RTF Financial Services

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RTF Financial Services We've been helping truckies and tradies with financial solutions for 25+ years. He also has an excellent understanding on the GST implications of financing.

Our win-win solutions are backed up by our reputation for trustworthiness, due to our longterm relationships with business owners. โญ๏ธMEET THE TEAM!โญ๏ธ

๐Ÿ‘‰ Alan Hicking

Alan joined RTF in February 1999 after a 10 year career with AGC & some years prior with the Commonwealth Bank. He is responsible for the day to day running of the office and the efficient processing of credit applications. Alanโ€™s expertise lies in not only understanding the clientโ€™s business and getting the best priced, best deal for them but also understanding the lenderโ€™s criteria. Alan has also attained 3 years qualifications in accounting and has a Diploma of Financial Services (Finance/Mortgage Broking Management). Contact Alan on [email protected] / 0409 604 116

๐Ÿ‘‰ Anita Ramondetta

Anita began working at RTF in February 2011. Prior to this she worked in a finance brokerage for 11 years in a similar role. Anita is our receptionist and also processes the finance transactions from approval to settlement. Her efficiency and knowledge enables RTF to complete in-house documentation for 8 major lenders. Contact Anita on [email protected] / 02 9680 1644


๐Ÿ‘‰ Daryl Crooks

Daryl is a tenacious solutions focused professional, listening to his clients to achieve a lending structure that meets their goals. With over 15 years experience in the finance industry and a background in business sales Daryl has a wealth of experience to draw upon to meet all your financial needs both personal & business. Daryl has a passion for business and asset finance and believes the right financial structures are as important for your business as in your personal finance to achieve all your financial goals. Daryl believes his persistence and drive is what sets him apart from his peers in the finance industry. Daryl is a qualified Finance professional and holds a Certificate IV and a Diploma in Finance & Mortgage Broking Management. Commercial BDM OF THE YEAR 2014 -2016

Contact Daryl on [email protected] / 0423 833 471


๐Ÿ‘‰ Scott Woodhouse

Scott is passionate about helping his clients achieve their dreams by providing solutions to their needs. He has over 32 years of finance experience including residential, commercial and pharmacy & optometry finance. This strong and varied finance background continues to assist him to not only meet his clientโ€™s needs but exceed their expectations. Scott launched Healthy Lending in July 2004, prior to this Scott worked for two of Australiaโ€™s leading banks. This past experience has been instrumental in helping his clients continue to build their financial growth whether it be home owners, investors or small and medium businesses. During 2012, 2013, 2014, 2016 and 2017 Scott was invited to be a tutor on finance for 4th year pharmacy students at Sydney University. It was a great experience to be able to provide information and knowledge to these students. Through his continued zeal for personal improvement and further knowledge, Scott has continued his own development through continued education and training. Scott was awarded the PLAN Australia Top Commercial Writer NSW award in 2011 and 2014. As your trusted finance specialist Scott is here to guide you towards your finance goals. Contact Scott on [email protected] / 0433 183 286


๐Ÿ‘‰ Sam Zammit

Sam is focused on providing tailor made solutions that meet the individual needs of his clients. He has a wealth of experience in Banking & Finance; having spent over 27 years in various credit and management roles with several Bankโ€™s including one of the big 4 Bankโ€™s. Sam launched South West Lending Solutions in 2015 after seeing a big gap in what he could offer his clients working for a traditional lender. The business revolved around providing his clients with a wholistic range of products and services under one portal. South West Lending Solutions were finalists in the Liverpool Local Business Awards in 2017 and 2018. Sam is able to assist his clients with residential and commercial finance, SMSF lending, Vehicle and equipment finance as well as risk insurance. Sam is a qualified Finance professional and holds a Certificate IV and a Diploma in Finance & Mortgage Broking Management. Contact Sam on [email protected] / 0414 727 308


๐Ÿ‘‰ Josh Woodhouse

Josh brings a very honest approach to lending and always strives to exceed expectations, he is passionate about finding a solution to complex lending scenarios that others have been unable to assist with. Josh completed his Bachelor of Business and Commerce in 2016 and is currently in his third year as a Finance Broker. During his time as a Finance Broker he has also become a NSW Justice of the Peace, completed his Certificate IV in Finance and Mortgage broking as well as completing his Diploma of Finance and Mortgage Broking. Josh hopes to be able to assist each of his clients in all aspects of lending whether it be Asset Finance, Home or Investment Loans, Commercial Loans, SMSF loans or even a small personal loan. Contact Josh on [email protected] / 0449 842 414

01/07/2026

Need asset finance fast? We make it simple, flexible, and built around your goals.
Perfect for upgrades, replacements, or new equipment โ€” without slowing you down.

Reach out to Daryl: 0423 833 471 | [email protected]

Daryl Crooks Finance Specialist S3F Group
S3F Group

01/07/2026
Need a new car?
24/06/2026

Need a new car?

Attention Business Professionals:
Save Time & Money on Your Next Car Purchase!
Are you a busy professional looking to purchase a car without the hassle? S3F Group is here to help!

Contact Alan Hicking 0409 604 116 or [email protected]
Daryl Crooks 0423 833 471 or [email protected] today and experience the easiest way to buy a car!

S3F Group
Daryl Crooks Finance Specialist S3F Group

car

16/06/2026

Thinking about going electric? Nowโ€™s the time. A - 1% p.a. rate discount is now available on eligible electric vehicle equipment finance, but only until 31 August 2026.

Perfect for clubs, SMEs and businesses looking to reduce running costs and boost sustainability.

Offer terms:
โ€ข Standard eligibility, credit criteria, fees, charges, terms and conditions apply.
โ€ข Rates valid for 7 days (subject to settlement).
โ€ข Applications must be submitted on or before 31 August 2026.

๐Ÿ’ผ Contact Alan Hicking today at ๐Ÿ“ž 0409 604 116 or ๐Ÿ“ง [email protected]



S3F Group

01/06/2026
29/04/2026

Preparing for EOFY start now as June is the busiest month for banks

28/10/2025

Attention Business Professionals: Save Time & Money on Your Next Car Purchase!

Are you a busy professional looking to purchase a car without the hassle? S3F Group is here to help!

Contact Alan Hicking 0409 604 116 or [email protected] today and experience the easiest way to buy a car!

S3F Group
Daryl Crooks Finance Specialist S3F Group

28/10/2025

๐Ÿšœ Looking for expert financial advice to power your business growth? Whether it's equipment, tractors, trucks, or transport, Daryl at S3F Group has got you covered with tailored guidance to achieve the best results. ๐ŸŒŸ

๐Ÿ’ผ Get professional and customised solutions designed specifically for your needs. Donโ€™t waitโ€”contact Daryl today!

๐Ÿ“ž Call 0423 833 471
๐Ÿ“ง Email [email protected]

Daryl Crooks Finance Specialist S3F Group
S3F Group

28/10/2025

๐Ÿš› Need expert financial advice for your transport business? Alan at S3F Group delivers tailored, professional guidance to help you secure the best financing solutions for your needs. ๐ŸŒŸ Whether it's trucks, trailers, equipment, or asset finance, Alan has the expertise to drive your business forward. ๐Ÿ“ˆ

๐Ÿ“ž Contact Alan at 0409 604 116 ๐Ÿ“ง Email [email protected] to book your appointment today!

S3F Group

Address

61 Aylward Avenue
Baulkham Hills, NSW
2763

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