Real Estate Home Loans

07/04/2026

What a day at the Lucas Easter Egg Hunt 🐣

Huge crowd, great atmosphere, and even better chats with so many local families.

We had a blast handing out piggy banks and books — hopefully a few future property investors in the making 👀

If we missed you on the day and you’ve been meaning to have a quick chat about your home loan, feel free to reach out anytime via our website >> www.rehl.com.au

19/03/2026

19/03/2026

Yup, we’ll be at the Easter Egg Hunt in Lucas again this year! 🐣

And yes… we’ve got something for the kids too 👀

We’ll be handing out piggy banks in our goodie bags — a little something to get them started on saving early.

If you’re heading down, come say hi to the team and grab one while they last.

🎟️ Grab your tickets here: www.powerfmballarat.com.au

Thanks to for putting it all together!

See you there!

16/02/2026

Good to be in the room!
We joined the wider Empower Wealth team last week for a workshop — talking lending, property and how we can keep improving what we do.

We’re still your local Ballarat mortgage broker.
Just with a bigger team behind us now. 😉

22/01/2026

Big news from us at Real Estate Home Loans 👋

We’re excited to share that Real Estate Home Loans has joined forces with Empower Wealth, one of Australia’s leading financial advisory groups.

What does this mean for you?
👉 You’ll still be dealing with the same people you know and trust (Paul & Grant).
👉 Our local Ballarat presence stays the same.
👉 But behind the scenes, we now have access to a broader team, deeper expertise, and more tools to support you — not just with your home loan, but with your bigger financial picture too.

This partnership is built on shared values: education first, long-term relationships, and always putting clients first. It allows us to offer more support and opportunities, while keeping the personalised service Real Estate Home Loans has always been known for.

We’re really excited about this next chapter and what it means for our clients and our community.

👉 Learn more about the partnership here:
www.realestatehomeloans.com.au

19/12/2025

🎄 Christmas & New Year Hours 🎄
We’re taking a breather to recharge the calculators! Please check the image for our holiday hours.

If you need something urgent (rate review, pre-approval, settlement support), flick us an email and we’ll jump on it as soon as we’re back.

🥂 Cheers to 2026 - and may the RBA be kinder to us all.
Stay safe, enjoy the break, and thank you for an amazing year, Ballarat!

16/12/2025

Hang in there folks 🎁🍾💸

10/12/2025

🏖️ Holiday brain says: “I could live here…”
But could you really? Let’s find out. 👇

Quick reality check before you swap postcards for postcodes:
✅ Borrowing power (and a pre-approval you can use anywhere)
✅ Local prices & days-on-market (holiday goggles off)
✅ Cost of living (groceries, fuel, insurance, utilities)
✅ Work & commute (or remote-ready?)
✅ Schools/health/internet (future-you will care)
✅ Plan B: rent for 6–12 months or rentvest first

We’ll run the numbers, compare suburbs, and map a path that keeps your lifestyle and your budget intact.

📩 DM “SEA CHANGE” (or “TREE CHANGE”) and we’ll sanity-check the dream—no jargon, no judgment. 🏡

08/12/2025

There’s no such thing as a silly question in the mortgage game.
If you’re wondering it, someone else is too — so ask away. 🤝

DM us your “is this dumb?” questions about deposits, pre-approvals, offsets, rates, BNPL… all of it.

No jargon. No judgment. Just clear answers that help you move forward. 🏡

04/12/2025

☀️🎆 Ballarat summer = FREE fun season! 🎶🥪

Lock in these wallet-friendly faves (and keep the budget happy):

NYE Fireworks over Lake Wendouree – Wed 31 Dec, 9:30pm (weather permitting). Local legend Northern Fireworks on the buttons. ✨

Summer Sundays – Every Sunday in January, 3–7pm at the Botanical Gardens. Live music, big vibes, plenty of local talent. 🎼🌿

Australia Day Picnic in the Park – Mon 26 Jan, 11am–3pm, next to the Inclusive Play Space on Oak Ave, Victoria Park. Family fun, food trucks, markets & music. 🇦🇺

Hot tip: pack a picnic, BYO camp chairs, and set a small spend cap so you can enjoy the lot without the “uh-oh” later.

Planning a move in 2026? We’ll help you sort the money side; pre-approval, budgeting, and a smarter home loan.

Call, email or DM us to get started. 🏡

03/12/2025

🎄 3 Fridays ‘til Christmas = 3 pay runs (if you’re paid weekly).
How’s the budget holding up? Feeling tempted by a store card or BNPL? Skip the traps.

Quick wins to keep you on track:
✅ Set a gift cap per person (and stick to it)
✅ List > impulse — shop your list, not the sales page
✅ Debit only for gifts (no new credit lines)
✅ 24-hour rule on non-essentials
✅ Park a slice of each pay into a mini Xmas fund
✅ Unsubscribe from “flash sale” emails

BNPL & store cards can slice your borrowing power and mess with approvals. Keep your statements clean and your options open for 2026. 🏡