Insura Broking Group

01/06/2026

Today is Smoke Alarm Awareness Day. A good reminder for all of us to check the batteries, test the alarm and make sure everything is in working order. Two minutes today could matter a great deal later.

🔥 Today is Smoke Alarm Awareness Day 🔥

Fire and Rescue NSW data shows that 45% of the 3,884 homes that reported a major fire last year did not have a working smoke alarm.

A working smoke alarm can halve your risk of dying in a home fire. It’s your best early warning, giving you and your loved ones time to get out, stay out, and call Triple Zero (000).

✅ Be smart and take part
✅ Test your smoke alarm today
✅ Help keep your household safe.

01/05/2026

Conditions for small business cyber cover have shifted quietly.

⭐️ Premiums have come down for the third year running ⭐️ Policy wordings are simpler ⭐️ Cover is now better aligned to how small businesses operate.

For many, the annual cost sits around $2,500 which is often less than what is being paid to insure a work vehicle!

At the same time more than 60% of Australian SMEs have already experienced a cyber incident. Most did not have a standalone cyber policy in place when it happened.

What tends to be missed is how these policies respond. It is not just a payout. It is the team that steps in ⭐️ IT forensics ⭐️ legal and privacy advice ⭐️ data recovery ⭐️ client communication. Support before the incident. Support after.

If your cyber insurance has not been reviewed recently or has not been considered at all, it may be worth understanding how cover is structured now.

1300 650 254
[email protected]
insurabroking.com.au

16/04/2026

Do you or someone you know work in transport, postal or warehousing?

📌 One survey. Seven minutes. Industry-wide impact.

At Insura Broking Group, we work with rural and regional businesses including livestock and transport operators. Supporting mental health and workplace wellbeing is critical and we like to share resources and insights that matter to our clients and their industry colleagues.

That's why we're passing on this important initiative.🩵

Healthy Heads in Trucks & Sheds has launched the Thriving Workplace Index (TWI) Survey, in partnership with SuperFriend MHF and with the support of GT Insurance. This anonymous 7-minute survey covers mental health, burnout, leadership and safety across the transport, postal and warehousing sectors.

Your responses contribute to an industry-wide evidence base that helps identify priority areas for action and shapes practical strategies to strengthen mental health and wellbeing across the sector.

👉 Take the survey: https://www.surveymonkey.com/r/HHTS1

Please share with your transport friends 🙏

10/04/2026

Crawford & Co's latest Claims Inflation Update confirms the shift is now entrenched.

Rising repair costs, labour shortages and longer rebuild timeframes are no longer a short-term disruption - they're becoming the new normal in Australia's insurance market.

For property owners, this creates a real and growing risk. Sums insured that were accurate even 12–18 months ago may already fall short of what it would cost to rebuild today.

Not sure if your sums insured are still adequate?

These tools can help for Residential & Landlord properties:

🔗 https://homecontents.com.au/index.php?c=web_intro...

🔗 https://sumsure.cordell.com.au/ #/products/7/profiles/141

For Commercial properties, through the Steadfast Risk Group, Insura Broking Group has access to iValuateProperty - a digital tool providing certified building replacement valuations for commercial properties up to $50m. Alternatively, we can recommend a qualified building surveyor or commercial builder. Both options involve a fee, but it's a small investment compared to a shortfall at claim time.

The key point: underinsurance builds gradually and only becomes visible when a claim is made.

👉 If it's been more than 12 months since your last review, now is the time to talk to the Insura broking team.

📖 Read the full article: https://www.insurancebusinessmag.com/au/news/claims/brokers-face-fresh-underinsurance-risk-as-claims-inflation-pressure-hardens-570993.aspx?fbclid=IwdGRjcARGRClleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEeN5-B_ZxdhlBxSYehretyESXlOkMaF210TyV9XaBUiBiulaqIuPc6W6f3kbQ_aem_1hrLQUuqxVjCieXKDFhxaA

26/01/2026

Australia loves a tradie, so how well does your business protect them at work?

22/01/2026

Grey rhinos, not black swans, could sideswipe your business next. Are you ready?

21/01/2026

Rural crime is rising. We can help check your farm is properly protected.

22/12/2025

Align risk controls and insurance now to manage the seasonal rush

18/12/2025

A tougher summer is predicted with rising heat and flood risk so prepare your SME before conditions peak.

17/12/2025

Operational risk weather exposure and cyber patterns show the key SME insurance trends shaping 2026