Loan Market Greater Springfield - Justin Hewitt

20/03/2020

Don’t let things get on top of you. When one door shuts, another one opens and can be better than the first door.
During these uncertain times, please have a Financial Plan in place....
1. Review your loans - check the % rates and ask for a better deal
2. Check your superannuation and insurance coverage
3. Contact Electricity, Phone & Internet providers and ask for a better deal
4. Enquire about your Health Insurance and possible savings
5. Check on your mum and the elderly😀

These are unprecedented times we are experiencing and higher than normal levels of anxiety, so let’s treat each other with kindness and compassion in order to get through it together - while staying at a 1.5 meter radius!😁

10/03/2020

Chops Leslie Worth checking out for some SRG funding

Applications for the Stockland CARE Grants program are now open. Apply today for funding for a one-off $1,000 Grant in recognition of your group’s contribution to your local community.

07/03/2020

Today’s office is bought to you by Everleigh at Greenbank. Everleigh is a master planned community located in the hear of Greenbank that’s brings together affordable living and green open spaces. So head on down for a chat and check it out.

05/03/2020

One on One appointments with a Mortgage Broker

05/12/2019

Are you receiving the service you deserve from your bank? Get in touch or message us below to see what you are missing out on.

02/12/2019

Clink on the link below or send us a message to find out how much you could save
https://bit.ly/35QP3XP

26/10/2019

03/10/2019

With interest rates the lowest they have ever been, it’s time to talk about how you can take advantage of this opportunity and secure financial freedom earlier than anticipated.



Whilst reducing rates, and repayments, is going to give you more money in your pocket, why not consider a different approach and request your lender to keep your current repayment prior to the latest rate drop... or even better still set it back to an even higher repayment. The interest charged on your loan is going to stay low so anything you set above that is going to come off the principal and could cut your loan end date down by years



As an example, on a $300,000 Mortgage at 3.7%, your repayments would indicatively be $1380.85. With rates moving by .15% on average your new repayment would be $1355.52. If you continue to make a repayment of $1380.85 on the lower rate, you would save 11 months off your loan and approx. $6,860 in interest over the term of the loan.



Imagine if you set your repayments even a little higher (as let’s face it rates have been higher and you managed fine). As an example using the above scenario, if you changed your repayment to $1500 a month (approx. $33 a week more than the new min), you would save 4 years and 8 months – and over $33,000 in interest!



If you want to know how to make this happen with your particular lender shoot us a message below

26/09/2019

Another great review for the team at Loan Market Greater Springfield. If you are wanting to ensure you have the most competitive home loan for your situation don't hesitate can get in touch on 0402 149690