MVA Financial Services

MVA Financial Services It is our aim to help our clients create wealth through property investments. To provide a complete service package for clientele in the areas of:

1.

Finance (Home Loans, Investment Loans, commercial Loans and Personal Loans)
2. Investment
3. Asset Management (Property Insurance)
4. Risk Management (Insurances)
5. General Insurance

📅 End of Month Financial Check-In: Let’s Get You on Track!With February wrapping up, now’s the perfect time to take a cl...
26/02/2026

📅 End of Month Financial Check-In: Let’s Get You on Track!
With February wrapping up, now’s the perfect time to take a closer look at your finances and set yourself up for success. Here’s your checklist:

âś… Audit Your Bank Statements: Are there any surprise subscriptions or unnecessary expenses eating into your budget? Time to tidy up!
✅ Small Biz Owners: Reconcile your accounts and review your profit and loss statements—are your business expenses aligned with your goals?
âś… Review Your Spending: Are you saving as much as you could? Check where your money is going and adjust where needed.
âś… Home Loan Check: Are you still on the best rate? Refinancing or renegotiating could save you thousands.

💡 Pro Tip: A little effort now can save you a LOT later. Let’s make sure you’re on track to smash your 2026 goals!

DM me for a free financial health check and let’s plan your next steps together. 🏡✨

🌟 Client LoveGOOGLE REVIEW
25/02/2026

🌟 Client Love
GOOGLE REVIEW

👶 On Maternity Leave? You Can Still Get a Home Loan!Thinking about buying a home while on maternity leave? Don’t worry—y...
24/02/2026

👶 On Maternity Leave? You Can Still Get a Home Loan!

Thinking about buying a home while on maternity leave? Don’t worry—you don’t need to put your plans on hold! 🏡💖

Here’s what you need to know:
✅ Yes, You Can Get a Loan! Many banks allow home loans for people on maternity leave, but every lender’s policy is a little different.
✅ We Find the Right Fit: It’s our job to match you with a lender whose maternity leave policy works for your unique situation.

What You’ll Need:
â—Ź đź“ť Return to Work Letter: This must confirm your return-to-work date, hours, role, and income.
● 💰 Savings Plan: You’ll need to show you have enough savings to cover living expenses and financial obligations until you’re back at work.
â—Ź đź“„ Additional Documentation: Some banks may also require details about any parental leave payments or other income sources.

💡 Real Talk: Life doesn’t stop when you’re on leave, and neither should your homeownership goals. With the right guidance and preparation, we’ll help you navigate the process so you can focus on what matters most—your growing family!

💬 Let’s chat and explore how to make your dream home a reality. You’ve got this! 🏡✨

💵 The True Costs of Buying a HomeIt’s not just about the deposit—there are plenty of other costs you’ll need to factor i...
22/02/2026

đź’µ The True Costs of Buying a Home
It’s not just about the deposit—there are plenty of other costs you’ll need to factor in when buying a home! Here’s a breakdown to help you budget smarter:

Key Costs to Budget For:
✅ Stamp Duty: One of the biggest upfront costs—calculated based on your property value.
âś… Legal Fees: Your conveyancer or solicitor will cost around $1,800.
✅ Building and Pest Inspections: Essential for peace of mind—budget $600 to $800.
âś… Settlement Adjustments: Cover things like council rates, water rates, and land tax owed by the previous owner. These adjustments can add ~$2,000.
âś… Moving Costs: From hiring removalists to reconnecting utilities, moving costs can set you back ~$2,000 or more.

đź’ˇ Pro Tip: Budgeting for these costs upfront can make your home-buying journey smoother and less stressful.

Let’s chat about how to plan your finances and make your dream home a reality! 🏡✨

đź’ˇ Offset Accounts: Clearing Up the Misconceptions!One of the most common myths about offset accounts is that having mone...
19/02/2026

đź’ˇ Offset Accounts: Clearing Up the Misconceptions!
One of the most common myths about offset accounts is that having money in one will reduce your monthly loan repayments. Spoiler alert: That’s NOT how it works!

Here’s the real deal:
How an Offset Account Works
An offset account is linked to your home loan, and the balance in the account reduces the amount of interest you’re charged on your loan.

âś… Example:
â—Ź Loan balance: $400,000
â—Ź Offset account balance: $50,000
â—Ź Interest is calculated on $350,000 ($400,000 - $50,000), not the full loan amount.

So while your monthly repayments stay the same, more of your repayment goes toward reducing the loan principal instead of paying interest. This can help you pay off your loan faster and save money in the long run.
Key Takeaways
● 🏦 Your repayments won’t go down, but you’ll save on interest over the life of the loan.
â—Ź đź’° Offset accounts are a great tool for savvy savers to chip away at their mortgage faster.
● 🔍 Not every lender offers the same features with offset accounts, so make sure to check the fine print!

💬 Still confused about how it works? Let’s chat and see if an offset account is the right tool for your loan!

Address

Baulkham Hills, NSW

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 5pm

Telephone

+61296146494

Website

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