22/09/2026
Another refinance result that genuinely made me smile. 😊
My client had been with her bank for many, many years and had spent over 6 months trying to negotiate a better rate directly with them.
As a busy working professional, she had limited time to keep going back and forth with the bank. Eventually, her bank came back with what they said was their best possible offer.
That’s when I stepped in.
After reviewing her situation and comparing the available options, I was able to secure a rate over 60 basis points lower than the bank’s final offer, while also:
✅ Getting her some additional cash for non-structural renovations, and some extra for contingencies,
✅ Reducing her monthly repayments by approximately $334
✅ Taking care of the process so she didn’t have to spend hours negotiating with the bank herself
And the best part? My mortgage broking service comes at no cost to the client — I’m paid by the lender once the loan settles.
Thank you to my client for trusting me with her refinance and for taking the time to share her experience. 🙏
This is exactly why I love what I do. Sometimes it’s not just about finding a better rate — it’s about taking the time to understand the bigger picture and finding a solution that works better for the client.
If you haven’t reviewed your home loan recently, it may be worth having a conversation to see what options are available. 😊
It all starts with a conversation! It all starts with