Lendary Finance

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Lendary Finance

Our job is to help you find the right home loan product, while taking the hassle and headache out of the home buying process.

17/03/2026

The cash rate has increased again 📊

The Reserve Bank has lifted rates by 0.25%, bringing the cash rate to 4.10% as inflation remains above target.

Here’s what matters 👇

While inflation has eased from previous highs, it’s still sitting above the RBA’s 2–3% target range, and recent data shows it may not be slowing as quickly as expected.

At the same time:
• Borrowing costs continue to rise
• Repayments are increasing for homeowners
• Global uncertainty could still impact future rate decisions

For many borrowers, this isn’t just another rate update. It’s a signal to reassess your position.

Because in this kind of market, it’s not just about your interest rate… it’s about how your loan is structured.

The right strategy could mean:
✔ Lower repayments
✔ Better flexibility
✔ Long-term financial control

If you’re unsure how this impacts you, it might be time to review your current setup.

📩 Reach out if you want to explore your options.

06/03/2026

Loyalty doesn’t always pay, especially on your home loan.

Many borrowers slowly move to uncompetitive rates or outdated structures simply because they haven’t reviewed their loan.

But this isn’t just about a lower rate. It’s about making sure your loan structure still supports your long-term strategy.

If you haven’t reviewed your loan in the last 12–18 months, it’s time.

🔗 Read more here: https://financefocus.connective.com.au/are-you-secretly-paying-loyalty-tax-on-your-home-loan/?utm_so...

03/03/2026

The broker channel continues to strengthen. 📊

Recent reports show brokers are writing a larger share of Westpac’s home loans, reinforcing a clear shift in how Australians are choosing to secure finance.

But here’s what really matters 👇

When more borrowers choose brokers, it’s not just about rate comparison. It’s about strategy, structure, and access to solutions beyond a single lender’s policy.

Major banks have credit policies.
Brokers have options.

In a market where lending rules, servicing calculations, and risk appetites constantly evolve, structuring your loan correctly from day one can make a significant long-term difference.

If you’re building, refinancing, investing, or restructuring, the right strategy matters more than the headline rate.

Let’s talk about what structure works best for you.

🔗 Read the full article here: https://www.mpamag.com/au/news/general/brokers-claim-larger-slice-of-westpac-pie/565214

24/02/2026

Apartment or house on land? 🏡

It’s not just about price, it’s about positioning.
Apartments can mean lower entry and strong location demand.

Houses often offer stronger long-term land growth.
The right move depends on your structure, borrowing power, and long-term wealth strategy.

Before you decide, make sure it fits the bigger picture.

🔗 Read more
https://link.msgsndr.com/sp/e1b018388d3

31/01/2026

Thinking about buying a property but not sure if it’s the right time? 🏡
These three signs usually mean you’re more ready than you think:
✔️ You have stable income
✔️ You understand your borrowing capacity
✔️ You’ve started saving for upfront costs (not just the deposit!)

If you’re ticking these boxes, the next step is mapping out what you can confidently afford.

Want help figuring out your starting point? Let’s talk.

28/01/2026

Australia’s property market continues to surprise. 📈
Despite cost-of-living pressures, national home prices have pushed to a new peak, driven by low supply and strong buyer competition in major cities.

If you’re planning to purchase soon, knowing what’s happening in your area can help you strategize before prices shift again.

🔗 Read the full story here: https://www.domain.com.au/news

25/01/2026

Australia’s rental crisis continues as vacancy rates drop even further. 📉
With fewer available homes, increased competition is leading to higher rents and more stress for families searching for a place to live.

If you’re considering buying instead of renting, understanding your borrowing capacity is a great first step, even if you’re not ready yet.

22/01/2026

When buying property, location isn’t just a buzzword. 🗺️

It affects price growth, rental demand, and your lifestyle. Learning how to evaluate a suburb today can save you money tomorrow.

19/01/2026

New research shows Australian homeowners who refinanced in the past year saved around $1,400 annually on their mortgage. 💰
With rates still fluctuating, comparing your loan options could make a real difference to your monthly budget.

If it’s been more than 12 months since you reviewed your loan, it might be time for a check-up.

16/01/2026

Not all suburbs are on the rise. 🧭

Recent data shows that certain inner-Melbourne suburbs have seen sharp price drops, even while many parts of Australia continue to grow. This can signal risk for buyers, but also opportunity for the prepared.
Got your eye on a “discounted” area? Let’s dig into whether the drop is a warning sign or a chance to jump in.

🔗 Source: https://www.domain.com.au/news/danger-zones-inner-melbourne-suburbs-where-property-prices-plunged-1457409/

Address

Suite 2. 29 (Level 2), 100 Collins Street
Alexandria, NSW
2015

Telephone

+61280144298

Website

https://www.lendary.com.au/

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