Mortgage Choice Ballina

Mortgage Choice Ballina Your local Mortgage Broker team dedicated to the Northern Rivers, with more than 20 years experience Give us a call and let's start working on your dreams.

Being a Mortgage Choice Mortgage Broker is more than researching loans. So let me explain just how our services work, to give you an understanding of how simple and stress-free we can make the process.

- We start with a chat to discuss your needs and dreams.

- We'll research the market to find loans suited to your individual circumstances.

- We'll go through your options, discussing in detail e

very angle of every loan.

- We will complete, check and submit your application.

- We will liaise with the lender and all the other parties involved right through to settlement.

- We are totally available to answer any post-settlement questions, and we'll be here in years to come to look at options for whatever life brings. DISCLAIMER: Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.

"Joel and the team were amazing. I'd recommend them without hesitation".It was our pleasure Jane! We are so glad to e a ...
02/09/2026

"Joel and the team were amazing. I'd recommend them without hesitation".

It was our pleasure Jane! We are so glad to e a part of your journey.

"Tim and the team at Mortgage Choice were fantastic to work with"Thank you Angela 🙏
28/08/2026

"Tim and the team at Mortgage Choice were fantastic to work with"

Thank you Angela 🙏

21/08/2026

Have you heard the news? 📺
Lenders are under serious pressure to win and retain customers right now. If you already have a mortgage, this is a massive win for you.
Banks are quietly offering competitive deals to keep existing borrowers from walking out the door—meaning you could potentially slash your current rate or land better loan features just by asking.
Don’t leave money on the table. Reach out to your broker today to see what rates you could actually be paying.
Booking here 👉 https://birdeye.cx/9xlosk

"Highly professional communicators all round, the team have given us a crash course in home-loans over the past few mont...
20/08/2026

"Highly professional communicators all round, the team have given us a crash course in home-loans over the past few months, resulting in a successful purchase!"

Music to ours ears Erica! Our goal is to provide an exceptional experience and leave you with lasting knowledge on all things finance.

19/08/2026

👉 Customer Success Story

Pre-approved in 48 hours.

Another buyer was ready to swoop if we didn’t move fast - this is what happens when your broker has access to lenders that work best for you and chases the bank instead of waiting on them.

A lot can change in a year. If your household budget is feeling tighter, or if your lifestyle has shifted, your current ...
18/08/2026

A lot can change in a year. If your household budget is feeling tighter, or if your lifestyle has shifted, your current home loan might no longer be the right fit for you.

Refinancing isn't just about chasing a lower interest rate. It's about making your money work harder or finding you a better deal. A quick check-in can help you:

-Lower your monthly repayments to free up extra cash flow.
-Consolidate debts like credit cards or car loans into one manageable payment.
-Access your home's equity to fund upcoming spring renovations or a summer holiday.

You don't need to spend hours researching or negotiating with banks. I do all the heavy lifting by comparing your current loan against options from over 35 lenders to see if there is a better deal out there for you. Reach out today.

Meet Kerri, our very own Sara's foster greyhound! 🐾❤️Kerri and her wonderful foster friends have officially packed their...
14/08/2026

Meet Kerri, our very own Sara's foster greyhound! 🐾❤️

Kerri and her wonderful foster friends have officially packed their bags and are ready to find their forever homes. If you’ve been thinking about adding a gentle, sweet, and couch-potato-loving dog to your family, a retired greyhound might just be your perfect match.

Want to learn more about Kerri or meet the other pups waiting for a family? Head over to Friends of the Hound for more information and adoption details! Friends of the Hound - Greyhound Adoption Groupoup]

Buying a home can feel overwhelming — that's where we come in. From your first chat to settlement day, we're with you ev...
13/08/2026

Buying a home can feel overwhelming — that's where we come in. From your first chat to settlement day, we're with you every step of the way, making the process simple and stress-free. 🏡

Ready to start the conversation? Get in touch today.

Second time, same 5-star experience. Thanks for trusting us again, Wade! 🙌
12/08/2026

Second time, same 5-star experience. Thanks for trusting us again, Wade! 🙌

11/08/2026

The cash rate update is in… and the rate remains ON HOLD 🙌

Great news for mortgage holders in today’s economy!

Buyers, now’s your time! The market has swung in your direction. Give us a call for a borrowing capacity.

Mortgage holders, if your rate starts with a 6, especially anything above 6.2% for owner occ home loans or over 6.3% for investor loans. Give us a call and we’ll see what we can do!

Address

Suite 1/144 River Street
Ballina, NSW
2478

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61266286130

Website

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