PMR Financial

PMR Financial Mortgage Brokers - Western Suburbs ASK ME HOW = [email protected]

Home Loans, Investment Loans, Business & Commercial Finance, Insurance, Debt Consolidation, Low Documentation Loans, Refinance Options, Vehicle & Equipment Finance.

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—›๐—ผ๐˜„ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐—ถ๐˜€ ๐˜€๐—ต๐—ฎ๐—ฝ๐—ถ๐—ป๐—ด ๐˜‚๐—ฝ ๐—ถ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฎ๐—ฟ๐—ฒ๐—ฎ ๐—ฝ๐—ผ๐˜€๐˜ ๐—ฏ๐˜‚๐—ฑ๐—ด๐—ฒ๐˜ ๐—ป๐—ถ๐—ด๐—ต๐˜ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃโฃโฃItโ€™s just over a month since the Federal...
24/06/2026

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—›๐—ผ๐˜„ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐—ถ๐˜€ ๐˜€๐—ต๐—ฎ๐—ฝ๐—ถ๐—ป๐—ด ๐˜‚๐—ฝ ๐—ถ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฎ๐—ฟ๐—ฒ๐—ฎ ๐—ฝ๐—ผ๐˜€๐˜ ๐—ฏ๐˜‚๐—ฑ๐—ด๐—ฒ๐˜ ๐—ป๐—ถ๐—ด๐—ต๐˜ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃ
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Itโ€™s just over a month since the Federal Government unveiled its tax reforms on budget night. Hereโ€™s how property values are responding across the major cities. ๐Ÿ™๏ธโฃโฃ
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https://pmrfinancial.com.au/blog/how-the-property-market-is-shaping-up-in-your-area-post-budget-night

๐Ÿก Offset accounts surge as homeowners aim to beat rising rates ๐Ÿก โฃโฃLooking for potential ways to beat higher interest ra...
24/06/2026

๐Ÿก Offset accounts surge as homeowners aim to beat rising rates ๐Ÿก โฃ
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Looking for potential ways to beat higher interest rates?โฃ
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You're not alone. One of Australiaโ€™s big 4 banks, NAB, says they're seeing the uptake of offset accounts โ€œsurgeโ€. โฃ
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Here's how they work.โฃ
Instead of being paid interest on the money in the linked offset account, the balance is deducted from your mortgage when loan interest is calculated. โฃ
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And thatโ€™s just the first way you can save on interest. ๐Ÿ’ฐโฃ
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Because you're paying off more of the principal each month, that allows you to chip away at your home loan balance quicker, which in turn can also help you save on interest over the long run. โฃ
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Call us to see if an offset account could be suited to your needs. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

๐Ÿ’ฐ What is the average first home buyer deposit? ๐Ÿ’ฐโฃโฃBuying a home to live in? โฃโฃThe average home deposit is $173,000 acco...
22/06/2026

๐Ÿ’ฐ What is the average first home buyer deposit? ๐Ÿ’ฐโฃ
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Buying a home to live in? โฃ
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The average home deposit is $173,000 according to Money.com.au. ๐Ÿกโฃ
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Thatโ€™s a big chunk of cash. โฃ
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Not surprisingly, it takes first home buyers 10 years on average to save a 20% deposit, based on analysis by ANZ and CoreLogic. โฑ๏ธโฃ
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But why wait that long? ๐Ÿค”โฃ
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The 5% Deposit Scheme could help you fast track your home buying plans. โฃ
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It lets you buy with 5% deposit and avoid the cost of lenders mortgage insurance. ๐Ÿ โฃ
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Interested? Get in touch and we'll help you find out if you're eligible.๐Ÿ‘‡โฃ
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To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

19/06/2026

๐Ÿก How to know if you're ready to buy a home ๐Ÿกโฃ
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Almost 1-in-3 potential first home buyers want to buy, but are unsure if theyโ€™re financially ready. โฃ
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Here are 3 signs that youโ€™re potentially home-loan-ready:โฃ
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1. You have a stable job with a steady income. โฃ
2. You have at least a 5% deposit (for the 5% Deposit Scheme)โฃ
3. You're feeling ready to commit to a place of your own?โฃ
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DM us we'll help you assess your borrowing power. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—ฅ๐—ฒ๐—ฐ๐—ผ๐—ฟ๐—ฑ ๐˜€๐—บ๐—ฎ๐˜€๐—ต๐—ฒ๐—ฑ: ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐Ÿด๐Ÿฌ% ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐˜๐˜‚๐—ฟ๐—ป ๐˜๐—ผ ๐—ฎ ๐—ฏ๐—ฟ๐—ผ๐—ธ๐—ฒ๐—ฟ ๐—ณ๐—ผ๐—ฟ ๐—ต๐—ฒ๐—น๐—ฝ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃโฃโฃโฃโฃThe mortgage broking industry has notched up a...
17/06/2026

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—ฅ๐—ฒ๐—ฐ๐—ผ๐—ฟ๐—ฑ ๐˜€๐—บ๐—ฎ๐˜€๐—ต๐—ฒ๐—ฑ: ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐Ÿด๐Ÿฌ% ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐˜๐˜‚๐—ฟ๐—ป ๐˜๐—ผ ๐—ฎ ๐—ฏ๐—ฟ๐—ผ๐—ธ๐—ฒ๐—ฟ ๐—ณ๐—ผ๐—ฟ ๐—ต๐—ฒ๐—น๐—ฝ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃโฃ
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The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australiaโ€™s residential lending market. Hereโ€™s why. ๐Ÿ™Œโฃโฃโฃ
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https://pmrfinancial.com.au/blog/record-smashed-over-80percent-of-buyers-turn-to-a-broker-for-help

๐Ÿ“ข Why 77% of borrowers use a broker for a helping hand ๐Ÿ“ข โฃโฃNot sure if your bank is acting in your best interests when i...
17/06/2026

๐Ÿ“ข Why 77% of borrowers use a broker for a helping hand ๐Ÿ“ข โฃ
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Not sure if your bank is acting in your best interests when it comes to your home loan?โฃ
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Home buyers are increasingly seeking the expert guidance of a broker to navigate the complexity of the lending landscape and proceed with confidence, says peak broker body the MFAA.โฃ
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In fact, over the past 6 months, 97% of brokers helped their clients secure a rate saving on their loan, says the MFAA. โฃ
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Whether you're looking to buy, or want to refinance to a potentially lower rate, we'll help you find a lender and loan that genuinely fits your needs. ๐ŸŽฏโฃ
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Call us to discover the broker difference. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

๐Ÿก Granny flat boom fuels demand for renovation loans ๐ŸกโฃโฃThe Aussie backyard is undergoing a makeover. โฃโฃNAB says demand ...
15/06/2026

๐Ÿก Granny flat boom fuels demand for renovation loans ๐Ÿกโฃ
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The Aussie backyard is undergoing a makeover. โฃ
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NAB says demand for renovation loans jumped 21% last year. ๐Ÿ“ˆโฃ
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And itโ€™s primarily being driven by homeowners planning to install a granny flat. โฃ
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A granny flat can provide extra space, be a source of rental income, or potentially add value to your home. ๐Ÿ’ฐโฃ
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But they donโ€™t always come cheap. โฃ
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You could be looking at anywhere from $80,000-$160,000. โฃ
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The good news? ๐Ÿ’กโฃ
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Your home equity can be a source of funding. โฃ
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Talk to us about financing a granny flat in your backyard. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

12/06/2026

๐Ÿ˜ฌ Five first home buyer regrets to avoid ๐Ÿ˜ฌโฃ
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Here are the top regrets that first home buyers have about their mortgage.*โฃ
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1. Paying too much in loan fees.โฃ
2. An uncompetitive interest rate. โฃ
3. No offset or redraw features.โฃ
4. Not understanding the product.โฃ
5. Not using a broker.โฃ
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Skip the potential regrets and DM to us find a home loan that matches your needs.๐Ÿ‘‡โฃ
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To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]
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* Money.com.au research

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐Ÿฑ ๐˜๐—ถ๐—ฝ๐˜€ ๐˜๐—ผ ๐—ต๐—ฒ๐—น๐—ฝ ๐˜†๐—ผ๐˜‚ ๐—ฐ๐—น๐—ฒ๐—ฎ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฏ๐˜† ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃโฃโฃโฃโฃโฃโฃWorried youโ€™ll still be paying off your mortgage in ...
10/06/2026

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐Ÿฑ ๐˜๐—ถ๐—ฝ๐˜€ ๐˜๐—ผ ๐—ต๐—ฒ๐—น๐—ฝ ๐˜†๐—ผ๐˜‚ ๐—ฐ๐—น๐—ฒ๐—ฎ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฏ๐˜† ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃโฃโฃ
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Worried youโ€™ll still be paying off your mortgage in retirement? New research shows youโ€™re not alone. Here are five tips to help clear the slate before you hang up your work boots. ๐Ÿฅพโฃโฃโฃโฃ
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https://pmrfinancial.com.au/blog/5-tips-to-help-you-clear-your-mortgage-by-retirement

๐Ÿ’ฐ How much do you need to earn to buy a home? ๐Ÿ’ฐโฃโฃDomain recently looked at the income needed to buy a home, assuming a 2...
10/06/2026

๐Ÿ’ฐ How much do you need to earn to buy a home? ๐Ÿ’ฐโฃ
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Domain recently looked at the income needed to buy a home, assuming a 20% deposit. โฃ
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It found a solo buyer needs an annual income from $232,000 to buy in Sydney, or $111,000 to buy in Darwin. ๐Ÿกโฃ
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For couples, each person may need to earn $121,000 in Sydney, or just $68,000 for more affordable capitals. โฃ
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The catch is these were figures for houses. โฃ
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Apartments may require a lower income. ๐Ÿขโฃ
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What matters is that you talk to us. โฃ
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We can explain your borrowing power across different lenders based on your situation. ๐Ÿ‘‡โฃ
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To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

Address

Suite 5, 1st Floor/3-9 Gordon Street, Glenelg
Adelaide, SA
5045

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Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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