Loan Market Ruth Crampton

Loan Market Ruth Crampton Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Loan Market Ruth Crampton, Mortgage brokers, 238 Howick Street, Suite A, Suite A, Bathurst.

💸 But there's a difference between spending on things you actually enjoy and leaking money on convenience you didn't eve...
25/06/2026

💸 But there's a difference between spending on things you actually enjoy and leaking money on convenience you didn't even choose. The $18 delivery fee wasn't the treat. The food was.

The people who build real financial momentum aren't the ones who cut everything, they're the ones who know the difference. Intentional spending reads really well to a lender. So does a savings pattern, even a modest one.

You don't have to be perfect. You just have to be deliberate.

Follow for more savvy savings in our That's How They Get You series.

25/06/2026

🏠 Seeing our clients' property dreams become a reality is exactly why we show up every day. Thank you for the 5-star review. ⭐⭐⭐⭐⭐

Your reasons are yours. We're just here to see if there's a better deal on the finance.A broker works for you, not the s...
22/06/2026

Your reasons are yours. We're just here to see if there's a better deal on the finance.

A broker works for you, not the showroom.

Whatever's driving the decision (four legs or otherwise), reach out and we'll find the finance to match.

Don't waste your weekends attending back-to-back open homes, standing elbow room only with other buyers with zero idea w...
19/06/2026

Don't waste your weekends attending back-to-back open homes, standing elbow room only with other buyers with zero idea what the bank will actually lend you.

Pre-approval changes the dynamic entirely. You walk in knowing your number. Your offer carries weight with agents and sellers.

It typically lasts three months, so you've got a solid window to find the right place without scrambling to get your finances in order.

Not sure where your numbers sit yet?

Run our Borrowing Power Calculator 👇 📲

https://broker.loanmarket.com.au/ruth-crampton/calculators-tools/borrowing-power-calculator/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

Buzz and Woody could've saved themselves a whole lot of drama if Andy's mum had just done a renovation.No moving boxes. ...
17/06/2026

Buzz and Woody could've saved themselves a whole lot of drama if Andy's mum had just done a renovation.

No moving boxes. No strange new bedroom. No existential crisis in a cowboy hat.

A renovation loan could let you put your equity to work, transforming the home you have into the one you actually need... and beyond.

📣 The RBA has held the cash rate at 4.35% for the first time this year. That's a pause on rate rises, but it doesn't und...
16/06/2026

📣 The RBA has held the cash rate at 4.35% for the first time this year. That's a pause on rate rises, but it doesn't undo the pressure already built up.

Here's what's shifting in the market right now: investor activity is down, open home attendance has dropped, and borrowing capacities have changed for both buyers and investors. For some, that creates an opening worth paying attention to.

We've broken down what the hold, the federal budget proposals, and the current market conditions mean for first home buyers, investors, and anyone considering their next move.

👇 Read more in the link below

https://broker.loanmarket.com.au/ruth-crampton/blog/june-2026-cash-rate/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

Whether you're ready to upsize into a bigger space or simplify into something smaller, your equity could be doing more w...
13/06/2026

Whether you're ready to upsize into a bigger space or simplify into something smaller, your equity could be doing more work for you.

We help you figure out what you've got and how to use it for your next move, without the guesswork. Send us a DM 💬

If you're trying to buy a home on one income right now, it can feel like it's just you and your audacity against the wor...
11/06/2026

If you're trying to buy a home on one income right now, it can feel like it's just you and your audacity against the world.

Finder data shows only 31% of Australian suburbs are affordable on the average single income. That's a genuinely tough market. But it's not a full stop. There are real strategies, from loan structures to government schemes, that are helping solo buyers get in.

Read more here ➡️ https://broker.loanmarket.com.au/ruth-crampton//blog/how-to-buy-a-property-on-a-single-income/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

Getting your first home loan approved can feel like you're taming a fire-breathing creature made entirely of paperwork a...
08/06/2026

Getting your first home loan approved can feel like you're taming a fire-breathing creature made entirely of paperwork and confusion.

The good news: the 5% Deposit Scheme and Help to Buy programs exist to make that deposit hurdle a lot less terrifying.

You don't have to figure it all out on your own. Let's tame the beast together.

While we fully support doing absolutely nothing productive this weekend, can we suggest one small exception? With EOFY j...
04/06/2026

While we fully support doing absolutely nothing productive this weekend, can we suggest one small exception? With EOFY just weeks away, now is a great time to check whether your loan structure is still working for you.

The right setup can make a real difference at tax time and it doesn't take long with us in your corner. Talk to us this week.

Address

238 Howick Street, Suite A, Suite A
Bathurst, NSW
2795

Opening Hours

Monday 8am - 6:30pm
Tuesday 8am - 6:30pm
Wednesday 8am - 6:30pm
Thursday 8am - 6:30pm
Friday 8am - 6:30pm

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