Tony Pollifrone - Loan Market Evolution

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Australia
Adelaide, SA
Tony Pollifrone - Loan Market Evolution

Working in the finance industry for nearly 35 years, Tony has access to 60+ lenders to help you on your finance journey.

Tony can manage all of your finance needs to provide you with a seamless and positive experience. I am your local mortgage broker, specialising in residential, personal and business finance in Norwood and surrounding suburbs. Reach out today for your free, no-obligation chat (or get started online) and let me do the legwork for you. Home purchasing
Refinancing
Loan applications
Home loans
First ho

me buyers
Investment loans
Repricing
Next home loan
Personal loans

Get Started Online:

https://my.loanmarket.com.au/31e4abfe-9dd8-4d91-81fd-879fa17b6418 #/get-started

03/06/2026

Look, we're not going to pretend the property market has been a walk in the park lately. It hasn't. Prices are up, deposits take longer to save, and 'affordable suburb' has become a bit of an oxymoron. But Australia's homeownership rate has held steady at 62.7% for over a decade. The dream is alive, it just looks a bit different now.

We've broken down what that actually means for buyers in 2026 👇

https://broker.loanmarket.com.au/tony-pollifrone/blog/the-australian-dream-is-changing-but-still-within-reach//?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

02/06/2026

We get it, reviewing your mortgage feels like homework you never signed up for. But if you haven't looked at your rate in the last year, there's a real chance you're overpaying.

A quick conversation with us could save you thousands.

Talk to us before the financial year wraps up.

30/05/2026

Soft light, desert-inspired palettes, and a touch of the equestrian. 🐎 This is how you do 'Transitional Minimalism.'

It’s a reminder that your home should be a gallery of the things you love most.

All pieces from Adairs.

28/05/2026

It's not a one-size-fits-all solution but for the right person, combining multiple debts into one could mean lower interest, simpler repayments, and more room in your monthly budget.

We've put together a quick, no-jargon guide covering:

✅ What debt consolidation actually means
✅ When it might be worth considering
✅ The traps to watch out for
✅ Why structure matters

And if you're thinking about consolidating your debts or just want to simplify your finances, reach out, we're here to help.

Read our quick guide for more 👇

https://broker.loanmarket.com.au/tony-pollifrone/blog/a-quick-guide-to-debt-consolidation/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

26/05/2026

You've been saving. You've been planning. Now you're wondering… is now still the right time to build or renovate? 🤔

The honest answer: construction costs are rising again and this time, it's being driven by fuel price increases linked to global conflict, supply chain pressure, and rising material costs across steel, concrete and more.

What does that mean for you?
✔️ Shorter quote validity periods
✔️ Bigger contingency buffers needed
✔️ Finance structure matters more than ever

The good news? With the right planning, you can still move forward with real strategies to protect your project.

We've broken it all down on the blog, what's driving costs, what to expect, and how to plan smarter.

https://broker.loanmarket.com.au/tony-pollifrone/blog/what-to-expect-with-renovation-and-construction-costs-in-2026/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

21/05/2026

Buying a home involves more than just the purchase price, it’s about your LVR. The Loan to Value Ratio is how banks assess their risk and determine your interest rate. If your LVR is over 80%, you might need to factor in Lenders Mortgage Insurance. Understanding this ratio early can help you plan your deposit strategy more effectively.

Reach out if you want to run the numbers 👇

https://broker.loanmarket.com.au/tony-pollifrone/home-loans/first-home-loans/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

18/05/2026

🏠 Shoutout to every parent who let a school catchment map guide their property search 😂 Zero regrets. All heart.

Whatever your ambition, we're here to help you make it happen.

16/05/2026

Petrol prices are climbing and every time you fill up, the case for an EV gets a little stronger. 🔋 ⚡

But the right answer still depends on your driving habits, your situation, and how you finance the purchase. Read the full breakdown on the blog and see what the numbers could look like for you. 👇

🔗 Read the full article → https://broker.loanmarket.com.au/tony-pollifrone/blog/rising-petrol-prices-are-changing-the-ev-equation/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

14/05/2026

It might feel like just another chore, but staying on top of your due dates is actually one of the easiest ways to keep more money in your pocket. Here’s why your future self will thank you:

🚫 Zero late fees. Those $30–$50 penalties add up fast.

📉 Avoiding those compounding interest charges means you aren't paying extra for things you already bought.

Improve your credit score. Consistent payments are a major factor in your credit score. A better score can mean lower interest rates on future big wins like a car or a home. 🏠

🤸‍♀️ No "did I pay that?" anxiety. Just peace of mind and a clear headspace.

Remember, auto-pay is your best friend. Set it, forget it, and watch your savings grow instead of your debt.

How are you hitting your financial goals this month? 👇

13/05/2026

The federal budget landed last night, and there's changes that could impact almost every Australian.

Investors, homebuyers, households, small business owners and drivers, the changes are wide ranging, and some of them kick in sooner than you'd expect.

We've broken down what's changing and what it means for you.
Read the full breakdown 👇

https://broker.loanmarket.com.au/tony-pollifrone/blog/federal-budget-2026/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

Address

174B Magill Road
Adelaide, SA
5000

Telephone

+61412444861

Website

https://broker.loanmarket.com.au/tony-pollifrone/

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