Aqua Home Loans - WA

Aqua Home Loans - WA Boutique mortgage & finance broker covering Perth's coastal suburbs NOR & Australia wide!

🏡 Is your home loan still a good choice for you? 🏡⁣⁣Big differences in lender rates make now a good time to review your ...
09/09/2026

🏡 Is your home loan still a good choice for you? 🏡⁣

Big differences in lender rates make now a good time to review your mortgage. ⁣

First, check if your home loan interest rate is competitive. 💰⁣

Does your loan charge ongoing fees? Most don’t. ⁣

Are you using all the loan’s features? You could be paying extra for them.⁣

And are you being punished for your loyalty? Lenders generally offer lower rates to new borrowers. 🤔⁣

Here’s one option. 💡⁣

Contact us to organise a home loan health check. 👇⁣

To find out more, contact Arron at Alkimos based Aqua Home Loans on::

☎️ – 0430 425 718
💻 – [email protected]

🏠 Could your home be a (negatively geared) investment property? 🏠⁣⁣The new negative gearing rules that take effect from ...
07/09/2026

🏠 Could your home be a (negatively geared) investment property? 🏠⁣

The new negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026. 📅⁣

So your current home could potentially be eligible for negative gearing in the future as an investment property. 💡⁣

It’s a strategy that calls for careful planning and a chat with your accountant and/or financial adviser. 🧾⁣

Contact us to understand your financing options for both properties. 👇⁣
To find out more, contact Arron at Alkimos based Aqua Home Loans on::

☎️ – 0430 425 718
💻 – [email protected]

04/09/2026

💳 How BNPL can impact your home loan application 💳

Every time you apply for Buy Now Pay Later, it may trigger a credit check.

And too many credit checks can affect your credit score and be a red flag for lenders.

Late or missed BNPL payments can also be reported, which could reduce your score further.

Got a BNPL account active? DM us to find out more. 👇

To find out more, contact Arron at Alkimos based Aqua Home Loans on:

☎️ – 0430 425 718
💻 – [email protected]

🍳 Gen Z's appetite for property is growing 🍳⁣⁣Demand for first home buyer loans has jumped 16%. 📈⁣⁣It’s thanks largely t...
02/09/2026

🍳 Gen Z's appetite for property is growing 🍳⁣

Demand for first home buyer loans has jumped 16%. 📈⁣

It’s thanks largely to the expanded 5% Deposit Scheme. ⁣

Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October. ⁣

Could the 5% Deposit Scheme bring forward your home buying plans? 🏡⁣

Call us to find out. 👇⁣

To find out more, contact Arron at Alkimos based Aqua Home Loans on::

☎️ – 0430 425 718
💻 – [email protected]

📈 Home loan rate rising? There may be other options 📈⁣⁣Three consecutive rate hikes have wiped out last year’s rate cuts...
31/08/2026

📈 Home loan rate rising? There may be other options 📈⁣

Three consecutive rate hikes have wiped out last year’s rate cuts. But you don't have to just wear higher rates. 💰⁣

Competition is heating up for your business among lenders - so some are still lowering their home loan rates to try and win new business. 📊⁣

It might be time to shop around? 🔍⁣

Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣

To find out more, contact Arron at Alkimos based Aqua Home Loans on::

☎️ – 0430 425 718
💻 – [email protected]

28/08/2026

🌳 Looking for relaxed living and better affordability? 🌳

The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities*.

And that's driving a trend towards regional living for more home buyers - either out bush or by the sea.

DM us to find out if a tree or sea change could help you buy sooner. 👇

To find out more, contact Arron at Alkimos based Aqua Home Loans on:

☎️ – 0430 425 718
💻 – [email protected]

* Cotality research

📉 Lenders cut rates as competition heats up 📉⁣⁣There’s a “rate war brewing”, according to Canstar. ⁣⁣A rising tide of le...
26/08/2026

📉 Lenders cut rates as competition heats up 📉⁣

There’s a “rate war brewing”, according to Canstar. ⁣

A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣

The catch? ⚠️⁣

Lower rates are usually reserved for new customers. 💡⁣

The solution? 🤝⁣

Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣

Contact us to find out how. 👇⁣

To find out more, contact Arron at Alkimos based Aqua Home Loans on::

☎️ – 0430 425 718
💻 – [email protected]

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣⁣The average tax-agent prepared tax refund is $3,550, acco...
24/08/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣

The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣

Those extra funds could potentially help you pay off your mortgage sooner.⁣

That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣

In turn, that lowers the total amount of interest you're charged each month thereafter.⁣

So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣

Call us to know how to put your tax refund to work lowering your home loan. 👇⁣

To find out more, contact Arron at Alkimos based Aqua Home Loans on::

☎️ – 0430 425 718
💻 – [email protected]

21/08/2026

🏠 Could your home be negatively geared one day? 🏠

New negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026.

So your home could be eligible for negative gearing in the future as an investment property.

Chat with your accountant or financial adviser first.

And then DM us to understand your finance options. 👇

To find out more, contact Arron at Alkimos based Aqua Home Loans on:

☎️ – 0430 425 718
💻 – [email protected]

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣⁣Searches for “dual-occupancy” homes have skyrocketed 385%...
19/08/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣

Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣

Searches for “dual-living” are up 100%. 📊⁣

And interest in granny flats has jumped 30%. 🏠⁣

DM us to find out how you and your family can team up for an affordable home. 👇⁣

To find out more, contact Arron at Alkimos based Aqua Home Loans on::

☎️ – 0430 425 718
💻 – [email protected]

Address

10 Mercado Way
Alkimos, WA
6038

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 4pm

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