03/11/2026
💜💛 HOT TIP TUESDAY! 💛💜
💳 Your credit card could be costing you more than you think… and I’m not talking about interest! 👀
Did you know that even if your credit card has a $0 balance, it could still be reducing your home loan borrowing power? 🏡
Here’s why 👇
When assessing your home loan application, lenders generally look at your credit card LIMIT, not just what you owe!
That means a $10,000 credit card limit could impact how much you’re able to borrow, even if you never use it!
💡 MY HOT TIP: If you’re planning to purchase a property, review your credit card limits before applying. Reducing an unnecessary limit could help improve your borrowing capacity.
✨ Sometimes it’s the little things that make a big difference!
📩 Wondering how much you could borrow? Let’s find out!