Capital Plus Finance

Capital Plus Finance 💼 Capital Plus Finance | Your partner in better finance solutions. We’ve got you covered! 🌟 Exceptional service & repeat clients.

Since 2015, we’ve been helping businesses grow with tailored asset finance. 🚗💡 Equipment or fleet?

The June 30 countdown is officially on. ⏳For Australian business owners, this month is usually a blur of paperwork and l...
02/06/2026

The June 30 countdown is officially on. ⏳

For Australian business owners, this month is usually a blur of paperwork and last-minute decisions. But EOFY doesn't have to be a headache if you’ve got a clear plan of attack.

At Capital Plus Finance, we’re all about the "straight talk, job done" approach. Here is our 3-step checklist to make sure you're set up for success before the clock strikes midnight on June 30:

✅ 1. Audit your assets: Look at what equipment is ageing or costing you more in maintenance than it's worth. Is it time for an upgrade?

✅ 2. Review your tax position: Sit down with your accountant now. Realising where you stand today means you can make informed decisions about deductible purchases before the financial year ends.

✅ 3. Get pre-approved early: Don't wait until the final week of June. Beating the rush ensures you get the best rates and the paperwork is sorted without the stress.

We handle the heavy lifting and negotiations with over 60 trusted lenders, so you can focus on running your business.

Ready to tick off step 3? Let’s get it done. 🚀

The clock is officially ticking. ⏳It’s June 1st, which means there are only 30 days left until the end of the financial ...
01/06/2026

The clock is officially ticking. ⏳

It’s June 1st, which means there are only 30 days left until the end of the financial year. While it might feel like you’ve got plenty of time, the EOFY rush is real, and the last thing you want is to miss out on securing the equipment your business needs because of processing delays.

Whether you’re looking to upgrade your fleet, invest in new machinery, or realise the benefits of asset write-offs before June 30, now is the time to move.

At Capital Plus Finance, we specialise in getting the job done without the runaround. We’ll handle the paperwork and negotiations with our 60+ lenders to ensure you get the best rates and fast approvals.

Don't wait until the final week. Let’s get your funding sorted today so you can focus on finishing the year strong.

Give us a call or send a message to get started. 🚀

⏰ EOFY ALERT: 40 days to go.Quick reality check for business owners — the $20,000 instant asset write-off ends on 30 Jun...
20/05/2026

⏰ EOFY ALERT: 40 days to go.

Quick reality check for business owners — the $20,000 instant asset write-off ends on 30 June 2026. After that, it drops to just $1,000.

That means if you've been thinking about:
🔧 New equipment
🚐 A work vehicle
💻 Tech upgrades
🪑 Office or workshop fit-out

…now is the time to act. The asset has to be delivered, installed, and ready to use by 30 June — not just ordered.

We help Aussie businesses get finance sorted quickly so you don't miss the window. Let's chat before the rush hits.

📞 Get in touch with Capital Plus Finance today.

Big news for Australian business owners: the $20,000 Instant Asset Write-Off is officially permanent. 🚀No more waiting f...
12/05/2026

Big news for Australian business owners: the $20,000 Instant Asset Write-Off is officially permanent. 🚀

No more waiting for the May Budget every year to see if the rules change. This is a massive win for planning your growth without the guesswork.

Here’s the straight talk on what you need to know:

✅ It’s per asset: This isn't a one-off total cap. You can claim it for *each* individual asset you buy, provided the item itself is under $20,000.
✅ New or used: It doesn’t matter if the gear is brand new or second-hand, it still qualifies.
✅ Ready for use: To claim it this financial year, the equipment must be on-site and 'ready for use' by the June 30 deadline.

With EOFY fast approaching, now is the time to move. If you wait until the last week of June, you’ll likely miss the delivery window and the tax benefit.

We’ll get the finance sorted and the paperwork organised so you can focus on getting the job done.

Give us a shout for a no-nonsense setup.

The RBA hiked again. Here is what it means for your business. 🏦Yesterday, the cash rate climbed to 4.35%. That is the th...
06/05/2026

The RBA hiked again. Here is what it means for your business. 🏦

Yesterday, the cash rate climbed to 4.35%. That is the third hike this year, and while it is not the news anyone wanted, sitting on your hands is the most expensive thing you can do right now.

Most Australian businesses are paying a "Loyalty Tax" without realising it. When rates go up, the big banks are quick to pass that cost onto their existing customers, while often offering better deals to lure in new ones. If you are just letting your current facility sit there, you are likely paying too much.

At Capital Plus Finance, we cut through the complexity. We compare over 60 trusted lenders to make sure our clients aren't getting the short end of the stick. Whether it is equipment finance, business loans, or vehicle funding, we are focused on optimising your position and getting the job done. 🚀

Do not let the rate hike squeeze your cash flow. Let us do the legwork and find you a better deal.

Reach out today for a straightforward chat.

Global instability and supply chain hiccups are making headlines. For commercial businesses, waiting for a cash flow cru...
05/05/2026

Global instability and supply chain hiccups are making headlines. For commercial businesses, waiting for a cash flow crunch to hit before acting is a gamble you don't need to take. 🌏

A business overdraft is your strategic safety net. Here’s the straight talk:

✅ Secure it while you’re stable. The best time to get finance is before you actually need it. Banks aren't known for helping once a crisis is at your door.
✅ Pay only for what you use. It’s a flexible insurance policy. If the funds sit idle, you only pay a small, ongoing facility fee to keep that peace of mind active.
✅ Stay in control. Whether it’s inventory gaps or trade delays, liquidity means you’re always ready to move.

At Capital Plus Finance, we cut through the red tape and get these sorted fast. No nonsense, just the funding you need to stay agile.

Message me to secure your safety net today. 🤝

Got knocked back by a lender?That does not always mean the deal is over.Sometimes it comes down to the lender, the struc...
23/04/2026

Got knocked back by a lender?

That does not always mean the deal is over.

Sometimes it comes down to the lender, the structure, or how the deal was presented.

At Capital Plus Finance, we help businesses explore smarter funding options for vehicles, equipment, machinery and working capital.

If you want a straight answer and a hassle-free process, reach out to the team today.

82% of Australian small businesses are running on less than 3 months of cash reserves. 📉It’s a sobering stat for Reality...
22/04/2026

82% of Australian small businesses are running on less than 3 months of cash reserves. 📉

It’s a sobering stat for Reality Check Wednesday. The biggest culprit? The 'Cash Gap'.

Most SMEs are stuck in a cycle where they’re paying suppliers in 30 days but not realising customer payments for 55. That 25-day hole is where the stress lives, and it’s enough to stall even the best operations.

At Capital Plus Finance, we don't do fluff. We do solutions. We work with over 60 trusted lenders to bridge that gap with specialised funding: getting you the cash you need without the bank runaround. Whether it’s debtor finance or a working capital boost, we handle the paperwork so you can get the job done.

Straight talk, hassle free, job done. 🚀

Reach out today to see how we can help your cash flow.

Are you paying a "loyalty tax" without even realising it? 🏦💸Most Aussie business owners think their bank rewards them fo...
21/04/2026

Are you paying a "loyalty tax" without even realising it? 🏦💸

Most Aussie business owners think their bank rewards them for being a long-term customer. The reality? It’s often the exact opposite.

Banks frequently save their best rates for new customers while slowly hiking margins on the loyal ones. This "loyalty tax" nets them billions every year, and it’s basically a penalty for staying put.

At Capital Plus Finance, we don’t play that game. As brokers, we have a Best Interests Duty to you, not the bank. We shop your loan across 60+ lenders: including the big four like CBA, NAB, and Westpac: to make sure you’re not being "taxed" for your loyalty.

We cut through the complexity, handle the paperwork, and get the job done so you can focus on running your business. 🚀

Want us to check if you're being overcharged? Let’s get you a better deal.

Thursday Reality Check: 78% of business owners are doing it wrong. 🛑A recent Visa study found that nearly 8 in 10 Aussie...
15/04/2026

Thursday Reality Check: 78% of business owners are doing it wrong. 🛑

A recent Visa study found that nearly 8 in 10 Aussie SMB leaders are using their personal credit cards to fund business expenses.

We get it. It’s "easy." It’s right there in your wallet. But let’s have some straight talk: it’s a trap. 🪤

Mixing your personal life with your business cash flow isn't just messy: it’s expensive and risky. You’re often paying massive interest rates and putting your personal credit score on the line for business growth.

Your business shouldn't be a hobby funded by your back pocket.

Whether it’s debtor finance to bridge the gap or an equipment loan to get that new kit, there are much smarter ways to scale without the personal headache.

At Capital Plus Finance, we cut through the complexity. No runaround, just the right funding solutions to get the job done. 🚀

Ready to stop the credit card cycle? Let’s chat.

Address

Baulkham Hills, NSW
2153

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+611300294887

Website

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