Dino Penna - Assured Home Loans

Dino Penna - Assured Home Loans I'm Dino Penna — Adelaide's trusted finance and mortgage consultant. Authorised Credit Representative of Australian Associated Advisers Pty Ltd. (KeyLend).

From home loans and refinancing to asset finance, investment lending, business lending and Reverse Mortgages, I specialise in tailoring smart financial solutions to suit your unique goal Credit Representative Number 485141. ACN 084 974 694. Australian Credit Licence Number 389169.

Wishing a very Happy Mother's Day to all the amazing mums in our community! 🌸We hope your day is spent exactly how you l...
09/05/2026

Wishing a very Happy Mother's Day to all the amazing mums in our community! 🌸
We hope your day is spent exactly how you like it—whether that's a quiet coffee, a big family lunch, or simply a well-deserved break.
Cheers to you!

This ANZAC Day, we join our community in reflection and gratitude. We stand together to remember the fallen and to honor...
24/04/2026

This ANZAC Day, we join our community in reflection and gratitude. We stand together to remember the fallen and to honor the resilience of those who continue to serve. We are incredibly thankful for their service and the values they defend.

When the market gets noisy, many people pause.But often, that’s exactly when opportunity appears.The key is not to react...
22/04/2026

When the market gets noisy, many people pause.

But often, that’s exactly when opportunity appears.

The key is not to react to headlines alone, but to review your position, understand your options, and make informed decisions with a long-term view.

If you’re considering buying, investing, or refinancing, send me a message or call and let’s review your position to see what opportunities may be available to you right now.

Hoppy Easter!🐰🌷Wishing you and your loved ones a safe, joyful, and very happy Easter long weekend.We hope your days are ...
04/04/2026

Hoppy Easter!🐰🌷
Wishing you and your loved ones a safe, joyful, and very happy Easter long weekend.
We hope your days are filled with relaxation, perhaps a family egg hunt, and yes, all the chocolate you can handle! 🍫

RBA Makes it Move....In their second cash rate decision of the year, the Reserve banks of Australia has decided to incre...
17/03/2026

RBA Makes it Move....
In their second cash rate decision of the year, the Reserve banks of Australia has decided to increase the cash rate by 25 basis points to 4.10%.

With inflation surging due to international factors, the RBA has decided to increase the cash rate in an attempt to curb consumer spending. This means that interest rates on home loans are likely to increase.

For homeowners this means that, if you're on a variable rate home loan, your home loan repayments may be a little extra, which can really add up over time.
For homebuyers, this means that your borrowing power may be impacted.

If you're feeling the squeeze from this decision, reach out to me, we can explore options across several lenders, explore your options and find a way to take some stress out of your homeownership journey.

The next cash rate decision is on May 5th, so now is the time to act, and prepare for what the future holds. Don't delay, contact me today!

2026 is here, and in the first Monetary Policy Decision of the year, the Reserve Bank of Australia has announced an incr...
03/02/2026

2026 is here, and in the first Monetary Policy Decision of the year, the Reserve Bank of Australia has announced an increase to the cash rate, taking it to 3.85%.

With inflation still sitting outside the RBA’s preferred 2–3% target range, and December’s unemployment rate holding at 4.1% (down 0.2% from November), the decision was likely made to further temper economic activity.

If you’re on a variable rate, this may mean your interest rate — and repayments — could start to rise. While this is frustrating news for homeowners, particularly after the shortest rate-cut cycle in 30 years, there are steps we can take to help potentially ease the impact. Reviewing your loan structure, repayment strategy, or even exploring alternative options can make a meaningful difference.

If you’re on a fixed rate, your repayments will remain unchanged for now. However, it’s important to keep an eye on when your fixed term ends. Reaching out ahead of time allows us to plan your next move and aim for a competitive rate when the time comes.

If you’re looking to buy, or know someone who is, borrowing power may be affected by rising rates. I can help put together a savings plan and identify grants, schemes and incentives that may suit your situation.

It’s difficult to predict what the next cash rate decision in April will bring, but I’m here to support you through your finance goals. Reach out to me today

Happy Australia Day 🇦🇺Today we celebrate everything that makes Australia special — our beautiful landscapes, rich cultur...
25/01/2026

Happy Australia Day 🇦🇺

Today we celebrate everything that makes Australia special — our beautiful landscapes, rich culture, unique wildlife, and the people who call this place home. It’s a day to come together, reflect, and appreciate the shared stories that shape our nation. Wishing everyone a safe, relaxed, and meaningful Australia Day.

Thank you for a wonderful year.Reflecting on 2025, the highlight for me has been the conversations I’ve had and the mile...
31/12/2025

Thank you for a wonderful year.

Reflecting on 2025, the highlight for me has been the conversations I’ve had and the milestones I’ve helped my clients reach.
Finance is about numbers, but my business is about people. Thank you for trusting me with your goals and your future. I’m looking forward to seeing what we can achieve together in 2026.

Wishing you all a wonderful and prosperous year ahead.

✨🎄 Wishing you a very Merry Christmas and a Happy New Year! 🥂✨As the year draws to a close, I want to express my sincere...
25/12/2025

✨🎄 Wishing you a very Merry Christmas and a Happy New Year! 🥂✨
As the year draws to a close, I want to express my sincere gratitude for your trust and partnership. It's been a privilege helping you navigate your financial journey and work towards your goals.
May this festive season bring you joy, peace, and precious moments with loved ones. Here's to a prosperous 2026 filled with new opportunities and continued success! I look forward to supporting you in achieving your financial aspirations in the year ahead.

🚧 Thinking About Buying Land to Build an Investment Property? Read This First…Building a property from scratch sounds li...
11/12/2025

🚧 Thinking About Buying Land to Build an Investment Property? Read This First…

Building a property from scratch sounds like the dream — customised design, tax perks, and the chance to create instant equity.
But the reality? Many first-time investors walk straight into a financial minefield they never saw coming.

Here’s what most people don’t realise 👇

⚠️ The Build Process Is Complex
Soil tests, site prep, approvals, council rules, progress payments… and all while paying a mortgage on a block that earns zero rental income until construction is complete. One missed detail (like poor soil or flood-zone requirements) can add thousands to your build.

💸 Cost Blowouts Are Common
Base prices rarely include essentials like driveways, fencing, or landscaping. Unexpected site costs, material delays, and inflation can turn your “affordable build” into a budget blowout.

⏳ Delays = More Holding Costs
Interest, rates, insurance… these bills keep coming whether your builder is on schedule or not. Any delay increases your total cost significantly.

🏚 Choosing the Wrong Builder Can Be a Disaster
With rising builder insolvencies in Australia, many investors have been left with half-finished homes and no recourse. Picking the wrong builder can cost you months — and hundreds of thousands.

BUT — A well-planned build can still be an incredible investment.
You just need the right strategy, due diligence, and expert guidance behind you.

📣 **Thinking of buying land or building your next investment property?

Don’t go in blind — let us help you run the numbers, assess risk, and structure your finance properly from day one.**

Whether you're planning your first investment or expanding your portfolio, the right advice can mean the difference between creating wealth… or creating stress.

👉 Send us a message or comment “BUILD” and we’ll walk you through your options.

Let’s make sure your next investment move is a smart one.

Address

81 The Parade, Norwood
Adelaide, SA
5067

Opening Hours

Monday 9:30am - 6pm
Tuesday 9:30am - 6pm
Wednesday 9am - 4pm
Thursday 9am - 6pm

Telephone

+61448120702

Website

http://www.keylend.com.au/, http://www.moneyquest.com.au/

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