17/03/2026
The cash rate has increased again đ
The Reserve Bank has lifted rates by 0.25%, bringing the cash rate to 4.10% as inflation remains above target.
Hereâs what matters đ
While inflation has eased from previous highs, itâs still sitting above the RBAâs 2â3% target range, and recent data shows it may not be slowing as quickly as expected.
At the same time:
⢠Borrowing costs continue to rise
⢠Repayments are increasing for homeowners
⢠Global uncertainty could still impact future rate decisions
For many borrowers, this isnât just another rate update. Itâs a signal to reassess your position.
Because in this kind of market, itâs not just about your interest rate⌠itâs about how your loan is structured.
The right strategy could mean:
â Lower repayments
â Better flexibility
â Long-term financial control
If youâre unsure how this impacts you, it might be time to review your current setup.
đŠ Reach out if you want to explore your options.