PMR Financial

PMR Financial Mortgage Brokers - Western Suburbs ASK ME HOW = [email protected]

Home Loans, Investment Loans, Business & Commercial Finance, Insurance, Debt Consolidation, Low Documentation Loans, Refinance Options, Vehicle & Equipment Finance.

28/08/2026

๐Ÿ“ˆ Demand for first home buyer loans jumped 16% ๐Ÿ“ˆ

Itโ€™s thanks largely to the expanded 5% Deposit Scheme.

Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October.

Could the 5% Deposit Scheme help you bring forward your home buying plans?

DM us to find out.
๐Ÿ‘‡

To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—–๐—ผ๐˜‚๐—น๐—ฑ ๐˜†๐—ผ๐˜‚ ๐˜€๐—ฝ๐—ผ๐˜ ๐—ฎ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐˜€๐—ฐ๐—ฎ๐—บ? ๐—ฆ๐—ฝ๐—ผ๐—ถ๐—น๐—ฒ๐—ฟ ๐—ฎ๐—น๐—ฒ๐—ฟ๐˜: ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐Ÿฎ ๐—ถ๐—ป ๐Ÿฑ ๐—ฐ๐—ฎ๐—ปโ€™๐˜ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃProperty transactions involve big bucks โ€“ and ...
26/08/2026

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—–๐—ผ๐˜‚๐—น๐—ฑ ๐˜†๐—ผ๐˜‚ ๐˜€๐—ฝ๐—ผ๐˜ ๐—ฎ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐˜€๐—ฐ๐—ฎ๐—บ? ๐—ฆ๐—ฝ๐—ผ๐—ถ๐—น๐—ฒ๐—ฟ ๐—ฎ๐—น๐—ฒ๐—ฟ๐˜: ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐Ÿฎ ๐—ถ๐—ป ๐Ÿฑ ๐—ฐ๐—ฎ๐—ปโ€™๐˜ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃ
โฃ
Property transactions involve big bucks โ€“ and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. ๐Ÿ”Ž ๐Ÿกโฃ
โฃ
https://pmrfinancial.com.au/blog/could-you-spot-a-property-scam-spoiler-alert-over-2-in-5-cant

๐Ÿก Strategies that can help clear your mortgage by retirement ๐ŸกโฃโฃOne-in-three Gen Xs expect that they'll still be paying ...
26/08/2026

๐Ÿก Strategies that can help clear your mortgage by retirement ๐Ÿกโฃ
โฃ
One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.โฃ
โฃ
But there are ways to potentially clear the slate sooner. ๐Ÿ’กโฃ
โฃ
Refinancing could see you save with a lower rate (just try not to extend the home loan term). โฃ
โฃ
An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.โฃ
โฃ
Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. ๐Ÿ“‰โฃ
โฃ
Call us for more tips to potentially be mortgage-free by the time you retire. ๐Ÿ‘‡โฃ
โฃ
To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

๐Ÿก 1-in-3 home buyers rely on the bank of mum and dad ๐ŸกโฃโฃThat's the latest survey data from Compare the Market.โฃโฃBut bewa...
24/08/2026

๐Ÿก 1-in-3 home buyers rely on the bank of mum and dad ๐Ÿกโฃ
โฃ
That's the latest survey data from Compare the Market.โฃ
โฃ
But beware: lenders may check that financial support is a gift, not a loan to be repaid. โš ๏ธโฃ
โฃ
Otherwise it may reduce your borrowing capacity. ๐Ÿ“‰โฃ
โฃ
And banks still want to be sure you can comfortably manage loan repayments. ๐Ÿกโฃ
โฃ
Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. ๐Ÿ‘‡โฃ
โฃ
To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

21/08/2026

๐Ÿ“ˆ Home loan rate rising? Here are your options ๐Ÿ“ˆ

Three consecutive rate hikes have wiped out last yearโ€™s rate cuts. But you don't have to just wear the higher interest rate.

Competition is heating up for your business among lenders - so it might be time to shop around?

Talk to us about refinancing. Weโ€™ll cast our net wide to help you save on interest. ๐Ÿ‘‡

To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—ง๐—ต๐—ฒ ๐˜€๐—ถ๐—น๐˜ƒ๐—ฒ๐—ฟ ๐—น๐—ถ๐—ป๐—ถ๐—ป๐—ด ๐—ผ๐—ณ ๐—ฎ ๐—ฐ๐—ผ๐—ผ๐—น๐—ถ๐—ป๐—ด ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐—ณ๐—ผ๐—ฟ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ๐˜€ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃWhile rising prices were the talk of the town no...
19/08/2026

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—ง๐—ต๐—ฒ ๐˜€๐—ถ๐—น๐˜ƒ๐—ฒ๐—ฟ ๐—น๐—ถ๐—ป๐—ถ๐—ป๐—ด ๐—ผ๐—ณ ๐—ฎ ๐—ฐ๐—ผ๐—ผ๐—น๐—ถ๐—ป๐—ด ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐—ณ๐—ผ๐—ฟ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ๐˜€ ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃ
โฃ
While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften โ€“ but itโ€™s not all bad news for home owners. ๐Ÿ™Œโฃ
โฃ
https://pmrfinancial.com.au/blog/the-silver-lining-of-a-cooling-property-market-for-home-owners

๐Ÿ’ณ The BNPL trap: how it could impact your home loan application ๐Ÿ’ณโฃโฃBuy Now Pay Later (BNPL) may be quick and convenient,...
19/08/2026

๐Ÿ’ณ The BNPL trap: how it could impact your home loan application ๐Ÿ’ณโฃ
โฃ
Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. ๐Ÿกโฃ
โฃ
That's because every time you apply for BNPL, it may trigger a credit check. ๐Ÿ”โฃ
โฃ
And too many credit checks can affect your credit score and be a red flag for lenders. ๐Ÿšฉโฃ
โฃ
Late or missed BNPL payments can also be reported, which could reduce your credit score even further. โฃ
โฃ
Talk to us to know how BNPL could impact your loan application. ๐Ÿ‘‡โฃ
โฃ
To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

๐Ÿก Property listings climb higher, FOMO dials down ๐ŸกโฃโฃThings are looking up for homebuyers, reports Domain. ๐Ÿ“ˆโฃโฃNot so lon...
17/08/2026

๐Ÿก Property listings climb higher, FOMO dials down ๐Ÿกโฃ
โฃ
Things are looking up for homebuyers, reports Domain. ๐Ÿ“ˆโฃ
โฃ
Not so long ago FOMO (fear of missing out) was a driving force in the housing market. ๐Ÿ˜ฌโฃ
โฃ
Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).โฃ
โฃ
That means buyers could have more negotiating power, and seller discounts are on the rise. โฃ
โฃ
Itโ€™s a trifecta that could see the stars align for your homebuying plans. โญโฃ
โฃ
Contact us to see how you could benefit. ๐Ÿ‘‡โฃ
โฃ
To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

14/08/2026

๐Ÿก 1-in-3 home buyers rely on the Bank of Mum and Dad ๐Ÿก

But beware: lenders may check that the financial support is a gift, not a loan to be repaid.

Otherwise it may reduce your borrowing capacity or lead to delays during your loan application.

DM us first to find out how mum and dad can smoothly lend (or gift) a helping hand.

To find out more, DM us or contact the PMR Financial Team on:

โ˜Ž๏ธ โ€“ (08) 8350 9952
๐Ÿ’ป โ€“ [email protected]

* Compare the Market survey

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฒ๐˜๐—ถ๐˜๐—ถ๐˜ƒ๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—ฟ๐—ถ๐—ด๐—ต๐˜ ๐—ป๐—ผ๐˜„? ๐—ก๐—ฒ๐—ฎ๐—ฟ๐—น๐˜† ๐Ÿฑ๐Ÿฌ ๐—น๐—ฒ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐—ผ๐—ณ๐—ณ๐—ฒ๐—ฟ ๐˜ƒ๐—ฎ๐—ฟ๐—ถ๐—ฎ๐—ฏ๐—น๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฏ๐—ฒ๐—น๐—ผ๐˜„ ๐Ÿฒ% ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃโฃGreat news! Homeowners can...
13/08/2026

๐Ÿ—ž๏ธ๐Ÿ“ฐ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฒ๐˜๐—ถ๐˜๐—ถ๐˜ƒ๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—ฟ๐—ถ๐—ด๐—ต๐˜ ๐—ป๐—ผ๐˜„? ๐—ก๐—ฒ๐—ฎ๐—ฟ๐—น๐˜† ๐Ÿฑ๐Ÿฌ ๐—น๐—ฒ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐—ผ๐—ณ๐—ณ๐—ฒ๐—ฟ ๐˜ƒ๐—ฎ๐—ฟ๐—ถ๐—ฎ๐—ฏ๐—น๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฏ๐—ฒ๐—น๐—ผ๐˜„ ๐Ÿฒ% ๐Ÿ“ฐ๐Ÿ—ž๏ธโฃ
โฃ
Great news! Homeowners can breathe a sigh of relief, with the RBA keeping the cash rate on hold in August. But just because the cash rate is sitting tight, doesnโ€™t mean you have to. ๐Ÿ˜‰โฃ
โฃ
https://pmrfinancial.com.au/blog/whats-a-competitive-rate-right-now-nearly-50-lenders-offer-variable-rates-below-6percent

Address

Suite 5, 1st Floor/3-9 Gordon Street, Glenelg
Adelaide, SA
5045

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Alerts

Be the first to know and let us send you an email when PMR Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to PMR Financial:

Shortcuts

Share