Jenny Zuo - Infinity3 Home Loans SA

02/06/2026

If you’re planning to buy an investment property, your maximum borrowing capacity may not be what it was a few weeks ago.
Some lenders are now changing how they treat negative gearing in their servicing calculations. 🏦

They may no longer give you the same benefit for investment property tax deductions when working out how much you can afford to borrow.
This could impact:
💰 How much you can borrow
🏦 Which lender is right for you
📄 Whether your existing pre-approval still works
⏰ How quickly you need to act before signing a contract
This doesn’t mean investors should panic.
It does mean your strategy needs to be checked properly before you buy. 👀
📲 If you’re planning to purchase an investment property this year, let me guide you through the new lending landscape.

13/05/2026

Q&A: Can I buy before I sell?
Yes — potentially.
This is usually done with a bridging loan, which is a short-term loan that helps you buy your next property before your current property has sold.
Bridging finance can be incredibly helpful, but it’s also one of those areas where lender policy really matters.

If you’re looking to upgrade and want to buy before you sell, let us help you map out the numbers and the safest strategy.
Scan the QR code to book a discovery call.

12/05/2026

Helping friends & family secure finance

09/05/2026

06/05/2026

Know someone looking for a home loan? 🏡

For a limited time, receive a $500 Referral Reward* when your referred client successfully settles their loan with us.

📍 Adelaide-based mortgage specialists
🌐 infinity3homeloans.com.au

*Terms & Conditions Apply.

06/05/2026

💥 RBA hikes cash rate to 4.35% — what this means for you
The Reserve Bank of Australia has increased the official cash rate by 0.25%, moving it from 4.10% to 4.35%.
For a borrower with a $500,000 home loan, a 0.25% increase could add approximately $80 per month to repayments, depending on the loan term, interest rate and repayment type.
While that may not sound huge in isolation, rate rises can quickly add pressure to household budgets — especially when combined with cost-of-living increases.