Adam Baker - Mortgage Broker - RateOne

Adam Baker - Mortgage Broker - RateOne Financial Relationship Manager based in Bacchus Marsh, helping people with their mortgage and finance

Adam Baker of Rate One is your local trusted mortgage broker based right here in Bacchus Marsh. Offer a personal touch and professional service, where the client comes first. Specialising in a large range of services such as; Home Loans, Investment Loans, Self-Employed Loans, Refinance Loans, Purchase Loans, Residential Mortgages and Personal Loans. We are specialists in home purchase loans and he

lp you with every step, to ensure the best possible option from an array of lenders. Based in Bacchus Marsh, we service clients throughout Melbourne’s western suburbs and regional Vic, perfectly located for Ballan, Greendale, Gordon, Melton, Brookfield, Kurunjang, Cooblebank, Taylors Hill, Caroline Springs, Ballarat and all surrounding areas.

If you're ready to move from your first home to your forever home, there are steps you can take to optimise the process....
28/05/2026

If you're ready to move from your first home to your forever home, there are steps you can take to optimise the process.

Less stress, while achieving a better outcome.


Congratulations on taking the first step toward homeownership. It's an exciting journey, and we get that it can feel ove...
27/05/2026

Congratulations on taking the first step toward homeownership. It's an exciting journey, and we get that it can feel overwhelming at times.

Here's what we'll help you navigate:
✔️Understanding your borrowing capacity
✔️Exploring first home buyer benefits and grants
✔️Finding the right loan structure for your situation
✔️Preparing your application for success

Every first home buyer's situation is unique, which is why we take the time to understand your goals, timeline, and financial circumstances.

Our role is to make the process as smooth as possible, so you can focus on finding the perfect home.

Ready to explore your options? Let's have a conversation.


Finding your dream house is one thing, but you want to make sure you love the neighbourhood just as much.Here are three ...
25/05/2026

Finding your dream house is one thing, but you want to make sure you love the neighbourhood just as much.

Here are three essential steps to choosing the right area:

🔍 Inspect the neighborhood at different times of day.

📝 Make a list of your must-haves vs. nice-to-haves.

💬 Ask locals what they love about the area.

Ready to take the plunge? Let’s find your dream home together!


Still think homeownership is impossible? Think again! Yes, the market's tough. But here's what first home buyers are doi...
23/05/2026

Still think homeownership is impossible? Think again!

Yes, the market's tough. But here's what first home buyers are doing right now to get ahead:

🎯 Tapping into first home buyer grants (hello, free money!)
🎯 Getting pre-approved before they even start looking
🎯 Building their deposit while house hunting
🎯 Looking beyond the obvious suburbs

The dream isn't dead – it just needs a solid strategy.

Ready to stop dreaming and start doing? Let's make it happen.


Your money mindset is either your biggest asset or your biggest liability. If you think wealth is only for 'other people...
20/05/2026

Your money mindset is either your biggest asset or your biggest liability.

If you think wealth is only for 'other people'? That's your mindset talking.

Or maybe you believe you're 'bad with money'? Also your mindset.

In reality, wealthy people aren't born different. They just think differently.

✨ They see opportunities where others see obstacles
✨ They invest in assets, rather than just buying stuff
✨ They make money work for them, not the other way around

Ready to rewire your money story? Let's chat about building real wealth 🚀


Property investment isn't just for the wealthy – but it is how a lot of people get wealthy.Common reasons people invest ...
18/05/2026

Property investment isn't just for the wealthy – but it is how a lot of people get wealthy.

Common reasons people invest in property:
✅ Your investment property may pay for itself
✅ Australia's property market is robust
✅ Tax benefits while building wealth

While choosing the property itself can feel like the fun part, smart investors buy the right property in the right location with the right finance structure.

If you want to build your property portfolio, let's talk finance strategy 🚀


Different saving styles, risk comfort levels or money stories don’t have to equal conflict.We help couples design a stra...
16/05/2026

Different saving styles, risk comfort levels or money stories don’t have to equal conflict.

We help couples design a strategy they can both believe in, and actually stick to.

Get in touch for a no strings chat and we’ll walk you through how we do it.


Your credit score speaks volumes to lenders about your reliability.Need help accessing yours or improving it?We’ll guide...
14/05/2026

Your credit score speaks volumes to lenders about your reliability.

Need help accessing yours or improving it?

We’ll guide you through understanding and boosting it to ultimately secure better lending options.


Your current home served you well, but now it's time to level up.Whether you need:✨ More space for the growing family✨ A...
06/05/2026

Your current home served you well, but now it's time to level up.

Whether you need:
✨ More space for the growing family
✨ A different suburb with better schools
✨ That home office you've been dreaming about
✨ A place that actually reflects who you are now

Upgrading doesn't have to be stressful. We'll help you:
🎯 Use your existing equity
🎯 Negotiate with the lenders for you
🎯 Navigate the 'buy-before-you-sell' puzzle

Your next chapter starts with your next home.


When choosing an investment property, consider these 3 questions:– Can I add value or improve returns?– Will it outperfo...
03/05/2026

When choosing an investment property, consider these 3 questions:
– Can I add value or improve returns?
– Will it outperform inflation?
– What’s my exit strategy?

We can't advise on which property you should add to your portfolio, but we can help you source finance to support your goals.

Get in touch and let's map out your investment lending options, strategically.


You don’t need a dramatic interest rate drop to make refinancing worthwhile.You might:✅ Unlock equity to renovate, inves...
30/04/2026

You don’t need a dramatic interest rate drop to make refinancing worthwhile.

You might:
✅ Unlock equity to renovate, invest or clear debt
✅ Adjust your repayments for breathing room
✅ Consolidate multiple loans or lenders

Let’s explore your options – and see what makes sense for you, relative to your goals.


Address

2 Grant Street
Bacchus Marsh, VIC
3340

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 1pm

Telephone

+61343111900

Website

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