Capital Plus Finance

Capital Plus Finance 💼 Capital Plus Finance | Your partner in better finance solutions. We’ve got you covered! 🌟 Exceptional service & repeat clients.

Since 2015, we’ve been helping businesses grow with tailored asset finance. 🚗💡 Equipment or fleet?

Proud to see our director Jason represent Australia at the UCI Gran Fondo World Championships in Niseko, Japan this past...
01/09/2026

Proud to see our director Jason represent Australia at the UCI Gran Fondo World Championships in Niseko, Japan this past weekend! 🇦🇺🚴

He finished 66th out of 144 in the 50-54 age group, and 4th out of 12 Australians in the category, a fantastic result racing at world championship level.

Congrats Jason, awesome effort!

Big weekend coming up for our Director Jason Smith, who's racing at the 2026 UCI Gran Fondo World Championships in Japan...
27/08/2026

Big weekend coming up for our Director Jason Smith, who's racing at the 2026 UCI Gran Fondo World Championships in Japan this Sunday representing Australia! 🇦🇺🚴‍♂️

We're all cheering him on in Australia. Good luck Jason, go smash it out there!

We love a good review 🙌One of our clients summed it up perfectly: "Outstanding service, fast turnaround, and genuine sup...
14/08/2026

We love a good review 🙌

One of our clients summed it up perfectly: "Outstanding service, fast turnaround, and genuine support... a great example of how the process should be done."

That's the whole point of what we do - real people, real solutions, no drawn-out bank runaround. If you're a local business looking at equipment finance, come have a chat with us.

Send us a message or check the link in our bio to get started.

If your Friday arvo looks like this, you’re not alone.One minute you’re chasing an overdue invoice. The next, you’re in ...
07/08/2026

If your Friday arvo looks like this, you’re not alone.

One minute you’re chasing an overdue invoice. The next, you’re in the ATO portal wondering whether you’ve clicked the right thing.

Then a supplier email lands with a price increase, the to-do list somehow gets longer, and you realise it’s 4:30pm.

Running a small business in 2026: part strategy, part problem-solving, part “where did this week go?”

Still, you made it to Friday. That counts. ☕️

What was your week’s biggest plot twist?

Let us talk straight for a minute. Business confidence is sitting at -5, consumer sentiment is at 50-year lows, and we a...
03/08/2026

Let us talk straight for a minute. Business confidence is sitting at -5, consumer sentiment is at 50-year lows, and we are looking at a staggering $35.9 billion in small business tax debt building across Australia. If you are running an SME right now, you are probably noticing the shift. The conversation has completely changed from how do we aggressively expand this quarter to how do we protect our cash flow? Smart business owners are not panicking: they are preparing. They are setting up working capital buffers, invoice finance, and flexible facilities well before they actually hit a crunch. Waiting until your back is against the wall is a game you do not want to play. At Capital Plus Finance, we cut through the noise to help you lock in the right funding structures while things are stable. What steps is your business taking right now to secure its cash flow position? Let us know in the comments.

The June scramble is officially a thing of the past. 🚀As of 1 July 2026, the $20,000 Instant Asset Write-Off is official...
27/07/2026

The June scramble is officially a thing of the past. 🚀

As of 1 July 2026, the $20,000 Instant Asset Write-Off is officially permanent for Australian small businesses. This is a massive win for your cash flow and long-term planning.

What does this mean for you?
✅ No more rushing to buy equipment before June 30.
✅ You can plan your upgrades year-round when it actually suits your business.
✅ It applies on a per-asset basis (not a total cap).
✅ It covers both new and used equipment.

If your business has a turnover of less than $10 million, you can claim the full deduction immediately for assets costing less than $20,000. Whether it’s a delivery van, a new piece of machinery, or an IT upgrade, you can get the job done now and see the benefit straight away.

At Capital Plus Finance, we’re all about straight talk and no hassle. We’ll handle the funding and the paperwork so you can focus on putting that new asset to work. We work with over 60 trusted lenders to ensure you get the best available rates without the runaround.

Stop waiting for the end of the financial year. Let’s get your next asset sorted today.

Give us a call or send a message to see how we can help you make the most of this permanent tax break.

Two weeks in with Payday Super: how’s the bank account feeling? 💸Since 1 July, the quarterly super routine has been swap...
13/07/2026

Two weeks in with Payday Super: how’s the bank account feeling? 💸

Since 1 July, the quarterly super routine has been swapped for real-time payments. Now that we’re mid-month, most Aussie businesses have navigated their first few pay cycles under the new rules.

It’s more than an admin change; it’s a cash flow hurdle. Having that 11.5% leave your account every week or fortnight: instead of sitting in your offset for three months: shifts the maths on your working capital.

We’ve been hearing from plenty of business owners this week who are feeling the squeeze. The profit is there, but the liquid cash is tighter than usual.

If the new timing is throwing a spanner in the works, we’re here to bridge the gap. Whether it’s debtor finance to unlock unpaid invoices or a working capital boost, we focus on straight talk and fast results so you can get back to business.

How are you finding the change so far? Total headache or have you got it sorted? 🎤👇

The waiting game is over. 🛑EOFY is exactly 4 days away. If you’ve been sitting on the fence about upgrading your equipme...
26/06/2026

The waiting game is over. 🛑

EOFY is exactly 4 days away. If you’ve been sitting on the fence about upgrading your equipment, adding a new vehicle to the fleet, or securing working capital: the clock just hit the red zone.

By Tuesday, June 30th, the window for this financial year’s tax benefits officially slams shut. Waiting until July means missing out on deductions that could be helping your cash flow right now.

At Capital Plus Finance, we don’t do the runaround. We do straight talk and fast approvals. We work with over 60 lenders to find the right fit for your business while you focus on actually running it.

Four days is tight, but it’s not too late. Let’s get it done. 🚀

Give us a call today or head to our website to get started.

Take a look at that rate. 13.66%. Looks fine, doesn't it?That's exactly what it's meant to look like.A business owner ca...
19/06/2026

Take a look at that rate. 13.66%. Looks fine, doesn't it?
That's exactly what it's meant to look like.
A business owner came to us recently with this quote from one of those AI "cheapest-lender" platforms — the kind that promise their technology finds you the best deal automatically. We ran their quote through our calculator. The true effective rate wasn't 13.66%. It was 27.95%. More than double, with the brokerage maxed out and fees buried in the fine print.
So we went to work properly. We got them $120,000 — that's $21,000 more than they were offered — at a 16.63% effective rate, and we told them that exact number upfront. No "from," no headline trick. Even borrowing more, their total repayment came in $7,500 lower.
Here's the thing about an algorithm: it doesn't fight for you. It matched this client with the deal that was most profitable for the platform — not the one that was best for them. A real broker reads your file, runs the actual numbers, and shows you the real cost before you sign anything.
If you've been quoted a rate and something about it doesn't sit right, send it to us. We'll run the real numbers for you — no cost, no obligation.
📞 Capital Plus Finance
🌐 capitalplusfinance.com.au

July 1st is just around the corner, and for a lot of Australian business owners, it brings more than just a new financia...
15/06/2026

July 1st is just around the corner, and for a lot of Australian business owners, it brings more than just a new financial year.

The shift to 'Payday Super' means no more waiting until the end of the quarter to settle up. From July 1, you’ll need to pay super at the same time you pay your team’s wages.

If you’re used to that quarterly buffer, this is going to be a massive hit to your weekly or fortnightly cash flow. It’s a major change that could catch even the best-run businesses off guard.

At Capital Plus Finance, we’re about straight talk and getting the job done. We’re already helping our clients bridge this gap with tailored debtor finance and working capital solutions.

Don't let the new rules stall your momentum. We can help you unlock the cash tied up in your unpaid invoices so you can stay on top of super, tax, and growth without the stress.

Give us a call or send a message. Let's get your cash flow sorted before the July 1st shock hits.

Address

Baulkham Hills, NSW
2153

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+611300294887

Website

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