Amani Finance

Amani Finance Award Winning Finance Broking Firm - WA Based Business Amani Finance is a Mortgage Broker located in Balcatta, Western Australia.

The services we offer include Residential Loans, First Home Buyers, Investment Loans, Renovation Loans, Construction Loans, Refinancing, Commercial Property Loans.

Big changes announced in the new Australian Federal Budget for property investors.From July 2027:• Negative gearing on E...
12/05/2026

Big changes announced in the new Australian Federal Budget for property investors.

From July 2027:

• Negative gearing on EXISTING homes will largely end for new purchases made after Budget night.
• Investors will no longer be able to offset rental losses against their salary income on those properties.
• Existing investment properties are grandfathered (not affected).
• NEW builds will still keep negative gearing benefits to encourage more housing construction.

Capital Gains Tax (CGT) is also changing:

• The current 50% CGT discount is being removed for most future investment property gains.
• Instead, gains will be adjusted for inflation before tax is calculated.
• Family homes remain exempt.

The government says the goal is to improve housing affordability and push investment into building new homes rather than competing with first-home buyers for existing houses.

Property investors and economists are divided on whether this will help affordability or simply reduce rental supply and increase rents.

This is one of the biggest property tax changes Australia has seen in decades.

"Working with Hems and Hany from Amani Finance was a great experience. They helped me purchase my house and were prompt,...
07/05/2026

"Working with Hems and Hany from Amani Finance was a great experience. They helped me purchase my house and were prompt, very helpful, knowledgeable, and extremely efficient throughout the entire process. They made everything smooth and easy to understand. I really appreciated their professionalism and support, and I would highly recommend them to anyone looking for finance assistance." says Abdalla on Google

★★★★★ Working with Hems and Hany from Amani Finance was a great experience. They helped me purchase my house and were prompt, very helpful, knowledgeable, and extremely efficient throughout the entire process. They made everything smooth and easy to understand. I really appreciated their p...

"They were immensely helpful, taking me step by step through everything, answering all my questions, providing support a...
18/04/2026

"They were immensely helpful, taking me step by step through everything, answering all my questions, providing support and feedback through the whole process. Don't think I could've find it without their help. Honestly can't recommend them enough." says Ahmed on Google

★★★★★ They were immensely helpful, taking me step by step through everything, answering all my questions, providing support and feedback through the whole process. Don't think I could've find it without their help. Honestly can't recommend them enough.

"Huge thanks to Hany and Amani for their outstanding support throughout my home-buying journey. As a first-home buyer, I...
05/03/2026

"Huge thanks to Hany and Amani for their outstanding support throughout my home-buying journey. As a first-home buyer, I had lots of questions, and they were always patient, clear, and proactive. Their communication, guidance, and genuine care made the entire process smooth and stress-free.

I’m extremely grateful for their effort and professionalism, and I highly recommend them to anyone looking for reliable finance.." says Khateeb on Google

★★★★★ Huge thanks to Hany and Amani for their outstanding support throughout my home-buying journey. As a first-home buyer, I had lots of questions, and they were always patient, clear, and proactive. Their communication, guidance, and genuine care made the entire process smooth and stress...

"consistently professional, knowledgeable, and genuinely care about their clients. I would definitely recommend them." s...
04/02/2026

"consistently professional, knowledgeable, and genuinely care about their clients. I would definitely recommend them." says Roo on Google

★★★★★ consistently professional, knowledgeable, and genuinely care about their clients. I would definitely recommend them.

"Hems was outstanding in all aspects of the service he provided going above and beyond to make our purchase a reality." ...
02/02/2026

"Hems was outstanding in all aspects of the service he provided going above and beyond to make our purchase a reality." says Craig

★★★★★ Hems was outstanding in all aspects of the service he provided going above and beyond to make our purchase a reality.

"I had a fantastic experience working with Amani Finance to secure my home loan. The team was professional, knowledgeabl...
29/01/2026

"I had a fantastic experience working with Amani Finance to secure my home loan. The team was professional, knowledgeable, and incredibly supportive throughout the entire process.
They took the time to explain all available options clearly, guided me through each step, and worked hard to ensure I received a loan that suited my needs and situation. Their communication was excellent, and I always felt informed and confident.." says Osama on Google

★★★★★ I had a fantastic experience working with Amani Finance to secure my home loan. The team was professional, knowledgeable, and incredibly supportive throughout the entire process. They took the time to explain all available options clearly, guided me through each step, and worked hard...

"I had an outstanding experience with Amani Finance. I want to give a special mention to Hani, whose clear, consistent u...
11/01/2026

"I had an outstanding experience with Amani Finance. I want to give a special mention to Hani, whose clear, consistent updates made the entire process incredibly smooth. He kept me informed at every stage, explained everything in simple terms, and made sure I always knew what was happening next. His communication was exceptional, and it gave me a lot of confidence throughout the process.

Thank you also to Hems for being.." says Nay on Google

★★★★★ I had an outstanding experience with Amani Finance. I want to give a special mention to Hani, whose clear, consistent updates made the entire process incredibly smooth. He kept me informed at every stage, explained everything in simple terms, and made sure I always knew what was happ...

"Amani Finance is the best in the business. The way Hany and Natasha explains such a complex process makes it very easy ...
07/01/2026

"Amani Finance is the best in the business. The way Hany and Natasha explains such a complex process makes it very easy and smooth to understand!" says Asad on Google

★★★★★ Amani Finance is the best in the business. The way Hany and Natasha explains such a complex process makes it very easy and smooth to understand!

We would like to take the time to say thank you to all of our clients, supporters and well-wishers. You have supported u...
24/12/2025

We would like to take the time to say thank you to all of our clients, supporters and well-wishers.

You have supported us throughout the year, sharing in our successes and making new memories. We are here because of you!

We would like to wish you a happy and relaxing festive season and all the best this Christmas and New Year!🎄🎅🏼✨

Address

6/103 Erindale Road
Balcatta, WA
6021

Opening Hours

Monday 9:30am - 5pm
Tuesday 9:30am - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 5pm
Friday 9:30am - 5pm

Telephone

+611300363342

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