Regional Finance Solutions - Northern Rivers 0418 785 747

12/03/2025

Buying or building your home is an exciting time and the path to home ownership can be daunting. Our Lending Specialists are highly trained and will work with you to guide and assist you, not only when buying your home, but in the years ahead to make sure that you get and keep the best deal possible.
Why Regional Finance Solutions:
With a panel of over 50 lenders, including several that are exclusive to us, we will find you a home loan that meets your needs – not the needs of a lender,
You will deal with a person that is committed to making sure that you get the best home loan possible,
Your Lending Specialist will be there with you in the years ahead to make sure that your deal continues to meet your needs,
We will provide you with the full details of all commissions that the lenders pay us, so you can see that we are providing you with the deal that suits you, not a deal from a lender that may pay us a little more than another.
We will act in your best interest – every time we act for you.
Our lending specialists live locally and are happy to travel to meet with you.
Phone: 1800 734 346
Email: [email protected]

06/03/2025

What does a preapproved home loan really mean and how long do they last? Many are not worth the paper they are written on, and only last 90 days. But read on.
Many lenders nowadays only offer what is called a non-assessed preapproval. This means that they take the information provided but don’t check to see if it’s correct or check that you fit their policy, they just say “based on what we have been told your loan is preapproved”. When push comes to shove, and you go back for a formal approval you may not get it! Imagine, you just bought a property at auction and now you have no loan approved. Unless you can find a new lender quickly you may have just lost your hard-earned deposit.
Depending on your lender most preapprovals last for 3 months, maybe 6. So, from the day you get your preapproval you are under pressure to find a property, or you must do all the application paperwork again.
There is a better way……
At Regional Finance Solutions we have lenders that will do a fully assessed preapproval. This means that the lender has checked what has been provided to make sure that you fit their policy and are eligible for the loan applied for. This means that when they say, “you are preapproved”, you really are. So, you can go ahead with confidence.
Oh, and that 3-month thing? Does 12 months sound better? Of course, there are terms and conditions to this, but yes, that pre-approval could last for up to 12 months.
There you go, a fully assessed preapproval to give you peace of mind, and 12 months to give you time to search and not make a rushed decision. Sound good? Give us a call on 418 785 747 and we will connect you to one of our team.

26/02/2025

Regional Finance Solutions are with you the entire way through the Home Buying process.
We even offer home moving services.
We make moving easier with our moving house connection services.
Moving house is something most Australians will do at least a few times in their lives. But for whatever reason, it doesn’t seem to get any easier.
That is until now. Enlist the help of Regional Financial Solutions and moving into your new home has never been easier.
When you’re moving house, so many things need to happen in a short amount of time. So let us pitch in where we can.
Our free moving house service is our way of helping our clients during one of the busiest times of their lives. It’s designed to make the process of choosing utility services and plans easier. We do the hard work of sifting through the options, hand picking the best choices, and getting you connected.
Take advantage of our complimentary moving house service
Saves you time, Cuts the stress, Gets you connected
Find online form on our website.
https://www.regfin.com.au/services/index/moving-house?fbclid=IwZXh0bgNhZW0CMTAAAR0kaKAHPEgrKH-Iz4AKVlIEyMwoVTMz0YIv-wm6n8ZKd5KaJ6CM_qwJlXo_aem_RpTZaWSUZw6r_jTi6A9CYg

13/02/2025

Dreaming of a sea change? Here’s what to consider before making the move
Many Australians are dreaming of swapping city life for the charm of the coast. What was once primarily about lifestyle is now a practical choice for many.
But before packing your bags for the coast, here are key factors to consider:
https://financefocus.connective.com.au/dreaming-of-a-sea-change-heres-what-to-consider-before-making-the-move?fbclid=IwY2xjawIaLVpleHRuA2FlbQIxMQABHWGGORigtXQFC-8hkqG64kbAp7U6OmdSKIZI-3JHx3zT_mXhHoNZobYgtg_aem_NwkOKXS6EtvsHKnGELnw1Q

11/02/2025

We can help you with personal loans for assets such as cars, motor bikes, trailers, boats, caravans, RVs, campers and motorhomes. Any asset that can be registered can be financed and Regional Finance Solutions will save you time by finding the most suitable loan for your asset.
Our experienced loan brokers not only can show you loans from more than 50 different banks and finance companies, but we compare all the terms and conditions and explain everything to you in easy terms. We’ll make things easy to find the best personal loan to suit your needs.
Our loan broking services generally cost you nothing, so get in touch to let us help you find a personal loan.
Phone: 1800 734 346
Email: [email protected]

06/02/2025

2025 is shaping up to be a year of opportunities in the property market. With predictions of interest rate cuts coming this year, it’s an exciting time whether you’re considering buying a new home, refinancing, or exploring investment options. As your mortgage broker, I’m here to help you make confident decisions in this evolving landscape.
Here’s how I can support you this year:

https://l.facebook.com/l.php?u=https%3A%2F%2Ffinancefocus.connective.com.au%2Fhow-a-mortgage-broker-can-help-you-this-year%3Ffbclid%3DIwZXh0bgNhZW0CMTEAAR2U0Kz_dR8-I0S59JjNrz8fMiBteFi_IYjOvhAev0UoosqH8I1UBY9J_l4_aem_pxcpVC07HXY2pFvT5-FvLw&h=AT0J8RrJYzNdl2xlD20ynMOuLaFp_-_kXG3l63LKGYnvJUD_rOYvosp-SKhXwBhGYNZtv6yLOY8GHmnaJ6zwyGtFmjJZXASPrNvvytQz-yI7cADoPJBd-lz0AB0BgqhrDXoQ&__tn__=%2CmH-R&c[0]=AT0mhS7FSV20O1_6Tajnk70vwbdO8De2bJHRPZXmdVn8hiMz3IsGn9Iq7KSo8ceGyYNN9wOXodhUEbgaW81Zf0Be5-MlSF8gjeTqTe8QAJYJeJwMRELCBsscOQb1vOimckAmi-IeuqS7u0Ps7FToR__tKXU2kYyBS7CtIzvI_ayFLblaMzZKEysYn8DL6yBY71XozOcMvreS9NfFrh1UvKvlMvQ

The property market can feel complex, with interest rates, lender policies, and government incentives constantly changing. My role is to help you understand how these changes could impact your goals. Whether you’re refinancing your current loan or purchasing a new property, I’ll guide you throug...

06/02/2025

Ready to Buy Your First Home?
Buying your first home in Australia can feel overwhelming, but we’re here to help! From tackling affordability to understanding mortgages and hidden costs, our latest guide has you covered.
What You’ll Learn:
Practical tips to navigate the property market
How to choose the right mortgage for your needs
Government assistance programs that can help
Don’t let challenges hold you back. Read our guide now and take the first step toward your first home!
https://regfin.com.au/.../overcoming-challenges-a-guide...

30/01/2025

Thinking about buying a home in 2025? The property market is evolving, bringing both opportunities and challenges for buyers. Whether you’re saving for your first home, upgrading, or investing, staying informed about the latest trends can help you make confident and informed decisions.
Here are five key trends to keep an eye on in 2025:
read more here –
https://financefocus.connective.com.au/5-trends-to-watch-if-you-want-to-buy-in-2025?fbclid=IwZXh0bgNhZW0CMTEAAR3WccXDbLede7_euJmAXNyGH3Vj6pgbIzNM2lUDH3CcTLExMOx6XWVVSGU_aem_-YCpSo6OOr8hboc4M-insg

After holding steady throughout 2024, interest rates are poised for potential cuts, with some economists predicting reductions as early as February or May, depending on inflation and economic conditions.

28/01/2025

Buying a car can be a daunting task, looking online, searching car yards, haggling over price, and hours of your valuable time spent on the search. But “There is a Better Way”, we have partnered with Premium Car Search, a national dealer network able to secure your next car at very competitive pricing.
Premium Car Search are like a mortgage broker, scouring that market to find you the perfect car at a very competitive price.
Read more on our website - https://www.regfin.com.au/services/index/premium-car-search

14/01/2025

Did you know we do insurance as well?
Just like finance, every family and business have their own unique insurance needs. To help our valued clients protect their assets and manage their business and personal risks, we have joined with Insurance House 360, one of Australia's premier insurance broking businesses to provide general insurance services under the RFS Insurance brand.
RFS Insurance are experts in general insurance, and best placed to assist our greatest asset - you, our valued client with their general insurance requirements. Whether it's your business, farm, crop, boat, investment property or home you need to protect, RFS Insurance are there to assist.
To learn how RFS Insurance can assist you, contact:
Dane Mason - 0422 442 802
Andrew Farrar - 0438 055 551
Don’t forget to tell them that RFS Insurance sent you.

18/12/2024

Merry Christmas and here’s to a great 2025 and beyond.
As 2024 draws to a close we would like to thank our team, our clients, our business partners, and especially our families and friends for another wonderful year.
We wish each and every one of you a Merry Christmas and a Happy New Year. This is a time to celebrate, relax and contemplate. Please stay safe, enjoy your break, and come back bigger and better next year.
During the Christmas – New Year period while our office doors may be closed and the team having a well deserved break we will always have someone available to take your calls or emails. If you cannot contact your regular person please call 1800 734 346 or email [email protected] and we will have someone able to assist you.

17/12/2024

3 must-know tips to limit surprises on settlement day
Settlement day marks the long-awaited moment when you become the legal owner of your new home, and while it’s thrilling, it can also bring a few last-minute challenges. With the right preparation, though, you can help ensure a smooth handover and avoid surprises. Here’s your guide to navigating potential settlement pitfalls and making your big day a success.
read more here -

Settlement day is a key milestone, but sometimes unexpected issues can pop up. Here are some common surprises to be aware of: