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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Mortgage Choice Ballina

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Australia
Ballina, NSW
Mortgage Choice Ballina

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Your local Mortgage Broker team dedicated to the Northern Rivers, with more than 20 years experience Give us a call and let's start working on your dreams.

Being a Mortgage Choice Mortgage Broker is more than researching loans. So let me explain just how our services work, to give you an understanding of how simple and stress-free we can make the process.

- We start with a chat to discuss your needs and dreams.

- We'll research the market to find loans suited to your individual circumstances.

- We'll go through your options, discussing in detail every angle of every loan.

- We will complete, check and submit your application.

- We will liaise with the lender and all the other parties involved right through to settlement.

- We are totally available to answer any post-settlement questions, and we'll be here in years to come to look at options for whatever life brings. DISCLAIMER: Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.

02/11/2026

Purchasing your very first home is one of the biggest milestones you’ll ever achieve. With a Mortgage Choice broker by your side, it doesn't have to feel overwhelming.

From figuring out how much you can borrow to navigating government grants and finding the right loan structure, you don't have to do it alone. I do the heavy lifting by comparing options from over 35 lenders to help you secure a loan tailored to your budget and goals.

Ready to turn your homeownership dream into reality? Send me a direct message today.

01/11/2026

“Just buy something small to start with,” they said. 🙃

We get it, the market’s changed since Mum and Dad bought. But a smaller budget doesn’t have to mean a tiny dream. With the right lender, loan structure and any grants or schemes you’re eligible for, you might be closer than you think.

Let’s find out what’s actually possible for you. 📞 Free chat, link in bio.

31/10/2026

Is your current home loan rate starting to spook you? 😱
Opening your monthly bank statement shouldn't feel like a horror movie. But if your interest rate hasn't been reviewed in the past 12 to 24 months, "rate creep" may have quietly driven up your monthly repayments.
As your home loan expert, I can benchmark your current rate against hundreds of options from over 35 lenders to help you find a better deal. Get in touch today to learn more.

29/10/2026

Your bank says that’s the best rate available to you? 🤔

Here’s the thing: your bank can only offer you their rates. As a broker, I compare loans across a wide panel of lenders to find the one that actually suits you, whether you’re buying your first home, upgrading, investing or refinancing.

And the best part? My service is usually free for you. The lender pays me, not you.

So before you accept “that’s the best we can do”… let’s have a chat. Book an appointment today > LINK IN BIO

25/10/2026

We discuss all things that contribute to your borrowing capacity and the biggest hurdle we are seeing right now…..and how we can help increase your capacity 🤝

23/10/2026

Taking that first step onto the property ladder?

While purchasing your very first home is an exciting milestone, navigating deposit requirements, bank policies, and paperwork can quickly get overwhelming. You don't have to figure it out alone.

I can help you compare loan options from over 35 lenders and help make your first home journey clear and straightforward, while saving you hours of paperwork along the way. Contact me today.

22/10/2026

Meet the faces of our customer care team!

With customer care being an integral part of our business we couldn't think of a better duo than Sara and Nicole to help our customers get everything together and guide everyone through the process.

20/10/2026

When it comes to your borrowing power, your salary is just the tip of the iceberg. 🧊 Beneath the surface, lenders look at the bigger picture: your debts, expenses, savings, and employment history all play a crucial role.

The more prepared you are, the stronger your position. Contact us today so I can help you get ready before you even apply.

15/10/2026

🏡 Equity vs Serviceability 💰

Busting the myth of equity = serviceability. Why this is not the case and what lenders actually look for when determining if you can service a loan.

14/10/2026

Finding it tough to break into the property market? Why not team up with a partner, friend, or family member as a co-borrower! 🏡

Co-borrowing can help you boost your borrowing power and overcome market challenges, but remember, it also means sharing both the benefits and responsibilities.

Contact us today to learn more.

Click on the link in the bio to book a call with one of our friendly staff.

Address

Suite 1/144 River Street
Ballina, NSW
2478

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61266286130

Website

https://www.mortgagechoice.com.au/tim.r.egan/, http://calendly.com/ballina-mortgagechoice

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