Eventus Financial

04/12/2025

Honoured to be ranked in the top 10% of NSW Mortgage Brokers by LMG 🌟

29/08/2025

Big news for first home buyers! 🏡 From 1 October 2025, the government’s new 5% deposit scheme kicks off — helping more Australians step into the property market sooner.

05/08/2025

New lending rules and government support are making it easier to get on the property ladder. From increased borrowing power to low-deposit options and upcoming changes in 2026, here’s what’s changing – and how it could work in your favour!

18/07/2025

Our director Alex, has been named a finalist for Residential Mortgage Broker of the Year 2025! ⭐️

This recognition wouldn’t be possible without the incredible support of our amazing clients - thank you for trusting us on your home loan journey.

25/06/2025

🏡 Sydney housing prices are increasing, but home ownership isn't out of reach.

With the median house price above $1.6M and rising, some buyers are getting creative to break into the market. From guarantor loans and paying lenders' mortgage insurance (LMI) to rentvesting, alternative strategies are helping Aussies get their foot on the property ladder.

Contact us to learn more!

05/06/2025

🏡 May 2025 Property Market Snapshot!

Home values are rising, confidence is back, and Sydney leads the charge 📈

Swipe through for key insights from Cotality’s latest data 👉

29/05/2025

🏡 Confidence is climbing in the housing market

CBRE’s Q2 2025 Residential Valuer Survey reveals a sharp rise in sentiment, with 74% of valuers tipping house price growth over the next year — up from 55% last quarter.

📍 Sydney Metro leads the optimism, fuelled by rate cuts, renewed buyer demand, and a strong preference for turnkey homes.

🔨 Meanwhile, interest in unrenovated properties continues to soften amid high construction costs.

Swipe through the key insights 👉

20/05/2025

Today, the Reserve Bank of Australia cut the cash rate to 3.85%.

Looking to purchase property or refinance? Contact us to get started today!

14/05/2025

Did you know that certain professions may qualify for a waiver of Lenders Mortgage Insurance (LMI)?

LMI is a one-time insurance premium that is typically required when you borrow more than 80% of a property's value. Its purpose is to protect the lender in case you default on the loan repayments.

Certain professions are viewed favourably by some lenders because individuals in these fields statistically have a lower likelihood of defaulting on their mortgage. As a result, these lenders are eager for your business and may even waive Lender’s Mortgage Insurance (LMI), helping you enter the property market sooner.

Is your profession listed? Get in touch today to find out how you could benefit.

07/05/2025

Labor’s win could unlock new options for first home buyers –here’s what’s on the way!

02/05/2025

During all the years I’ve worked in finance, housing affordability has been an issue that’s raised its head every now and then – but this is the first time it’s been part of the national agenda for years at a time. We’ve talked about affordability almost nonstop since Anthony Albanese became prime minister in May 2022, and it’s been one of the key issues of the 2025 election campaign.

In any market – whether it’s housing or bananas – when people say prices are too high, what they’re really saying is demand is too high relative to supply. So any policy that increases supply will put downward pressure on prices and make the product in question more affordable; conversely, any policy that increases demand will have the opposite impact.

The policies proposed by the Labor, Liberal and Greens parties are likely to increase demand relative to supply, making housing less rather than more affordable.

Labor and Liberal plan to expand the Home Guarantee Scheme, in order to make it easier for first home buyers to enter the market. At first glance, this would seem to make housing more affordable. However, if you create a scenario in which more first home buyers end up competing for the same number of properties, you actually push up prices.

The same goes for the Liberal plans to let owner-occupier first home buyers tap into their super and deduct their mortgage interest from their taxable income. These policies will increase demand without increasing supply, and therefore make housing more expensive.

The Greens plan for lower interest rates sounds great in theory, but will, again, increase demand without increasing supply, which will only push up prices.

The Greens plan to eliminate negative gearing will drive investors out of the market. In the short term, this will reduce the supply of rental properties, and therefore push up rents. In the longer term, the supply shock will be even greater because developers will have less incentive to build apartments, which are often marketed to investors.

If our politicians want to reduce property prices and rents, they should stop introducing policies that fuel demand and instead focus on increasing supply, by building enormous numbers of new homes.

About the writer: Alex Veljancevski is a Sydney mortgage broker with Eventus Financial, which assists first home buyers, investors, upgraders and borrowers seeking to refinance to a better deal on their home loan.

As the election looms, what do brokers think of the major parties’ housing policies?

29/04/2025

We have over 400 Google Reviews!

When you choose Alex and his expert team, you can expect quality advice, quick turnaround times, and support throughout the entire loan process and beyond.

Contact us today to schedule a strategy session with Alex.