The Term Deposit Shop

09/12/2025

Hundreds of advisers already receive our weekly term deposit rates sheet to stay on top of the cash market.

Get our free weekly rates sheet in your inbox – consolidated TD rates, key banks, and maturities in one simple view.

The subscription link is below 👇
https://thetermdepositshop.com.au/contact/subscribe-for-rate-updates/

09/12/2025

With the RBA electing to keep the cash rate at 3.60%, yield stability gives investors a chance to reassess how effectively their cash is working.

If you’re reviewing your cash strategy or exploring better ways to diversify across multiple ADIs, our team is always here to help.

At its meeting today, the Board decided to leave the cash rate unchanged at 3.60 per cent.

Read the full statement here: https://ow.ly/qeJs50XG4O6

25/11/2025

Investing in term deposits has never been this straightforward.

With The Term Deposit Shop, you can access competitive rates from a range of banks through a single online platform, without the usual paperwork and admin burden.

Getting started is simple:

1. Register in a few minutes
2. Onboard your clients and yourself via our digital process
3. Begin transacting on the platform when you’re ready

Built for advisers and investors who want a secure, efficient way to manage cash holdings.

Visit our website to learn more.

04/11/2025

While all eyes were on the Melbourne Cup today, the RBA kept the cash rate steady at 3.6%.

The Reserve Bank of Australia held the cash rate at 3.6 per cent, as widely expected by the market and economists, after inflation accelerated in the third quarter to the top of the central bank’s target range.

Follow live: https://ebx.sh/4NZDZ2

03/11/2025

Term deposits: simple, secure and government-guaranteed

Unlike many “cash alternatives”, term deposits are truly capital-secure — backed by the Australian Government guarantee up to $250,000 per authorised bank under the Financial Claims Scheme.

Through The Term Deposit Shop, investors can spread funds across multiple banks to diversify risk, protect capital, and optimise cash returns — all in one place, without the admin burden.

Whether you’re managing corporate cash, SMSF portfolios or client term deposits, TTDS makes it simple to achieve security, diversification and competitive returns across a panel of leading Australian banks.

🔗 Learn more about how TTDS can make your cash work harder.

15/10/2025

A timely reminder of the difference between term deposits and term accounts — only genuine bank term deposits are covered by the government guarantee.

Can one word really matter when you’re chasing 7% returns? ASIC thinks so.

14/10/2025

Managing multiple client accounts doesn’t have to be a juggling act.

For many financial advisers, tracking dozens of term deposits across different banks can eat up valuable time and increase the risk of missed renewals, outdated rates, or admin headaches.

At The Term Deposit Shop, we’ve built a platform designed specifically for financial advisers - giving you streamlined administration, access to competitive rates nationwide, and the confidence that every client account is securely managed.

Simplify cash management. Save time. Deliver better client outcomes.

09/10/2025

Managing your cash investments doesn’t have to be difficult.

The Term Deposit Shop offers more than just access to competitive rates. It makes the entire process easier, saving you time and effort.

Here’s how it helps you:

• Access a wide range of banks all in one place.
• Easily switch between providers without repetitive paperwork.
• Have peace of mind knowing your investments are secure and backed by government guarantees.
• Use an independent platform that focuses on your returns.

Simplicity that empowers advisers and investors alike - turning cash management from a back-office task into a front-line strategy.

With effortless administration and competitive solutions in one place, you can focus on what matters most: growing your clients’ wealth without the hassle.

Isn’t it time your cash worked as hard as you do?