Whitsunday Mortgage Broker

20/06/2025

🚨 BREAKING: Help to Buy Scheme Has Passed Parliament! 🚨
Yep, it’s finally happening! 🎉 The Federal Government’s Help to Buy shared equity scheme just cleared a major hurdle — and it’s set to launch later this year.

💥 What’s the big deal?
This scheme could help you buy a home with:
✅ Just 2% deposit
✅ No Lenders Mortgage Insurance (LMI)
✅ The Government co-buying up to 40% of a new home or 30% of an existing one
✅ Much smaller loan + repayments

Perfect for first-time buyers and solo income households who just need a boost to get their foot in the door. 👣

I’ve got a bunch of clients already lined up for this — if you’re keen to be one of them, shoot me a message or comment below and I’ll keep you in the loop the second it goes live!

🏡 This could be your year — let’s make it happen.

09/06/2025

Dreaming of owning a home but struggling with a hefty deposit and loan amount? You’re not alone—and help is available!

The Federal Government’s Help to Buy Scheme is launching soon (expected late 2025) — and it’s a game-changer for first-home buyers and anyone feeling locked out of the market 💥

Here’s what you need to know:

✅ Buy with just 2% deposit
✅ Government covers up to 30% of the home price (or **40% for new builds!)
✅ No LMI = big savings
✅ You own the home — the gov just holds a share
✅ Pay back their share (30% or 40%) based on the future value, when you sell or refinance
✅ Income and property price caps apply — I can help check your eligibility
✅ Spots are limited (10,000 per year) so prep early!

Already live in some states! ✅ Shared equity schemes are already running in Tasmania, Victoria, South Australia and Western Australia — so there are options available right now while we wait for the national scheme to kick off!

I’m now taking expressions of interest from clients who want to be first in line when it opens. If this sounds like something for you (or someone you know), DM me or call/text 📞 0438 431 071.

Let’s get you ready so you don’t miss out! 🎉

Michelle

29/03/2025

🚨 Big News – Help to Buy Scheme Gets the Go-Ahead! 🚨

The Australian Government's Help to Buy scheme is officially rolling out, helping 40,000 households buy a home with a smaller deposit and mortgage! 🏡✨

Eligible buyers will only need a 2% deposit to purchase a home. For example, you could buy a $500,000 home with just $10,000 in savings and a loan of $350,000! 🙌

Changes announced as part of the 2025-26 Budget mean the scheme will open for applications later this year, once state legislation is passed. Queensland is already on board, and Victoria is in the process of passing its laws.

Interested in learning more? DM or reach out for all the details on eligibility and how to apply!

Send a message to learn more

04/07/2023

Yay, we need this break.

Mortgage holders have been given a reprieve following the Reserve Bank’s decision to hold interest rates steady for the second time this year.

26/05/2023

It is possible to purchase a home without a deposit.

13/05/2023

Purchase an investment property without having to save for a deposit.

08/05/2023

Don’t wait until it is too late. Your broker can help you.

02/05/2023

😔

16/04/2023

Free calculators with no tracking, Yay. New website now live 😊. Click my link in my profile.

All the home loan caluculators you need. Even budgeting and savings calculators. They don’t even track you :).

09/04/2023

Happy Easter 🐣

What’s your favourite chocolate?

31/03/2023

How to save a lot of money on interest.

Saving big $’s on interest on your mortgage