Mortgage Choice Broker - Ben Dennis

27/05/2024

If you’re paying off your home loan in monthly repayments, there could be an opportunity for you to save both money and time on your loan if you switch to fortnightly repayments.

By making 26 fortnightly repayments instead of 12 monthly repayments, you’re essentially making one additional monthly payment off your loan each year. As a result, you could be shortening the life of your loan and lowering the total amount you need to pay.

If you’d like to know more about your loan repayments, reach out to Ben today.

23/05/2024

People working in certain professions and earning over the income threshold may be exempt from paying Lenders Mortgage Insurance (LMI).

Lenders can waive LMI for specific professionals because they're considered low-risk borrowers due to their high income and stable profession - even with a high loan-to-value ratio (LVR).

Speak to us today to learn if you’re eligible for an LMI exemption or potential discount.

22/05/2024

If you’re a business owner, a common way to drive growth is by boosting operations with new and enhanced equipment.

If the cost of new equipment seems daunting, and renting or leasing items is more suited to your business needs, we can help you with equipment finance.

Talk to us today to learn more.

15/05/2024

Have you been holding your breath for an interest rate drop? Don’t wait to make your next move.

With interest rates currently on hold and no signs there’ll be a rate cut anytime soon, now could be the right time to explore your home loan options.

Book an appointment with me today to find out more. Call Ben 0488 510 123.

15/05/2024

Treasurer Jim Chalmers handed down the Federal Budget 2024-25 on Tuesday night, with a focus on tax cuts that could boost borrowing power.

If you’re interested in learning what the budget means for you, read our blog post: https://www.mortgagechoice.com.au/news/federal-budget-2024-tax-cuts-expected-to-boost-borrowing-power/

We’re here to help if you have any questions – reach out today.

30/04/2024

When your fixed rate is nearing its end, your mortgage broker and your lender will usually contact you to discuss your options. It’s important to stay on top of your fixed loan expiry date, as once this passes you will automatically roll onto a variable product, which may not have the rate and features that are right for you.

We can help you decide if it’s best to:

1️⃣ Re-fix your loan at a new rate
2️⃣️ Switch to a variable rate
3️⃣ Refinance with a new lender.

Talk to Ben today to discuss your options.

29/04/2024

Did you know that more than 70% of Australians use a mortgage broker for their home loan needs?

There are so many benefits in using an expert mortgage broker – chat with Ben to find out more.

27/04/2024

Curious to see if your suburb is in the list? Click below to find out.

🔗

Property seekers are swooning over the Sunshine State's beachside lifestyle, with six of the top ten most loved suburbs in Australia located on the Gold Coast.

24/04/2024

This ANZAC Day, we remember and thank all those who have sacrificed so much for our freedom and country.

We will remember them.

22/04/2024

For more than 30 years, Mortgage Choice brokers have been helping Australians finance their homes, investment properties, cars and businesses. Our network of 1,000 brokers have helped over 750,000 customers across Australia with their home loan needs. Since 2021, we’ve been owned by REA Group, Australia’s lending digital property business.

With access to thousands of loan products from more than 35 lenders, we can help you find a loan that’s right for you.

18/04/2024

Understanding how much you can borrow is an important step in your home buying journey.

To make sure you're maximising your borrowing capacity, here are five things to consider.

If you’d like more guidance on your home buying journey, contact Ben today.

17/04/2024

Refinancing is the process of switching your existing loan for a new one – either with your current lender or a different one.

Your Mortgage Choice broker can compare your current loan interest rate, fees and features with hundreds of products from our panel of more than 35 lenders to find the loan that’s right for you.

Talk to Ben today to learn more.