JEM Finance Group

01/04/2026

🚀 Refinancing is on a roll and the momentum is building 🚀⁣
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Refinancing reached new heights in 2025.⁣
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A record 641,552 loans were refinanced over the year, 20% higher than 2024’s 533,839, according to Money.com.au’s latest Mortgage Insights Report. 📈⁣
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And the momentum isn’t slowing. 💪⁣
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The Insights Report predicts refinancing volumes to grow a further 19% in 2026 to 762,437 loans. ⁣
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Why the rush to switch? 🤔⁣
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The potential for a lower rate, potentially better home loan features, and the chance to reduce your monthly mortgage repayments. ⁣
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If you haven’t reviewed your loan recently, now could be the time. ⏰⁣
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Contact us to see if you could save on monthly interest by refinancing. 👇⁣
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To find out more, contact JEM Finance Group on:
☎ – 1300 574 774
💻 – [email protected]

30/03/2026

🏚️ How much could your 2026 reno cost? 🏚️⁣
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Thinking of buying a fixer-upper? ⁣
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Or just keen to show your current home some love? ❤️⁣
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Knowing how much the renos will cost is essential to any home improvement project. 🛠️⁣
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Archicentre has just released its 2026 Cost Guide. 📘⁣
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Keen for a new kitchen? Allow upwards of $23,000. 🍳⁣
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New bathroom? Your budget should likely start at around $17,500. 🛁⁣
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Planning an extension? It can cost from $2,700 per square metre. ⁣
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But most importantly: how to pay for it all? 🤔⁣
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Talk to us. 💬⁣
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We can run you through some finance options that can potentially turn your renovation plans into reality. 👇 ⁣
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To find out more, contact JEM Finance Group on:
☎ – 1300 574 774
💻 – [email protected]

26/03/2026

If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice. 🙌

If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice.

25/03/2026

💛 Does having a home loan = feel-good vibes? 💛⁣
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For most of us, taking on a mortgage is essential to buy a home. 🏡⁣
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But how does that big transition (generally) affect one's mental wellbeing?⁣
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Interestingly, there's a bit of a difference between the financial anxiety levels of debt free households vs mortgage holder households, according to Agile Market Intelligence.⁣
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When asked to describe their current financial situation, 31% of debt-free households were feeling financially anxious - up 2% from this time last year.⁣
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Meanwhile, just 25% of mortgage holder households were feeling financially anxious - down 1% from a year earlier.⁣
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If you'd like to explore whether home ownership is within reach for you - and how mortgage repayments would sit within your monthly household budget - then get in touch today. 👇 ⁣
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To find out more, contact JEM Finance Group on:
☎ – 1300 574 774
💻 – [email protected]

23/03/2026

🏁 Lock in: it’s a competitive market for buyers right now 🏁⁣
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The supply of listed homes increased 3.1% in January 2026, according to SQM research. 📊⁣
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But listings are still 11% lower compared to a year ago. 📉⁣
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So, on average, new homes are selling after just 28 days on the market, according to NAB's latest Housing Monitor report. ⁣
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Having all your ducks in a row can help provide you with a competitive edge. 🦆⁣
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Home loan pre-approval could allow you to act faster when the right property comes along. ⁣
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It could also help you bid with confidence at auctions. 🔨⁣
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And it can also let sellers (and the agent) know you’re a serious buyer. ⁣
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Get in touch today to discuss your borrowing power and pre-approval options. 👇⁣
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To find out more, contact JEM Finance Group on:
☎ – 1300 574 774
💻 – [email protected]

18/03/2026

🏠 First-home buyers use ‘COMO’ to achieve their goal 🏠⁣
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Ready to buy. Ready to bend. 🤸‍♂️⁣
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Many first home owners are embracing COMO - compromise or miss out - to break into the market. ⁣
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PropTrack says 83% of buyers are willing to compromise on their first home. ⁣
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The number of bedrooms, solar power and walk-in robes are the features most likely to be scratched from wish-lists. ✏️⁣
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One area you shouldn’t compromise on is your choice of home loan. ⁣
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The right loan offers a competitive rate backed by features you’ll actually use. 💡⁣
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Talk to us to find the loan that matches your needs. 👇⁣
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To find out more, contact JEM Finance Group on:
☎ – 1300 574 774
💻 – [email protected]

17/03/2026

More bad news for mortgage holders around the country: the RBA today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments? 🏡

More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments?

16/03/2026

🏡 Home loan demand has just hit a 3-year high 🏡⁣
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Equifax reports demand for home loans rose 18% in December compared to the same time the previous year. 📈⁣
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It’s the biggest one month surge since 2022. ⁣
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What was behind the increased appetite for home loans? 🤔⁣
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Two key factors: three rate cuts in 2025, and the expanded 5% Deposit Scheme. ⁣
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The government's 5% Deposit Scheme lets first home buyers get started with a small deposit and zero lenders mortgage insurance. ⁣
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It could be the helping hand you’ve been waiting for. Get in touch to find out if you’re eligible. 👇⁣
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To find out more, contact JEM Finance Group on:
☎ – 1300 574 774
💻 – [email protected]

15/03/2026

Let's go Blacktown City FC Women's Team.

𝒢𝒜𝑀𝐸 𝒟𝒜𝒴 🖤❤️

Barton Park
First Grade @ 4:30pm
23's @ 2:30pm

12/03/2026

Who wouldn’t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we’ll look into whether an offset account could benefit you. 🏡

Who wouldn't want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we'll look into whether an offset account could benefit you.

11/03/2026

🏘️ The big reveal: Australia’s most prolific property investors 🏘️⁣
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Close to 2.3 million Australians earned rental income from property in 2022-23, according to the ATO.⁣
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And they’re not all from uber-rich occupations. ⁣
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In fact, teachers and nurses are among Australia’s top five most prolific property investors. 👩‍🏫👨‍⚕️⁣
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That’s because there are multiple pathways to invest, even if you don’t have a big deposit, including:⁣
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1. Consider harnessing home equity. 🏠⁣
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2. Think about turning a first home into a rental. 🔁⁣
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3. Weigh up rentvesting: live where you want, invest where you can afford. 📍⁣
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4. Or consider co-investing with mates or family to boost buying power and share costs. 🤝⁣
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Be sure to speak with a tax professional before investing. ⁣
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And talk to us about the finance options that could match your situation and buying strategy. 👇⁣
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To find out more, contact JEM Finance Group on:
☎ – 1300 574 774
💻 – [email protected]