Aussie Broker Yvette Percy

Aussie Broker Yvette Percy Having had a life long interest in property and wealth creation, it was this passion and experience that lead to a career within finance.

Holding a Diploma in finance and mortgage broking I been working as a mortgage broker for the past seven years. Born and bred in Adelaide, I am proud to call the Adelaide Hills home. Happily married to Justin, we live and breath property so naturally going into finance was a no brainer. I love working with my clients. "It is a huge privilege to be entrusted with helping people get the finance to acquire what is often someone’s greatest asset,"

"I never takes this for granted. It is so good to get up in the morning and do something you absolutely love." As well as finance, one of my biggest passions are our two Bernese Mountain Dogs and being part of the Bernese Mountain Dog Club as well a being a keen golfer and liking to keep active and fit.

What would you do with $3k✈️Holiday 💰Savings 🚗 BillsRight now, if you refinance, you could get $3kComment $3k to find ou...
27/08/2026

What would you do with $3k
✈️Holiday 💰Savings 🚗 Bills

Right now, if you refinance, you could get $3k

Comment $3k to find out more 🏠

Our clients were ready to buy their first home, but their initial borrowing capacity wasn’t quite where they needed it t...
22/08/2026

Our clients were ready to buy their first home, but their initial borrowing capacity wasn’t quite where they needed it to be.

The solution? Boarder income. 👏

By including eligible boarder income in their application, we were able to increase their borrowing capacity and help them get into a position to purchase their first home. 🔑🏠

This is why it pays to speak to a mortgage broker before assuming you can’t afford the home you want.

There may be lending strategies or income sources you haven’t considered yet.

Want to know how much you could borrow as a first home buyer?
Let’s have a chat. 📲

21/08/2026

Self-Employed? 🏡💼

Being self-employed shouldn’t mean your home loan options are limited.

I speak to plenty of self-employed business owners who assume getting a home loan when self-employed is harder — or that they’ll automatically need years of financials.

The reality? There may be more options than you think.

Whether you’re a:
💇‍♀️ Hairdresser
🔨 Tradie
📊 Consultant
🧑‍💻 Business owner
🚗 Sole trader
🏢 Company director

Your income can sometimes be assessed differently depending on your circumstances and the lender.

The key is knowing which lenders understand self-employed borrowers and how to structure your application correctly.

Thinking about buying, refinancing or investing?
📲 Let’s have a chat and see what options may be available to you.

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🏡 How far can your budget really go?You might have a number in your head that you think you can afford… but have you act...
20/08/2026

🏡 How far can your budget really go?

You might have a number in your head that you think you can afford… but have you actually looked at what that budget could buy you? 👀

The right home loan strategy can make a BIG difference.

💰 Know your true borrowing capacity
📊 Understand your repayments
🏠 Explore what’s available in your price range
💡 Make sure your loan structure works for you

Sometimes it’s not about increasing your budget — it’s about making your existing budget work smarter.

Before you start scrolling through property listings, let’s work out how far your budget can really go.

📲 Send me a message and let’s crunch the numbers.

18/08/2026

🔶He had only been in his new job for 2 weeks
🔷A self-employed hairdresser
🔶An Investor

Total money saved $1,260 per month

✅Restructured Loan
✅Reduced monthly repayments
✅Increased cashflow

If you or someone you know could benefit from this, forward this post.

Another property added to her portfolio 🏡📈A big congratulations to my client on securing her investment property! 🎉Build...
17/08/2026

Another property added to her portfolio 🏡📈

A big congratulations to my client on securing her investment property! 🎉

Building a property portfolio isn’t about making one big move — it’s about making the right moves over time.

From structuring the finance correctly to making sure the numbers stack up, having the right strategy can make a big difference.

Another property secured. Another step towards her long-term goals. 💪

💡 Thinking about refinancing your home loan? Here’s why it could be worth a look…As a mortgage broker, one of the most c...
16/08/2026

💡 Thinking about refinancing your home loan? Here’s why it could be worth a look…

As a mortgage broker, one of the most common things I see is people staying in the same home loan for years without realising how much they could be saving.

Here are a few reasons why refinancing might be a smart move:

🏡 Lower your interest rate
Even a small rate drop can mean thousands of dollars saved over the life of your loan.

💰 Reduce your monthly repayments
Refinancing could help free up some breathing room in your budget.

📉 Consolidate debts
Some people refinance to roll higher-interest debts (like credit cards or personal loans) into their home loan.

⚡ Access equity
You may be able to use the equity in your home for renovations, investing, or other big life plans.

📊 Make sure your loan is still competitive
Lenders are constantly changing rates and offers. What was great a few years ago might not be the best option now.

I always say: it costs nothing to check. A quick review could potentially save you thousands.

If you’d like a complimentary home loan review, send me a message and I’ll see what options might be available for you. 👍

15/08/2026

yvettethebroker

Edited
•
4h
Are you on a low doc loan and overpaying?

It might have been the right loan back then.

🔷 You needed a lender who could work with your situation
🔷You needed flexibility
🔷 You just needed to get the deal done



But your circumstances can change.

Your income improves.
Your equity grows.
Your financial position gets stronger.
And suddenly, you may have more options than you did before.

The problem?

Most people take out their loan… and never look at it again.

You could be paying a higher rate or missing out on features that better suit your current situation.

Your loan should evolve as your circumstances do.

A quick home loan review could uncover opportunities to save money, restructure your loan or simply make sure you're still on the right deal.

📲 Want to know if your current loan still stacks up? Send me a message and let's have a look.

Address

Shop 2, 151 Pirie Street
Adelaide, SA
5000

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