MyBudget

MyBudget Award-winning personal budgeting & debt management service. 130k+ people helped since 1999. Start your journey today ๐Ÿ‘‡.

Our Community Guidelines

This page is for MyBudgetโ€™s Facebook community to have fun and enjoy responsibly. All members of the MyBudget Facebook community must comply with Facebookโ€™s Terms of Use when interacting with our page. Therefore there are a few items to note:
โ€ข Please be civil to each other and respectful of other peopleโ€™s opinions, as we are all entitled to them.
โ€ข Do not post, publish,

disseminate or tag any defamatory, infringing, obscene, indecent, misleading, unlawful or otherwise socially unacceptable content or information.
โ€ข Do not post copyrighted material owned by others. The MyBudget team reviews all content (comments/uploads/posts and any other material) posted to our page to ensure they follow our house rules, and community guidelines. MyBudget respects the opinions of others but reserves the right to remove any offending content that we deem to be inappropriate, offensive or socially unacceptable. This includes (but is not limited to) any content that is:
โ€ข Racist
โ€ข Sexist
โ€ข Defamatory
โ€ข Uses obscene language
โ€ข Copyright
โ€ข Spam
โ€ข Repetitive, without providing additional information or value
โ€ข Affects the privacy or wellbeing of our staff or clients

We have a legal obligation to remove any posts that may be defamatory. If any post lowers or damages an identifiable person's reputation, it will be removed (regardless of whether or not it is true). Even if you do not name the individual, other information may achieve the same result. MyBudget reserves the right to remove or moderate content which is considered unfair, unsubstantiated or untrue. MyBudget maintains the right and sole discretion to remove content or partial content from any post, comment or private message without notice and/or ban a member for contravening these rules or for any other behaviour deemed inappropriate. We also reserve the right to remove any content that breaches copyright law and/or Facebookโ€™s Terms of Use. The views and opinions expressed in comments and user-generated content do not represent the opinion of the MyBudget brand.

03/09/2026

We've just become aware of a fake 'MyBudget' profile sending friend requests to people. Please report them - it's not us!

We will never ask you to click on a link or give your bank details. Stay safe online ๐Ÿ’™

Send a message to learn more

Meet Nic, our Learning & Quality Administrator ๐Ÿ‘‹ who has been an integral part of the MyBudget team for 13.5 years! Join...
31/08/2026

Meet Nic, our Learning & Quality Administrator ๐Ÿ‘‹ who has been an integral part of the MyBudget team for 13.5 years! Join us in thanking Nic for her 13+ years of dedication to our team and clients in the comments! ๐ŸŽ‰

Nic works closely across all departments to roll out new training, programs, and processes. She also helps keep our office vibrant and fun as part of our Culture Program! ๐Ÿฅณ

We asked Nic a few questions so you can get to know her better ๐Ÿ‘‡

๐—ข๐—ป๐—ฒ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐˜๐—ถ๐—ฝ ๐˜†๐—ผ๐˜‚โ€™๐˜ƒ๐—ฒ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜€๐—ถ๐—ป๐—ฐ๐—ฒ ๐˜„๐—ผ๐—ฟ๐—ธ๐—ถ๐—ป๐—ด ๐—ฎ๐˜ ๐— ๐˜†๐—•๐˜‚๐—ฑ๐—ด๐—ฒ๐˜? ๐Ÿ’ธ
Pay bills weekly instead of waiting until the quarterly bill comes in.

๐—ข๐—ป๐—ฒ ๐˜๐—ต๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฏ๐˜‚๐—ฑ๐—ด๐—ฒ๐˜ ๐˜†๐—ผ๐˜‚โ€™๐—น๐—น ๐—ป๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—ด๐—ถ๐˜ƒ๐—ฒ ๐˜‚๐—ฝ? ๐Ÿ’…
Getting my nails done!

๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ผ๐—ป๐—ฒ ๐˜๐—ต๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚ ๐˜„๐—ฎ๐—ป๐˜ ๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ผ๐—บ๐—บ๐˜‚๐—ป๐—ถ๐˜๐˜† ๐˜๐—ผ ๐—ธ๐—ป๐—ผ๐˜„ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐— ๐˜†๐—•๐˜‚๐—ฑ๐—ด๐—ฒ๐˜โ€™๐˜€ ๐—บ๐—ถ๐˜€๐˜€๐—ถ๐—ผ๐—ป? ๐Ÿ’™
We take the mental load out of money. With so many families needing two incomes to run a household, finding the time for life admin can be tough. MyBudget pays your bills for you so you donโ€™t need to worry.

๐—ข๐—ป๐—ฒ ๐—ฝ๐—ถ๐—ฒ๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐—ฎ๐—ฑ๐˜ƒ๐—ถ๐—ฐ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜€๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ ๐˜„๐—ต๐—ผ ๐˜„๐—ฎ๐—ป๐˜๐˜€ ๐˜๐—ผ ๐—ฑ๐—ผ ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐˜„๐—ถ๐˜๐—ต ๐˜๐—ต๐—ฒ๐—ถ๐—ฟ ๐—บ๐—ผ๐—ป๐—ฒ๐˜†? ๐Ÿ“ˆ
You donโ€™t need to save heaps, just try to get the bank account to be a little higher at the end of each week and youโ€™re still on your way to achieving your goals.

๐—ช๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ ๐˜†๐—ผ๐˜‚ ๐—น๐—ผ๐˜ƒ๐—ฒ ๐—ฑ๐—ผ๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜€๐—ฝ๐—ฎ๐—ฟ๐—ฒ ๐˜๐—ถ๐—บ๐—ฒ? ๐Ÿƒโ€โ™€๏ธ
Spending time with my family, my husband and son, going to the gym, and running.

Looking for Fatherโ€™s Day gift ideas that feel thoughtful without completely blowing your budget? ๐Ÿ‘‰ https://bit.ly/3UoM1I...
30/08/2026

Looking for Fatherโ€™s Day gift ideas that feel thoughtful without completely blowing your budget? ๐Ÿ‘‰ https://bit.ly/3UoM1IW

With one week to go, weโ€™ve rounded up our top gifts for every budget to help you celebrate Dad (or the father figure in your life) while keeping your financial goals intact ๐Ÿ’ธ.

From creating experiences over practical gifts to getting creative with DIY projects, showing love doesn't have to be expensive ๐Ÿ’™.

Our latest blog covers:
โœ… More budget-friendly gift ideas
โœ… Practical saving tips
โœ… AND our '3-question Father's Day gift test'

How are you celebrating Dad or your father figure this year? Let us know in the comments ๐Ÿ‘‡

29/08/2026

Carrying credit card debt can feel like a constant, heavy weight on your shoulders ๐Ÿ’”.

That endless cycle of trying to pay down balances while watching interest pile up creates so much unnecessary stress... But imagine waking up without that worry about how or when your credit cards will get paid ๐Ÿ’ณ.

โœจ Imagine having total clarity, a clear path forward, and breathing easy again โœจ

You don't have to figure it out alone. Our team is always here to help relieve that pressure and do the heavy lifting for you ๐Ÿ’™.

Take a deep breath and find out how you can start feeling that relief today: https://bit.ly/4gyGve2

Essential expenses have doubled the rate of inflation, according to a new report featured in The Australian ๐Ÿ“ˆOur Founder...
27/08/2026

Essential expenses have doubled the rate of inflation, according to a new report featured in The Australian ๐Ÿ“ˆ

Our Founder, Tammy, weighed in on what this means for household budgets across the country. When fixed costs like utilities, insurance, and groceries jump this fast, standard tracking apps just can't keep up.

As Tammy said, you canโ€™t opt out of paying a power bill, or suddenly pay less in rent! ๐Ÿงพ

Thatโ€™s why having a 12-month forward forecast is so crucial right now. Instead of just watching where your money went last month, seeing your projected cash flow helps you stay ahead of price hikes, protect your savings, and keep your bills paid on time.

If the rising cost of living is adding extra weight to your shoulders, remember you don't have to navigate it alone ๐Ÿ’™.

Read the full article here ๐Ÿ”—: https://bit.ly/4cFPBok

TODAY IS THE DAY ๐Ÿง— Our team members, Nikki, Steph, Emma, and Domi are taking part in the Adelaide City Plunge and bravel...
27/08/2026

TODAY IS THE DAY ๐Ÿง— Our team members, Nikki, Steph, Emma, and Domi are taking part in the Adelaide City Plunge and bravely abseiling down the InterContinental Adelaide to raise awareness and funds for mental health ๐Ÿ’™.

We're supporting Talk Out Loud Australia, which is dedicated to raising awareness and providing support for youth mental health and su***de prevention by creating safe spaces where young people can openly discuss mental health and access the resources they need to thrive.

There is still time to support our team and make a difference! You can donate here ๐Ÿ’™: https://bit.ly/45NO4sI

How much does MyBudget cost? Our fees explained ๐Ÿ‘‰ https://bit.ly/4y5LCtFWhen money already feels tight, it makes sense t...
26/08/2026

How much does MyBudget cost? Our fees explained ๐Ÿ‘‰ https://bit.ly/4y5LCtF

When money already feels tight, it makes sense to ask exactly what support will cost.

That's why we've broken down how our fees work, what is included and why there is no one-size-fits-all price. Your fees are shown before you decide, with no hidden costs or long-term lock-in contracts ๐Ÿ“„.

It also explores a bigger question: what does it cost if you do nothing about your finances ๐Ÿค” and what could be possible when bills, debt, savings and future expenses are all working together?

Let's see what could be possible for your money โœจ.

From $28k in debt while navigating cancer on a single income, to 16 years of financial stability ๐Ÿ™. We're so proud of ev...
25/08/2026

From $28k in debt while navigating cancer on a single income, to 16 years of financial stability ๐Ÿ™. We're so proud of everything they've achieved over the years with us, take a look at their journey ๐Ÿ‘‡.

Kim & Bobโ€™s journey is a powerful reminder of what real financial freedom looks like. It wasn't about quick fixes; it was about steady, intentional progress over time.

Tune into the full 2-part feature on our podcast, MyMoney MyStory:

โœจ ๐—ฃ๐—ฎ๐—ฟ๐˜ ๐Ÿญ: How they survived cancer while living on a single income stress and facing $28k in debt to becoming debt-free in 13 months
โœจ ๐—ฃ๐—ฎ๐—ฟ๐˜ ๐Ÿฎ: How they built 16 years of freedom, family memories, and a lasting legacy for their kids

๐ŸŽง Listen to both episodes now on Apple Podcasts, Spotify, or wherever you get your podcasts: https://tr.ee/wc7O1quiyL

Nothing beats meeting the heart of MyBudget in person ๐Ÿ˜. Our founder, Tammy, popped in for a โœจ surprise visit โœจ during a...
22/08/2026

Nothing beats meeting the heart of MyBudget in person ๐Ÿ˜. Our founder, Tammy, popped in for a โœจ surprise visit โœจ during an in-person appointment at our Adelaide office - and got to meet a very special returning client, Caroline.

Caroline was a MyBudget client in the past, and following the recent loss of her husband, she made the decision to rejoin us to help navigate her next financial chapter. Navigating life transitions is never easy, but having the right support and peace of mind makes all the difference.

We are so honoured to welcome Caroline back to the MyBudget family with open arms ๐ŸŒŸ.

Drop a ๐Ÿ’™ in the comments to send Caroline some love and welcome her back!

Negotiating with creditors can feel daunting but taking back control starts with having the right conversation ๐Ÿค.Credito...
21/08/2026

Negotiating with creditors can feel daunting but taking back control starts with having the right conversation ๐Ÿค.

Creditors are often much more willing to work with you than you might think - especially when you approach them with a clear, realistic plan.

Here is how to negotiate like a pro:

โœ… Get clarity on your budget: Calculate your income and living costs first so you know exact figures before reaching out

โœ… Reach out early: Don't wait for late notices to pile up, being proactive shows good faith

โœ… Ask for tailored arrangements: Whether it's reduced repayments or a temporary pause, request an option that actually works for you

Unsure what to say? Use our word-by-word scripts and tips ๐Ÿ’ก: https://bit.ly/4zrOWAx

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