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Should you HOLD, SELL or REFINANCE in 2026?Many homeowners and investors are unsure what the smartest move is right now....
08/03/2026

Should you HOLD, SELL or REFINANCE in 2026?
Many homeowners and investors are unsure what the smartest move is right now.

Join our FREE Online Q&A Session where we’ll unpack the current market and help you understand your options.

📅 Tuesday, 24 March 2026
⏰ 8:00 PM to 9:00PM
We’ll discuss:
✔ What’s happening in today’s property market
✔ When selling might benefit you
✔ Refinancing explained (pros & cons)
✔ When holding your property could be the better strategy
🎤 Includes a Live Q&A, so you can ask questions about your situation.

🔗 Register here to join the scheduled Zoom session:
https://us06web.zoom.us/w/86248311562?tk=gxphgAZQMtoW-JLi__aBrJeoAO5XIjVHXkfVw_ncpE4.DQkAAAAUFMzLChZYR0lwMHB4dVFTQy05SG1KRWJ1dndBAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA&pwd=GZzDkesSrbljPS0BtU8TYkh3AovcDO.1

Prefer a One-on-One Conversation?
If you’d rather discuss your situation privately, you can book a free consultation with one of us:

Danny Grewal
Mortgage Broker| Auswide Lending
📞 0401 908 237
📅 https://calendly.com/auswide

Hadi Ghafari
Licensed Real Estate Agent
📞 0406 714 301
📅 https://calendly.com/westlinkrealtygroup/zoom-meeting

Shalinder Rai
Director | Westlink Realty Group
📞 0452 500 058
📅 https://calendly.com/westlinkrealtygroup/zoom-meeting

LMI is insurance that protects the lender in case the borrower defaults on their mortgage payments. This insurance does ...
27/05/2025

LMI is insurance that protects the lender in case the borrower defaults on their mortgage payments. This insurance does not cover the borrowers and ranges from 1 upto 4 percent of the purchase price. It is typically paid at settlement as one time fee when borrower has less than 20% deposit however most lenders today capitalise this fee to the loan to minimise upfront purchasing costs. To find out more contact us today.

May - The busy month before end of financial year!
22/05/2025

May - The busy month before end of financial year!

At Auswide our vision has always been about building and maintaining long term relationships with our customers. ...
21/05/2025

At Auswide our vision has always been about building and maintaining long term relationships with our customers.

With recent interest rate reductions, many households are reassessing their mortgage options. Lower rates can help lower...
21/05/2025

With recent interest rate reductions, many households are reassessing their mortgage options. Lower rates can help lower minimum monthly instalments and will improve borrower financial position.
Now might be the perfect time to explore your refinancing options. Reach out today!

The RBA has lowered the cash rate today to 3.85%, a two-year low, after cutting it by 25 basis points. This is the lowes...
20/05/2025

The RBA has lowered the cash rate today to 3.85%, a two-year low, after cutting it by 25 basis points. This is the lowest level since May 2023. This decision follows the RBA's assessment of inflation, which is currently within the 2-3% target band. Buyers can now expect increased borrowing power and sellers can expect higher market demand with investors expected to surge into the market. Speak to us today to review your borrowing capacity.

At Auswide our vision has always been about building and maintaining long term relationships with our customers. ...
19/12/2024

At Auswide our vision has always been about building and maintaining long term relationships with our customers.

An offset/redraw facility is synonymous with flexibility. It allows people with a variable rate mortgage to access the e...
18/12/2024

An offset/redraw facility is synonymous with flexibility. It allows people with a variable rate mortgage to access the extra funds they have saved to pay off their home loan.
To take advantage of the offset account you have to begin by saving additional funds to this account. A redraw account works similarly whereby you deposit additional funds directly into the loan, and they then appear as Available redraw funds.
The perks of saving these additional funds into these facilities are that you will reduce the amount of interest you'll pay over the life of the loan.
There are of course fees and charges associated with Offset facilities, Redraw accounts are generally fee and included as part of the Variable Loan package.

To make sure you're going to get the most out of an Offset or Redraw facility, reach out today to discuss your needs and we will help you make the right choice.

Wondering how to reduce your loan term? Well, you can begin by changing your regular repayment to weekly or fortnightly....
17/12/2024

Wondering how to reduce your loan term? Well, you can begin by changing your regular repayment to weekly or fortnightly. If you remain on monthly and only repay the minimum repayment, you'll be paying back your loan over the full agreed term.
The home loan term is the length of time you and the lender agree your loan will be paid back by. Most loan terms range from 25 - 30 years.

If you've already switched to weekly or fortnightly, the next best option is to put additional savings funds into the loan redraw or offset account. This will maximise your interest deductions and further help to reduce your loan term by paying back the loan faster.
In addition it is important to note: Principal and interest repayments are also key to repaying your loan faster. If you're currently on Interest Only, this may improve cashflow in the short term, but you'll pay more interest over the long term.
Want to know which term is right for you? Get in touch today and we'll help you weigh the pros and cons.

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Norwest Business Park
Bella Vista, NSW
2153

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