Remingtons Insurance Brokers

03/09/2026

One in two Australian businesses reported a cyber event in the past twelve months. Two thirds of those incidents involved a third party supplier.

Those figures come from a QBE survey of 400 Australian businesses. The supplier finding is one that can be easy to overlook. You can run your own systems properly and still end up inside somebody else's breach, through a supplier, a platform, a bookkeeper, a portal you log into once a fortnight.

Sixty per cent of the businesses that had an incident lost revenue over it. Eighteen per cent experienced business interruption lasting one day or more.

The costs sit in more places than the obvious one. The forensic investigator working out what was taken and whether they are still in there. The lawyer advising whether the breach is notifiable. The costs of notifying customers where required following a data breach. And the days you cannot invoice while all of it happens.

Cyber cover here generally splits two ways. First party responds to your own losses: incident response, business interruption, data restoration, extortion costs. Third party responds to what you owe other people, including penalties and compensation where personal information was not kept safe. What any policy picks up is set by its own terms, conditions, limits and exclusions, and those vary between insurers.

One more thing worth knowing. Cyber insurance rates across the region have been moving down: in the Pacific they decreased 6 per cent in the first quarter of 2026. That is not a statement about the risk.

Three things to check before the morning you need them. Whether you hold cyber cover at all. Whether it responds to business interruption or only to incident response. And how many days you could keep trading with the systems down.

Sources: QBE, One in four Australian businesses hit by AI enabled cyber attacks, 9 June 2026; Marsh, Pacific Insurance Market Rates, Q1 2026.

27/08/2026

Obviously..😅🤣

25/08/2026

If your business has grown beyond what a standard broker arrangement can properly service, that's a conversation worth having.

Start it here: remingtons.com.au/contact-us or click the link in our bio.

General advice only. FSG at remingtons.com.au

23/08/2026

The fire is out. The rebuild will take eighteen months. Your cover runs for twelve.

That gap is the part of business interruption many owners never think about.

Business interruption is designed to help replace the income you lose while an insured event keeps you from trading. Depending on the policy, that can stretch to gross profit, wages, rent, and the cost of working around the problem.

The detail that decides it is the indemnity period, the window the cover actually pays across. Set it to twelve months to keep the premium down, and a major rebuild can outlast your cover while you are still shut.

So the real question is not only whether you hold it. It is whether the clock on it matches how long you would truly take to recover.

When did you last check the clock on yours?

21/08/2026

We're hiring: Assistant Client Executive (Ballarat)

Our Ballarat head office is growing, and we're looking for an Assistant Client Executive to join the team.

This is the role that keeps our clients' insurance running. You'll work directly alongside our Client Executives and Client Directors, handling the processing that sits behind our policies, renewals, and claims, and stepping in as a first point of contact when clients call.

What your week can look like:
• Processing new business and renewals across our client systems
• Preparing renewal documents, policy schedules, invoices, and Certificates of Currency
• Answering client calls and progressing enquiries within your scope
• Gathering underwriting information and keeping client records accurate and current
• Logging claims notifications and tracking their progress with our claims team
• Supporting quote preparation, proposals, and new business documentation

How we'll support you:
• A personal development plan established within your first 30 days
• A structured pathway toward Tier 1 qualification
• Mentoring from your Client Executive and Client Director, including shadowing client meetings and renewal negotiations
• Industry involvement through NIBA Young Professionals, UAC expos, and Steadfast PD days
• Training across our policy and document systems

Who we're looking for: someone accurate and thorough across volume work, a clear communicator on the phone and in writing, and someone who treats each task as a chance to learn. A compliance mindset matters here. You'll work within a regulated environment, and knowing when to escalate is a skill we value.

Minimum qualifications: completion of the ANZIIF Introduction to General Insurance Broking module and Tier 2 authorisation.

You'll report to our Client Director from our Ballarat head office, part of a firm that has looked after Australian businesses since 1982.

Please send your resume to: [email protected]

20/08/2026

18/08/2026

🤣..

16/08/2026

The policy you set a few years ago was built for the life you had then.

Since, plenty has probably changed. A renovation, a newer car, another driver on the licence, a spare room that quietly became a home office. Each one can shift what you actually need from your home and motor cover.

A quick yearly review helps you check three things: that your sums insured reflect today's rebuild and replacement costs, that new items and risks are listed, and that you are not paying for cover you no longer need.

Swipe through for four moments that are worth a second look.

14/08/2026

Who can relate...😅

11/08/2026

A few insurance myths that quietly cost businesses more than they should.

Most of them sound reasonable, which is exactly why they stick. The trouble is that a misread policy usually only shows up at claim time, when it is too late to fix.

Swipe through four of the most common ones, from who really needs cover, to what a public liability policy actually responds to. None of this replaces reading your own policy wording, but it is a good nudge to check the parts most people assume.

Better to find out now than at claim time.