Tony Pollifrone - Loan Market Evolution

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Tony Pollifrone - Loan Market Evolution Working in the finance industry for nearly 35 years, Tony has access to 60+ lenders to help you on your finance journey.

Tony can manage all of your finance needs to provide you with a seamless and positive experience. I am your local mortgage broker, specialising in residential, personal and business finance in Norwood and surrounding suburbs. Reach out today for your free, no-obligation chat (or get started online) and let me do the legwork for you. Home purchasing
Refinancing
Loan applications
Home loans
First home buyers
Investment loans
Repricing
Next home loan
Personal loans

Get Started Online:

https://my.loanmarket.com.au/31e4abfe-9dd8-4d91-81fd-879fa17b6418 #/get-started

Offset accounts can help you to pay off your home loan sooner. Put simply, the more you keep in there, the less interest...
13/10/2026

Offset accounts can help you to pay off your home loan sooner. Put simply, the more you keep in there, the less interest you pay.

ASIC has found some offset accounts haven't been working properly, quietly costing borrowers thousands in extra interest. Banks have already paid back $55 million to affected customers, with more expected.

The tricky part is you'd probably never notice. Your repayment stays the same each month, so there's nothing obvious flagging that something's wrong.

If anything looks off, or you just want peace of mind, get in touch and we'll review your home loan to make sure your offset is actually doing its job.

You can read the full article here👇 https://broker.loanmarket.com.au/tony-pollifrone/blog/check-your-offset-account/

09/10/2026

Part 1: Ever wondered what the Reserve Bank of Australia actually does? 🤔

While we might not always agree with their decisions, the RBA play a vital role in keeping our economy in check, they design the money in our wallets, and work behind the scenes of our everyday transactions.

Follow for more finance explainers 💰 📈

It's easy to overlook your home loan, especially with so many competing priorities. We can help you identify opportuniti...
07/10/2026

It's easy to overlook your home loan, especially with so many competing priorities.

We can help you identify opportunities for refinancing or switching lenders for better terms.

We have access to over 100+ lenders so you aren't left guessing which is right for you.💡🏠

Reach out to make sure you aren't losing interest.

https://broker.loanmarket.com.au/tony-pollifrone/contact/

Your borrowing capacity is not a fixed number, it changes as your income, expenses and debts change. Knowing yours befor...
05/10/2026

Your borrowing capacity is not a fixed number, it changes as your income, expenses and debts change. Knowing yours before you start house hunting means fewer surprises and a lot less guesswork.

Curious what yours looks like right now? Reach out and we will crunch the numbers together.

Let's settle this once and for all, your $5 coffee isn't why housing is unaffordable. So have your matcha, your long bla...
01/10/2026

Let's settle this once and for all, your $5 coffee isn't why housing is unaffordable.

So have your matcha, your long black, your espresso, whatever gets you through.

We won't judge. And neither should anyone else.

Happy International Coffee Day

If the only texts you get from your bank are 'your minimum repayments are increasing', it could be time see what else is...
27/09/2026

If the only texts you get from your bank are 'your minimum repayments are increasing', it could be time see what else is out there.

Refinancing isn't always the answer. Sometimes your current loan is actually competitive. But you don't know until you ask.

We compare what you're on now against what's out there. If there's a better option, we find it. If there isn't, we tell you that too.

https://broker.loanmarket.com.au/tony-pollifrone/home-loans/refinancing/

All too often commercial investors keep their eyes on Australia’s biggest cities, but the market is showing that there a...
25/09/2026

All too often commercial investors keep their eyes on Australia’s biggest cities, but the market is showing that there are plenty of exciting opportunities outside of Sydney and Melbourne.

Queensland and South Australia are quietly shaping up as excellent options if you're looking to diversify your portfolio.

22/09/2026

Your repayment isn't just about the interest rate. Let's break down what also affects your numbers.

⏳ Loan term
Longer terms lower monthly payments but raise total interest costs shorter terms do the opposite! Choose based on YOUR goals.

💰 Repayment type
Principal & interest chip away at your balance, while interest-only keeps it low initially but raises lifetime costs.

Rate type
Fixed rates offer stability; variable rates adjust with market changes and may provide extra perks like offset accounts.

💵 Extra repayments & offset
Small additional payments or savings in an offset account can significantly cut overall interest. ⚡️

⚖️ Loan to value ratio (LVR)
A higher LVR may mean lenders mortgage insurance, which adds to your costs.

All these factors work together. Let’s chat about what is right for you..

DM if you want to crunch some numbers 📊

Address

174B Magill Road
Adelaide, SA
5000

Telephone

+61412444861

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