Crown Money Management SA

20/08/2026

“We joined Crown Money in April 2024, and before then, our approach to our finances was largely focused on refinancing whenever we could find a lower interest rate. We were continually extending our loan term, with very little progress in building savings or paying down the actual loan.

It took us some time to adjust to working within the 3 F’s and really understanding our weekly spending, but since joining Crown Money, we’ve become much more strategic and intentional with our money. We’ve identified a lot of unnecessary spending and made better decisions around everyday expenses.

The biggest difference has been seeing our home loan reduce significantly faster than it would have with our previous approach, while also building more equity and greater savings. We now have a clear path to owning our home in under 10 years, while still enjoying life, holidays and managing the expenses that come with raising two kids.”

– Chloe + Jack

Rising costs don’t have to mean your mortgage sits still. If you’re not sure whether your loan is still working for you, it’s worth having it checked and we’re happy to do that for you!

18/08/2026

13 years ago, Peter and Maria were my very first clients.

Yesterday, I sat down with them again, except this time, I was congratulating them on paying off their home loan for good! No more repayments. No more interest. Just a home that’s completely theirs.

That’s the part of this job I never get tired of, it’s this moment, years later, when the strategy actually plays out the way you planned.

Peter and Maria didn’t get here by chasing the lowest rate. They got here by having a plan and sticking to it, reviewing it year after year, for over a decade.

Thirteen years in, calls like this one are starting to fill my calendar more often, and they’re my favourite kind of meeting!

If you’ve been paying off your home loan the same way for years and you’re wondering whether there’s a faster way, let’s have a conversation about what that could look like for you.

Free 15-minute chat, link in bio.

17/08/2026

Meet Jas, our Client Services Manager 💜.

She’s on the phone to our panel of lenders every week, tirelessly negotiating interest rate reductions like these, so our clients don’t have to.

This month alone, that’s meant dozens of rate reductions for our clients. Some small, some significant, all adding up to real savings over time.

It’s part of what we mean when we say we don’t do ‘set and forget’ loans. Someone should always be looking after it, even after settlement.

If it’s been a while since your rate was reviewed, we’re happy to have a look!

30/07/2026

Banks just paid $55 million back to customers because their offset accounts weren’t working as promised.

Some people were quietly overpaying interest for years, with no way of knowing.

It’s exactly why our loan structure skips the offset account altogether. Nothing to link, nothing to go wrong.

We’ve broken down ASIC’s full findings, and why our structure avoids this risk entirely, in a new blog post:

https://sa.crownmoneymanagement.com.au/offset-accounts-not-linked-properly/

Source: ASIC, Report 837 Offsets, out of mind: Banks fall short on mortgage offset account promises (July 2026).

30/07/2026

Banks just paid $55 million back to customers because their offset accounts weren’t working as promised.

Some people were quietly overpaying interest for years, with no way of knowing.

It’s exactly why our loan structure skips the offset account altogether. Nothing to link, nothing to go wrong.

We’ve broken down ASIC’s full findings, and why our structure avoids this risk entirely, in a new blog post on our resources section of our website, link in bio.

Source: ASIC, Report 837 Offsets, out of mind: Banks fall short on mortgage offset account promises (July 2026).

28/07/2026

Great afternoon presenting to the team at Vintage Chef Co yesterday, thanks for having us!

Teagan built her Barossa Valley catering and meal-prep business around a simple idea: fill your heart, your fridge and your tummy. She built it on the food she grew up with, and it works because every meal frees up an evening someone would otherwise have spent cooking.

We think about lending in a similar way. Settlement is the moment most brokers stop paying attention. For us, it’s the start of the relationship, because the loan still has years of decisions ahead of it, decisions about rate reviews, offset accounts and how the structure holds up as life changes.

Get the structure right and a mortgage does for your finances what a good meal does for a Tuesday night. It buys back the thing you actually wanted more of, time and options, rather than just ticking the box of ‘loan approved.’

That’s what a Mortgage Strategy is for, a clearer path to your Freedom Date, the point where the loan works for you instead of the other way around.

Thanks again to the Vintage Chef Co team for having us! 🙌

14/07/2026

A home loan is just the beginning.

We help clients structure their loan strategically so they can reduce thousands in interest, build equity faster and dramatically improve their financial position.

Hearing that a client is now in a stronger financial position than when they started means more to us than any settlement milestone!

Thank you, Samuel, for trusting Craig and Jas throughout your journey. We genuinely appreciate your kind words.

📍 Adelaide
⭐ 125+ Google Reviews
🌐 crownmoneysa.com.au

13/07/2026

Interest rates don’t matter as much as you think.

True story: one of our clients had a 1.99% rate during COVID, about as good as it gets. In 12 months, they paid off $10k.

Fast forward, they joined Crown on a higher rate. Same client, same income. In the next 12 months? $28k paid off.

The difference wasn’t the rate. It was having a plan, a structure that tracks, measures, and automates your repayments, and keeps you accountable.

It’s never been about the rate. It’s about the plan behind it.💡

15/06/2026

🏆 Three months ago, we were honoured to be named the Customer Service Award winner for SA/NT at The Adviser Better Business Awards 2026.

Yes, we answer emails quickly.
Yes, we’re friendly.
Yes, we’re easy to deal with.

But customer service isn’t just about being nice.

~ It’s about getting people results.
~ Helping clients buy homes.
~ Helping families reduce debt.
~ Helping Australians move forward financially.

That’s the standard we hold ourselves to every day.
And that’s why this award means so much to us 💜

19/05/2026

So proud of Jose and Flora for this incredible achievement.

Over $93k paid off their mortgage in just 12 months is no accident, it’s the result of commitment, consistency, and having the right structure in place.

Watching clients take control of their finances and move closer to financial freedom is exactly why we do what we do at Crown Money. Congratulations again guys 👏

A huge congratulations to 𝗝𝗼𝘀𝗲 𝗮𝗻𝗱 𝗙𝗹𝗼𝗿𝗮 𝗔., our Crown Champs for May.

Over the last 12 months, they have paid an incredible $𝟵𝟯,𝟯𝟰𝟱.𝟯𝟮 𝗼𝗳𝗳 𝘁𝗵𝗲𝗶𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 while achieving a 𝟰𝟱.𝟴% 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗿𝗮𝘁𝗲.

Even more exciting, they are now on track to become debt-free within the next six months.

Their journey proves what happens when structure replaces frustration.

The right system.
The right habits.
The right support.

That’s how real financial progress happens.

This is the Crown way.

Book your free strategy session: https://www.crownmoney.com.au/contact