Loan Safari

Loan Safari People looking for one stop solution for purchasing their first home or an investment property. We also offer services Australia wide.

Loan Safari is a solution based Finance and Mortgage Broker in Bella Vista, NSW. The services we offer include home loans, Family Home Guarantee FHG , New Home Guarantee NHG Schemes, refinancing and cashout, investment loans, business loans, commercial loans, equity release, debt reduction, lifestyle loans, FHLDS scheme & SMSF loans. We are based in Bella Vista and service clients from all over NS

W such as Glenwood, Kings Langley, Kings Park, Marayong, Kings Langley, Blacktown, Winston Hills, Baulkham Hills, Castle Hill, West Pennant Hills, North Rocks, Carlingford, and all surrounding areas. If you are looking for an experienced and confident Mortgage Broker in Bella Vista, look no further!

10/06/2026

NEW FUND TARGETS HOUSING BOTTLENECKS

One of the biggest barriers to new housing isnโ€™t always construction โ€“ itโ€™s infrastructure.

In many areas, housing projects are delayed because roads, water, sewerage and power connections arenโ€™t ready.

To address that problem, the federal government announced a new $2 billion Local Infrastructure Fund in the Budget.

๐—ช๐—ต๐—ฎ๐˜ ๐˜๐—ต๐—ฒ ๐—ณ๐˜‚๐—ป๐—ฑ ๐˜„๐—ถ๐—น๐—น ๐—ฑ๐—ผ

The funding will help councils and utilities deliver the โ€˜last mileโ€™ infrastructure needed to support new housing developments.

The government says the fund could support up to 65,000 homes over the next decade.

๐—ช๐—ต๐˜† ๐—ถ๐—ป๐—ณ๐—ฟ๐—ฎ๐˜€๐˜๐—ฟ๐˜‚๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—ต๐—ผ๐˜‚๐˜€๐—ถ๐—ป๐—ด

The funding will only be available to states and territories that commit to reforms such as:
Speeding up planning approvals.
Making more land available.
Simplifying building rules.
The government believes those changes could support more housing supply across Australia.

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—บ๐—ฒ๐—ฎ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€

Housing supply has become a major affordability issue.

If more land and infrastructure become available, it could gradually improve housing choice and reduce some pressure on prices and rents.

Of course, these changes wonโ€™t happen overnight.

Over time, changes like these could influence where housing growth occurs and which areas see the biggest increase in supply.

REFINANCIN ACTIVITY SURGESBorrowers are clearly responding to rising rates โ€“ and refinancing is becoming one of the bigg...
07/06/2026

REFINANCIN ACTIVITY SURGES

Borrowers are clearly responding to rising rates โ€“ and refinancing is becoming one of the biggest mortgage trends in the market.

The latest ABS lending data shows refinancing activity jumped sharply in the March quarter, as borrowers reacted to the Reserve Bankโ€™s February and March rate rises.

That trend may strengthen further once the May increase fully flows through.

The numbers tell the story

Compared to a year earlier:
- Owner-occupier refinancing rose 19.5%.
- Investor refinancing rose 3.3%.
- Total home loan commitments rose 8.6%.

But compared to the previous quarter, overall loan commitments fell 6.2%, suggesting some buyers may already be becoming more cautious.

Three rate rises in four months are now hitting household budgets โ€“ and many borrowers are reassessing their next move.M...
02/06/2026

Three rate rises in four months are now hitting household budgets โ€“ and many borrowers are reassessing their next move.

Most lenders have already passed on the Reserve Bankโ€™s May cash rate increase to variable-rate borrowers, although some changes are still filtering through.

That means many households are now feeling the combined impact of the February, March and May rate rises all at once.

What the increases mean in dollars

According to Canstar analysis, a borrower with $600,000 remaining on their mortgage is now paying an extra $3,265 per year in repayments following the three increases.

For many households, thatโ€™s a meaningful change to monthly cash flow.

With the next RBA decision due on June 16 and markets still reacting to the Budget and Middle East conflict, many borrow...
02/06/2026

With the next RBA decision due on June 16 and markets still reacting to the Budget and Middle East conflict, many borrowers are reassessing their position. Here are four issues worth watching:
- What the Budget changes could mean for investors
- How borrowers are coping with higher rates
- Refinancing activity jumps as rates rise
- New fund aims to unlock housing supply

๐—ฅ๐—ฒ๐—ฎ๐—ฑ ๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ถ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ๐—ฎ๐˜๐—ถ๐—ผ๐—ป.

The federal Budget has proposed major changes to negative gearing and capital gains tax โ€“ and property investors are now reassessing their plans.

From 1 July 2027, negative gearing for residential property would largely be limited to new builds. At the same time, the current 50% capital gains tax (CGT) discount would be replaced with a system based on inflation indexation and a new 30% minimum tax on capital gains.

๐—ช๐—ต๐˜† ๐—ฐ๐˜‚๐—ฟ๐—ฟ๐—ฒ๐—ป๐˜ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ผ๐—ฟ๐˜€ ๐—บ๐—ฎ๐˜† ๐—ฎ๐˜ƒ๐—ผ๐—ถ๐—ฑ ๐—บ๐—ฎ๐—ท๐—ผ๐—ฟ ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€

Importantly, existing investment properties held before 12 May 2026 would be exempt from the negative gearing changes.

That means many current investors may see little immediate impact.

But for future buyers, the picture could change significantly.

๐—ช๐—ต๐˜† ๐—ป๐—ฒ๐˜„ ๐—ฏ๐˜‚๐—ถ๐—น๐—ฑ๐˜€ ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ป๐—ผ๐˜„

The Budget papers make it clear the government wants to encourage investment into newly constructed housing. Investors who purchase eligible new builds would still be able to access negative gearing and choose between the current CGT discount or the new indexed approach.

That could shift more investor demand toward:
Off-the-plan apartments.
House-and-land packages.
Duplex and townhouse developments.
Why investors are reassessing strategy

Thereโ€™s still uncertainty around how the reforms will play out.

But regardless of the final outcome, the conversation around investment property strategy has clearly changed.

If youโ€™re thinking about buying, refinancing or restructuring an investment loan, I can help you understand how these proposed changes could affect your borrowing strategy and long-term plans.

25/05/2026

Big changes are coming to the Aussie property market ๐Ÿ‡ฆ๐Ÿ‡บ
And whether youโ€™re buying, investing, or refinancing โ€” this could impact your next move in a big way.

From 2027, negative gearing is expected to apply only to newly built homes, changing the way investors, buyers, and mortgage brokers approach property decisions.

๐Ÿก First-home buyers may finally see less competition
๐Ÿ“ˆ Investors could shift toward new builds
๐Ÿ’ฐ Construction loans and property strategy may become more important than ever

The market is evolving โ€” and smart planning now could make all the difference later.


[ Australian property market, negative gearing changes, new build investment, mortgage broker Australia, refinancing loans, construction finance, property investment Australia, first home buyer tips, real estate trends, housing market updates ]

29/04/2026

Retirement should feel secure โ€” not stressful. ๐Ÿก๐Ÿ’ญ
A reverse mortgage can help unlock the value in your home without selling or downsizing. But like any financial decision, itโ€™s important to understand both the benefits and the long-term impact.

The key? Plan for tomorrow, not just today. โœ”๏ธ



[Reverse Mortgage, Home Equity, Retirement Planning, Senior Finance, Financial Freedom]

22/04/2026

In uncertain times, smart financial moves matter more than ever. ๐Ÿ’ก
Take control by simplifying your debts, improving cash flow, and exploring opportunities to grow your wealth.

If youโ€™re a homeowner with equity, this could be your moment to level up โ€” reduce financial pressure today while building a stronger tomorrow through property investment.

Make your money work smarter, not harder. Your future self will thank you.

[financial planning, debt consolidation, mortgage management, cash flow improvement, property investment, wealth building, real estate investment, long term wealth, money management, investment strategy]

It was great to catchup with Victor Dang ( BDM) and Ash Milne ( State Manager ME Bank).ME Bank has joined hands with Vir...
15/04/2026

It was great to catchup with Victor Dang ( BDM) and Ash Milne ( State Manager ME Bank).
ME Bank has joined hands with Virgin Money and BOQ (Bank of Queensland) to have a single technology platform and improved client experience.

key touch points to consider ME Bank :

- $3000 cash back per security ( 700k loan minimum per security, this will not last long)
- Multiple offsets ( upto 30 max!)
- New state of the art mobile app
- 100% overtime for essential services staff
- unlimited cashout for future pruposes ( upto. 80% Loan to Value)

03/04/2026

Fuel prices donโ€™t just affect your fuel tankโ€”they affect your entire life.

From groceries to transport, rising fuel costs quietly push up everyday expenses. And as inflation follows, EMIs and loan repayments can get heavier too.

Itโ€™s all connectedโ€”a ripple effect that hits your monthly budget.

Stay aware. Plan smart. ๐Ÿ’ก

23/03/2026

Why did the central bank increase rates? ๐Ÿค”
Inflation, global tension & strong demand โ€” explained simply.

[interest rate hike, inflation 2025, central bank decision, cash rate increase, economic update, global inflation impact, fuel price inflation ]

Address

Suite 322, 20B
Bella Vista, NSW
2153

Opening Hours

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Thursday 9am - 5pm
Friday 9am - 5pm
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+61288598955

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