Mortgage Choice - Bruce Downing

Mortgage Choice - Bruce Downing Call today on 08 9757 2600.

Bruce and Jacky are highly experienced and can help you with a range of finance requirements including residential properties, investments, commercial and business loans, vehicle and equipment finance and unsecured personal loans.

“The majority of my business comes from happy, repeat clients and their referrals,” says Bruce. “I love making a difference in people’s lives – it the most satisfying part of being a mortgage broker.”

Bruce and Jacky service the Margaret River in WA.

Our new and interactive PropTrack property reports provide up-to-date information about your property or a property you’...
25/01/2024

Our new and interactive PropTrack property reports provide up-to-date information about your property or a property you’re interested in, including:

◾ an accurate valuation estimate
◾ historical listing data
◾ comparative sale data in your area.

If you’re interested in learning more, get in touch with us today.

If you have challenges finding property finance due to your credit history, variable income, self-employment, being a si...
23/01/2024

If you have challenges finding property finance due to your credit history, variable income, self-employment, being a single parent or an investor, we can help find a loan option that’s right for you.

We have access to a range of loan products designed for borrowers who may not meet the standard requirements.

Want to know more? Talk to us today.

Having access to thousands of home loan options means: ✅ You have access to more options to help find a competitive inte...
16/01/2024

Having access to thousands of home loan options means:

✅ You have access to more options to help find a competitive interest rate.
✅ You can select the features that are right for your circumstances.
✅ You can be confident you’re making an informed choice.

To find out more, talk to us today.

If you’re thinking of buying your first home in 2024, we can help. At Mortgage Choice, we’ve been helping first home buy...
09/01/2024

If you’re thinking of buying your first home in 2024, we can help.

At Mortgage Choice, we’ve been helping first home buyers make their property dreams a reality for more than 30 years.

We’ll be with you every step of the way, so book an appointment today to get started.

Here are 3 ways we can help save you time and money in 2024: 1. With access to more than 35 lenders, we can find you the...
03/01/2024

Here are 3 ways we can help save you time and money in 2024:

1. With access to more than 35 lenders, we can find you the loan product that’s right for you.

2. We’ll conduct a review of your existing home loan to make sure it’s still working for you.

3. Finding the right home loan comes at no charge to you. We are paid by the lender once your loan settles.

To find out more, get in touch today.

Wishing you all a Happy New Year and all the best for 2024 🎉
01/01/2024

Wishing you all a Happy New Year and all the best for 2024 🎉

May you and your loved ones have a safe and happy New Year ✨
31/12/2023

May you and your loved ones have a safe and happy New Year ✨

If you’re in the market for a new car and curious about which car loan will best suit your needs, we can help. We’ll rev...
31/12/2023

If you’re in the market for a new car and curious about which car loan will best suit your needs, we can help.

We’ll review products from more than 35 lenders and guide you through the application process to help you find a competitive rate and hassle-free finance.

Contact us today.

The new year is just around the corner! This year we saw a resilient property market, with housing prices remaining stro...
27/12/2023

The new year is just around the corner! This year we saw a resilient property market, with housing prices remaining strong despite ongoing economic uncertainty.

With 2024 coming up, share your new year resolutions in the comments below 👇

Wishing you and your loved ones a Merry Christmas, from all of us here at Mortgage Choice Albany.
24/12/2023

Wishing you and your loved ones a Merry Christmas, from all of us here at Mortgage Choice Albany.

Generally, you can’t claim an income tax deduction for stamp duty when buying an investment property, because the ATO co...
22/12/2023

Generally, you can’t claim an income tax deduction for stamp duty when buying an investment property, because the ATO counts stamp duty as an ‘acquisition cost’. However, as an investor, you may be able to offset the cost of stamp duty against your Capital Gains Tax liability when you sell the property.

If you’d like to understand more about stamp duty or investing, speak to us today.

💡 There are many costs to be aware of in addition to the purchase price of your next home. 1. State and federal govern...
18/12/2023

💡 There are many costs to be aware of in addition to the purchase price of your next home.

1. State and federal government costs: These costs can include stamp (transfer) duty, which is a state/territory government tax applicable to new property purchases.

2. Loan application costs: You may have to pay a loan establishment fee or LMI (lenders mortgage insurance) if your deposit is lower than 20%.

3. Purchase costs: There will be fees associated with carrying out legal work during the purchase process and may be fees for pest/building inspections.

4. Construction/renovation costs: If the property has not been built or needs work, there may be construction or renovation costs you need to cover.

Looking to know more? Reach out to us for a copy of our Property Purchase Costs fact sheet.

Address

Suite 2, 91 Aberdeen Street
Albany, WA
6330

Telephone

+61898925678

Website

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