Ballarat Lending Centre P/L

03/09/2026

28/08/2026

🏡 ANOTHER STRONG WEEK – $2.2 MILLION IN APPROVALS

Another busy week at Ballarat Lending Centre, with approximately $2.2 million in finance approvals across residential, commercial and asset finance.

This week's approvals included:

🏙️ Refinance – Richmond

🏡 Home Purchase – Portarlington

🏢 Commercial Shed – Ballarat

🚜 Asset Finance

A big thank you to all the applicants for trusting me to assist with their finance, and also to the clients and professional contacts who continue to refer family, friends and clients my way.

Referrals are something I never take for granted. When someone is prepared to recommend me, I genuinely appreciate the trust that comes with that.

One of the things I enjoy most about finance broking is the variety. Home loans, refinancing, commercial property, business lending and asset finance can all require very different solutions.

$2.2 million approved this week — but more importantly, some great outcomes for the people and businesses involved.

If you're considering buying, refinancing, investing, purchasing commercial property or financing business assets, feel free to give me a call or send me a message for a confidential chat.

Nigel Keating
Ballarat Lending Centre
Credit Representative 501186 | Australian Credit Licence 389328

Finance approvals are subject to individual lender criteria and circumstances. General information only and does not take into account your individual objectives, financial situation or needs.

19/08/2026

9 Years in Mortgage Broking

This month marks 9 years for me as a mortgage broker.

Over that time, lending has certainly changed — interest rates, policies, servicing rules and the amount of information required to get a loan approved. But one thing hasn’t changed: every client’s circumstances are different.

I’ve been fortunate to help people with everything from buying their first or next home, refinancing and debt consolidation, through to investment property, construction, commercial lending, business finance and asset finance.

My accounting and business background has also allowed me to work through some of the more complex scenarios, particularly for self-employed clients where the answer isn’t always obvious from the numbers alone.

After 9 years, I still enjoy finding a way to make a deal work and seeing a client get the outcome they were hoping for.

A big thank you to everyone who has trusted me with their finance over the years, referred family and friends, or simply supported my business.

Nine years down — and plenty more to come.

Disclaimer: This information is general in nature and does not take into account your individual objectives, financial situation or needs. You should consider whether any finance or lending product is appropriate for your circumstances.
Nigel Keating | Ballarat Lending Centre
Credit Representative 501186
Australian Credit Licence 389328

13/08/2026

*Disclaimer: Credit Representative 501186 is authorised under Australian Credit Licence 389328. All lending is subject to lender approval and eligibility criteria. This information is general in nature and does not take into account your personal objectives, financial situation or needs.*

02/07/2026

It's incredibly rewarding to see the number of Australians we're currently helping achieve their property and finance goals.

From first home buyers, refinances and construction loans through to commercial lending, business finance and SMSF property purchases, every client's journey is unique—and it's a privilege to be part of it.

A genuine THANK YOU to everyone who has trusted me with your own finance needs and to those who have recommended me to your family, friends and colleagues. Your referrals mean more than you know, and I never take that trust for granted.

Whether you're buying your first home, investing, expanding your business or simply wanting to review your current lending, I'm always happy to have a confidential, obligation-free chat.

Here's to helping even more people achieve their goals. Thank you for your continued support! 🙏🏡

*Disclaimer: Credit Representative 501186 is authorised under Australian Credit Licence 389328. All lending is subject to lender approval and eligibility criteria. This information is general in nature and does not take into account your personal objectives, financial situation or needs.*

29/06/2026

Location doesn't limit the advice I can provide.
Whether you're purchasing your first home, refinancing, building, investing, or growing your business, I work with clients across Australia to find lending solutions tailored to their goals.
Helping Australians finance homes, businesses and investment opportunities—wherever they are.
📞 If you'd like to explore your options, feel free to get in touch for an obligation-free discussion.

Call Nigel Keating on 0417 518 994
Email: [email protected]
Credit Representative 501186 is authorised under Australian Credit Licence 389328. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. Applications are subject to lender terms, conditions, fees, charges and eligibility criteria.

11/06/2026

It's been a busy period with more than $6 million in finance applications currently being worked through for clients across Australia.

The transactions range from:

🏗️ Residential land and construction finance

🏢 Commercial property acquisitions

🔄 Refinancing and debt restructuring

📈 Business restructuring and expansion strategies

🏡 Lifestyle-focused property purchases

Every client has a different objective and circumstance, which is what makes this industry so interesting. It's rewarding helping clients navigate the lending process and secure funding solutions that align with their goals.

Thank you to the clients, referral partners, accountants, solicitors, valuers and lenders who continue to place their trust in Ballarat Lending Centre.

If you're considering your next property, business or finance move, feel free to reach out for a confidential discussion.

Nigel Keating
Ballarat Lending Centre

Credit Representative 501186 under ACL 389328

The information contained in this post is general in nature and does not take into account your personal objectives, financial situation or needs. All loan applications are subject to lender approval, lending criteria, terms, conditions, fees and charges.

09/06/2026

🏢 Commercial Property in SMSFs – Worth Another Look?

With residential property becoming increasingly challenging for many investors due to cash flow pressures, rising holding costs and tighter lending requirements, commercial property inside an SMSF is attracting renewed interest.

Long-term leases, potential tenant-paid outgoings, stronger yields and the ability for business owners to lease premises back from their SMSF continue to make commercial property an attractive option for the right investor.

We're also currently seeing some very competitive lending rates and funding solutions available for SMSF commercial property purchases.

As always, SMSF borrowing isn't suitable for everyone and there are important compliance, lending and structuring considerations to work through. However, for those looking beyond traditional residential investment, commercial property may be worth exploring.

If you'd like a confidential discussion about SMSF commercial property finance, feel free to get in touch.

Nigel Keating
Ballarat Lending Centre
Credit Representative 501186 under ACL 389328

All applications are subject to lender approval, terms, conditions, fees, eligibility and SMSF compliance requirements.