rural and regional communities across Australia.

15/07/2026

Crop insurance conversations often start with price. But the better question is whether the cover is structured for the way the farm operates.

Crop type, nominated value, excess, paddock details and storage arrangements can all matter if there is a claim.

Worth reviewing before renewal if crop insurance is relevant to your business.

👇👇👇

RMA Insurance Brokers
1300 650 254 | [email protected]



Any financial product advice in this content is provided by Insura Broking Group T/as RMA Insurance Brokers AR No. 1267581. This material is general in nature and has been provided without taking into account your objects, financial situation and needs. Accordingly before acting on it, you should consider its appropriateness to your circumstances. RMA Insurance Brokers is an AR of McCormick Harris Insurance AFSL No. 238979.

13/07/2026

Crop insurance should be reviewed as the farm changes.

New paddocks, different crops, changed input costs or expected crop value, additional storage or altered farm arrangements can all affect how suitable the cover is.

If this season looks different from last season, it may be worth a closer look before renewal.

RMA Insurance Brokers
1300 650 254 | [email protected]



Any financial product advice in this content is provided by Insura Broking Group T/as RMA Insurance Brokers AR No. 1267581. This material is general in nature and has been provided without taking into account your objects, financial situation and needs. Accordingly before acting on it, you should consider its appropriateness to your circumstances. RMA Insurance Brokers is an AR of McCormick Harris Insurance AFSL No. 238979.

10/07/2026

Before comparing crop insurance premiums, it is worth comparing what is being insured.

The nominated crop value, excess, insured locations, paddocks and storage arrangements can all influence the outcome if a claim is made.

A lower premium may not tell the full story unless the structure of the cover is understood.

RMA Insurance Brokers
1300 650 254 | [email protected]



Any financial product advice in this content is provided by Insura Broking Group T/as RMA Insurance Brokers AR No. 1267581. This material is general in nature and has been provided without taking into account your objects, financial situation and needs. Accordingly before acting on it, you should consider its appropriateness to your circumstances. RMA Insurance Brokers is an AR of McCormick Harris Insurance AFSL No. 238979.

10/07/2026

Insurance covers worth reviewing for Livestock and Property Agents.

The Australian Government’s business.gov.au article highlights several types of insurance that businesses can overlook. For Livestock and Property Agents, each cover addresses a different part of the business and should be considered as a complete insurance program.

👌 Business incl. Business Interruption Insurance

👌 Commercial Motor & Fleet Insurance

👌 Cyber Insurance

👌 Professional Indemnity Insurance

👌 Management Liability Insurance

The article is a useful reminder that each policy has a different role and gaps often become clear at claim time.

Worth reviewing before renewal whether your insurance program still reflects the work your business performs today.

RMA Insurance Brokers
1300 650 254 | [email protected]

rma network



Any financial product advice in this content is provided by Insura Broking Group AR No. 1267581. This material is general in nature and has been provided without taking into account your objects, financial situation and needs. Accordingly before acting on it, you should consider its appropriateness to your circumstances. Insura Broking Group is an AR of McCormick Harris Insurance AFSL No. 238979.

🛡️ Insurance gap check!

Not all insurance is mandatory, but the right cover protects your business. And some key types are often overlooked.

💸 Business interruption insurance
What if you can’t trade for a period of time?
➡️ Can help cover lost income and ongoing costs if your business is disrupted.

💻 Cyber insurance
Think hacks, data breaches or online attacks:
➡️ Can help cover financial loss and recovery costs from cyber incidents.

📄 Professional indemnity insurance
If you give advice or provide services:
➡️ Can protect you if a client claims your work caused them loss or damage.

✨ Quick check: are you covered for the risks most likely to impact your business?

🔗 Learn more about different types of business insurance: https://business.gov.au/risk-management/insurance/types-of-business-insurance