Loan Market Ruth Crampton

Loan Market Ruth Crampton Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Loan Market Ruth Crampton, Mortgage brokers, 238 Howick Street, Suite A, Suite A, Bathurst.

Look, we're not going to pretend the property market has been a walk in the park lately. It hasn't. Prices are up, depos...
03/06/2026

Look, we're not going to pretend the property market has been a walk in the park lately. It hasn't. Prices are up, deposits take longer to save, and 'affordable suburb' has become a bit of an oxymoron. But Australia's homeownership rate has held steady at 62.7% for over a decade. The dream is alive, it just looks a bit different now.

We've broken down what that actually means for buyers in 2026 👇

https://broker.loanmarket.com.au/ruth-crampton/blog/the-australian-dream-is-changing-but-still-within-reach//?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

We get it, reviewing your mortgage feels like homework you never signed up for. But if you haven't looked at your rate i...
02/06/2026

We get it, reviewing your mortgage feels like homework you never signed up for. But if you haven't looked at your rate in the last year, there's a real chance you're overpaying.

A quick conversation with us could save you thousands.

Talk to us before the financial year wraps up.

31/05/2026

Buying a home is a huge milestone, and we don't take your trust for granted. ✨ Thank you for the kind words and the 5-star review. This is why we love what we do. ⭐

Soft light, desert-inspired palettes, and a touch of the equestrian. 🐎 This is how you do 'Transitional Minimalism.' It’...
30/05/2026

Soft light, desert-inspired palettes, and a touch of the equestrian. 🐎 This is how you do 'Transitional Minimalism.'

It’s a reminder that your home should be a gallery of the things you love most.

All pieces from Adairs.

28/05/2026

Every client’s journey is unique, and being a part of yours is a privilege. 🫡 Knowing we made the process easier is the best reward we could ask for.

It's not a one-size-fits-all solution but for the right person, combining multiple debts into one could mean lower inter...
28/05/2026

It's not a one-size-fits-all solution but for the right person, combining multiple debts into one could mean lower interest, simpler repayments, and more room in your monthly budget.

We've put together a quick, no-jargon guide covering:

✅ What debt consolidation actually means
✅ When it might be worth considering
✅ The traps to watch out for
✅ Why structure matters

And if you're thinking about consolidating your debts or just want to simplify your finances, reach out, we're here to help.

Read our quick guide for more 👇

https://broker.loanmarket.com.au/ruth-crampton/blog/a-quick-guide-to-debt-consolidation/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

You've been saving. You've been planning. Now you're wondering… is now still the right time to build or renovate? 🤔The h...
26/05/2026

You've been saving. You've been planning. Now you're wondering… is now still the right time to build or renovate? 🤔

The honest answer: construction costs are rising again and this time, it's being driven by fuel price increases linked to global conflict, supply chain pressure, and rising material costs across steel, concrete and more.

What does that mean for you?
✔️ Shorter quote validity periods
✔️ Bigger contingency buffers needed
✔️ Finance structure matters more than ever

The good news? With the right planning, you can still move forward with real strategies to protect your project.

We've broken it all down on the blog, what's driving costs, what to expect, and how to plan smarter.

https://broker.loanmarket.com.au/ruth-crampton/blog/what-to-expect-with-renovation-and-construction-costs-in-2026/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

Buying a home involves more than just the purchase price, it’s about your LVR. The Loan to Value Ratio is how banks asse...
21/05/2026

Buying a home involves more than just the purchase price, it’s about your LVR. The Loan to Value Ratio is how banks assess their risk and determine your interest rate. If your LVR is over 80%, you might need to factor in Lenders Mortgage Insurance. Understanding this ratio early can help you plan your deposit strategy more effectively.

Reach out if you want to run the numbers 👇

https://broker.loanmarket.com.au/ruth-crampton/home-loans/first-home-loans/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

🏠 Shoutout to every parent who let a school catchment map guide their property search 😂 Zero regrets. All heart. Whateve...
18/05/2026

🏠 Shoutout to every parent who let a school catchment map guide their property search 😂 Zero regrets. All heart.

Whatever your ambition, we're here to help you make it happen.

Petrol prices are climbing and every time you fill up, the case for an EV gets a little stronger. 🔋 ⚡ But the right answ...
16/05/2026

Petrol prices are climbing and every time you fill up, the case for an EV gets a little stronger. 🔋 ⚡

But the right answer still depends on your driving habits, your situation, and how you finance the purchase. Read the full breakdown on the blog and see what the numbers could look like for you. 👇

🔗 Read the full article → https://broker.loanmarket.com.au/ruth-crampton/blog/rising-petrol-prices-are-changing-the-ev-equation/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

Address

238 Howick Street, Suite A, Suite A
Bathurst, NSW
2795

Opening Hours

Monday 8am - 6:30pm
Tuesday 8am - 6:30pm
Wednesday 8am - 6:30pm
Thursday 8am - 6:30pm
Friday 8am - 6:30pm

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