Ariacom Lending Solutions

26/02/2026

Are you currently renting and wondering if you are in a position to purchase a home instead, please reach out for a complimentary broker assessment and a plan to help you enter the property market.
There are multiple schemes available to help first home buyers and single parents enter the property market.
Call 1300 ALSFIN.

05/12/2025

It’s not every day that I can say that I assisted securing finance for a block of 4 units valued at $5.0million!!

But today I can, so I’m going to announce it with a “Yay Me” post!!

A great way to wrap up 2025, it’s been one of the best years since Covid and we have to celebrate these wins, dont we!!. 🎉🎉🥳😎

PS. Contact Lauren at Ariacom Lending Solutions for all your lending needs - Home Loans, Investment Property Loans, Car Loans, Equipment Finance 💪

24/08/2025

The revised Home Guarantee Scheme has been brought forward 3 months so first home buyers can get into the market sooner with only 5% deposit (2% for single parents) - increased property price caps, NO income caps anymore and now unlimited places available. Mortgage Insurers are pretty unhappy as many applicants will not need to pay any LMI now and many will also be eligible for Stamp Duty exemptions and possibly First Home Owner Grants depending on the state!!
Starting 1st October, 2025!!
https://www.housingaustralia.gov.au/media/unlimited-places-higher-property-price-caps-first-home-buyers-1-october-2025

https://www.mpamag.com/au/news/general/labor-brings-forward-homebuyer-deposit-scheme-welcomes-more-customer-owned-banks-to-the-fold/547205?hsmemberId=215805&tu=3c37babf-149e-4025-a3e4-4ef33cf9e52e&utm_campaign=&utm_medium=20250824&_hsenc=p2ANqtz--jqN0NeguO7gcOFXDJ971JeDIbCJxkhHjXh4TERI-bvCPmcTI8J4qaryT5uGEiHPqmwU5pe_WXAcMKS3HjGhYMPx-hIg&_hsmi=377340333&utm_content=3c37babf-149e-4025-a3e4-4ef33cf9e52e&utm_source=

Home Guarantee Scheme to go live on 1 October – three months ahead of schedule

12/08/2025

Which banks have already announced they are passing on today’s 0.25% rate cut??
CBA announced first effective 22/8
Westpac/St George effective 26/8
ING effective 26/8
NAB effective 25/8
ANZ effective 22/8
Bankwest effective 22/8
More announcements to come!’

18/02/2025

Great news for mortgage holders today!! 0.25% Reduction in interest rates!!

Many Australian's will be relieved to hear this- first rate cut in 4 years!! After watching an economic briefing by Luci Ellis at Westpac last week they are expecting a further 3 cuts this year!!

The central bank has revealed in its first meeting of the year that it will drop the cash rate for the first time since November 2020.

29/01/2025

2025 Interest rate predictions thanks to lowest inflation since 2020!!

Quarterly inflation data drops further, rate cut hopes rise

by Annie Kane•10:40 AM, 29 Jan 2025

New CPI figures have shown that inflation continues to fall, stoking hopes that the central bank will start its easing cycle next month.

The Consumer Price Index (CPI) has remained within the Reserve Bank of Australia’s (RBA) target range for the second quarter in a row, according to the latest data release from the Australian Bureau of Statistics (ABS).

ABS data released today (29 January) has revealed that the CPI rose by a marginal 0.2 per cent this quarter, taking the annual inflation down to 2.4 per cent in the December quarter, down from 2.8 per cent in the September quarter.

The quarterly CPI figure remains within the RBA’s target band of 2-3 per cent, however, the falling inflation figures have been largely down to government interventions — such as Commonwealth Rent Assistance (the maximum rate for which increased by 10 per cent in September 2024) and energy rebates — rather than natural price drops.

Underlying inflation (designed to reduce the impact of irregular or temporary price changes that can impact the figures) is still slightly higher than the RBA’s target band. For example, the trimmed mean annual inflation sat at 3.2 per cent during the December 2024 quarter, according to the ABS, down from 3.6 per cent in the September quarter.

Michelle Marquardt, ABS head of prices statistics, said: "December quarter’s rise was the same as the 0.2 per cent increase in the September 2024 quarter. These rises were the lowest recorded since the June 2020 quarter when the CPI fell during the COVID-19 outbreak when childcare was free.

“Annually, the December quarter’s rise of 2.4 per cent was down from 2.8 per cent in the September quarter.”

Lenders are generally expecting rate cuts in the first half of this year.

Earlier this month, Australia and New Zealand Bank (ANZ) adjusted its cash rate forecast, saying the RBA will likely cut interest rates by 25 basis points (bps) at its February meeting. Its economists believe that there will be two 25-bp cuts in this cycle (in February and August 2025), taking the cash rate to 3.85 per cent.

The major joined the Commonwealth Bank of Australia (CBA) in its predictions for when a rate reduction will occur.

However, while CBA believes the RBA may cut rates next month, it thinks there will be 100 bps of easing over 2025 (one 25-bp cut per quarter). This would take the cash rate to 3.35 per cent.

Earlier this month Macquarie Bank dropped interest rates on some of its fixed-rate mortgages, in preparation for potential rate cuts in the coming weeks.

There are growing expectations that the cash rate will fall at least once this year, leading to buoyed consumer sentiment towards housing.

The Westpac-Melbourne Institute’s ‘time to buy a dwelling’ index rebounded by just over 10 per cent in January, to 89.9, more than reversing the fall recorded in December and signalling growing confidence among home buyers.

Westpac chief economist Luci Ellis said: “The increase could reflect a combination of the growing view that mortgage rate decreases are coming, and a recognition that housing prices have slowed or even fallen in most population centres.”

New CPI figures have shown that inflation continues to fall, stoking hopes that the central bank will start its easing cycle next month.

17/11/2024

I’ve never been a great at promoting my business. Who will be the first to leave a Google Review for Ariacom Lending Solutions?
Your support and kind words would mean a great deal to me.

Thankyou in advance 🙏

Ariacom Lending Solutions would love your feedback. Post a review to our profile.

Post a review to our profile on Google

18/09/2024

Wow 20 Years with the MFAA!!

"Hi Lauren,
We’d like to take a moment to recognise and celebrate your 20 years as a loyal member of the MFAA - Australia’s largest mortgage and broking finance community.
For more than 40 years, the MFAA has provided members with opportunities for continuing professional development, connection, and networking. With our higher standards of professional excellence, we’re committed to promoting our members as the trusted choice of finance broker to Australian consumers.
We look forward to working with you to continue shaping a mortgage and finance broking industry that we can all be proud of.
Kind regards,
Chad Hoy Poy
State Manager QLD"

21/08/2024

Some really sound advice to help you save and reduce money leakage.

Getting onto the property market in Australia right now in isn’t easy, but one Gen Zer believes there is a common mistake people her age keep making that is making the process harder.

29/05/2024

In response to the controversial article in the Australian Financial Review - there is no war between banks and brokers!!

There has been a rush of headlines over recent weeks about banks being 'at war' with mortgage brokers. These headlines are misguided.

23/05/2024

Congratulations to Princess Peach, Mario & Luigi!! The winners of the Moggill Marathon fancy dress prize!!
It was a pleasure to sponsor this prize and fantastic event organized by Lions Brisbane West with main beneficiary Bravery Box - Rewards for Kids with Cancer!!
Well done for organising a wonderful community fundraising event 👏🙏🤩

…Here we go! It's-a you, Princess Peach!

Congratulations to Princess Peach, Super Mario and Luigi on winning a VERY closely fought contest for the Poolwerx Moggill Marathon best fancy dress 2024!

There was an amazing selection of costumes on display, thank you to all those who dressed up and made the effort, it brought a lot of fun and made for a great atmosphere. You don't often get to high five a six-man caterpillar running a half marathon, or race a six-foot Koala in a 2k dash :)

Thank you to Ariacom Lending Solutions for sponsoring the fancy dress competition, and Princess Peach there will be 150 gold coins in the pipeline for yourself, Super Mario and Luigi.

19/05/2024

It was an absolute pleasure to sponsor this years Fancy Dress Prize at the Moggill Marathon!! We had a ball bringing some extra fun and competition to this already fabulous community fundraiser.
Thankyou to those who went the extra mile to look “Fancy”!!
Looking forward to announcing the prize winner soon!!